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santander business account
Hi all!! need some advice please... currently i'm with HSBC business banking, but as of next month i will have to pay for the privilage. but i have seen that santander offer free business banking for life and if you open the account with £2500 and pay in £1000 ppm for the first year you will earn 5% aer on the £2500 as…
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2010 budget on basic bank accounts
Well I have an appointment for a basic bank account tomorrow with RBS, im just wondering when the "bank account for all" kicks in as i've been refused before so im not hopeful.
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Why do people have more than one Bank/Current Account???
If you could please answer the above question, would be much appreciated. Thanks:beer:
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Santander nonsensical preferred overdraft account
So I was checking the best buys page for switching current accounts for people with an overdraft. The Santander "preferred overdraft rate account" sounded good as it a) is 0% for overdrafts for 12 months b) will match my current overdraft (up to £5000) c) is 12.9% after a year So my current overdraft limit is £2600 and I…
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Santander problem
I applied for an account with Abbey (Santander) on 24th February and ticked the boxes for online banking etc. They said it would take 5 working days to open. 2 weeks later I called up to be told they only just received the application. They then tell me it’s accepted and I get a card in the post with a pin and welcome back…
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Smilemore Account
Hi guys, just wondering if anyone has the smilemore account and what their thoughts on it are? I upgraded the other week and think it is not too bad: Worldwide Travel Insurance, Gadget Insurance for the likes of you digital camera, Ipod etc, Breakdown Cover from Axa and Mobile Phone Insurance too.
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Halifax ATM changes
Just got a letter from Halifax explaining that they are 'updating' how their ATMs work following the merger with Lloyds. Some really backward steps here I think: - No longer able to pay bills at an ATM - No longer able to transfer money between Halifax accounts at an ATM - Mini statements will show less transactions that…
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Unsure what to do: Overdraft / CC
I've picked up a bit of debt on my credit card through booking a couple of holidays, it's around £600 of a £4k limit. £600 is a bit less then half of my take home pay. I'm also dipping in to my overdraft every month at the moment having paid off a 700 CC bill (bed + some furniture) just before Christmas but steadily…
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HSBC overdrafts
Have applied to up our £1200 overdraft to £2000 today how long will we have to wait to hear? applied at about 6pm we are advance customers Many Thanks
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Which bank account
I'm going travelling in August for up to a year. Obviously I'll need access to a bank account and was wondering which current account would be best. I'm currently with First Direct. I've made some enquiries and whilst I'll be able to use my debit/credit card whilst abroad, I'll get charged for the privilege. I can upgrade…
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Santander
hi, I have an account with Santander, and although i have had it for about 6 months, have only been using it for the last month and intend to make this my main account. So will be funded with over 1000 per month. I have the reward account with no overdraft. My question is, do Santander credit check for overdraft and credit…
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Santander - Bradford & Bingley..grrrrr
:mad: anyone else had problems when Bradford & Bingley changed to Santander...?? seems they activated old direct debits..and sent them out. We had B&B account about 15 yrs ago, presumed it was closed. Now have £70 charges on this (we thought closed) account :mad:
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Halifax Overdraft rate
Hopefully a quick one.... Am I right in thinking that Halifax's £1 a day overdraft fee on a £2000 overdraft is the same as it being 18% APR?
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How to cash dollar Banker's Draft drawn on non-US bank payable to someone else?!
OK, a tough one for you guys. A relative has received a US dollar banker's draft drawn on a Bahamian bank. Since nowadays there is so much suspicion surrounding almost everything, I should say this comes from the proceeds of a property investment in the Bahamas. This relative is in fact only entitled to part of these funds…
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Dormancy and current accounts?
Hello. I have a few current accounts that I don't use anymore. If i leave £1 in them but make no regular credits is there anyway that the bank could somehow charge me a dormancy fee? I would like to keep them open for potential future use, but without using it as my main account I am worried about getting charged somehow!…
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Help Creating a Complaint Letter To Halifax.
I apologise this is a long explination. I'm not very happy with how I've been treated today. I understand the problem and why I got the reaction I got from them, but the way they delivered the information was cruel and unessesary. Back in 1995 my mother and father opened a Liquid Gold account in Halifax for me as I had…
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Overdraft with Nationwide
I recently had my overdraft reduced from £750 to £450, which was nationwide's decision. I now want to start reducing it bit by bit so called them today to ask if they would reduce it to £300, and I have been told no. They will increase it, but they wont reduce it. I have to wait 3 months and call them back to see if they…
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Question about cheque clearing
Hopefully a quick question! If I send someone a cheque and they bank it today for instance, when would the funds be taken from my account? I always thought there was a clearing process, whereby the funds are reserved in my account (taken from my available balance) and then are taken a couple of days later? Basically,…
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First Direct
:mad: Really annoyed to find out this morning that I have been charged £25 for going £3 over the standard £250 overdraft for 24 hours in the middle of Feb. Whats even more annoying is a friend of mine tells me HSBC wouldnt have charged him that, just read they have a fair fees policy!! First Direct being HSBC under another…
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Nationwide security
I am a Nationwide Flexaccount customer, it is not my main bank account. I was away from home and and visited a branch in north Oxfordshire. I handed over my card at the counter and asked to withdraw five hundred pounds. To my utter amazement and disgust the cashier handed over the money without asking a single security…
