-
When using an overdraft, would I get charged if...
...I used my overdraft to send money and then paid it back on the same day? So will this work, or will interest be applied purely for making use of the overdraft. The overdraft is an arranged/agreed/formal one from smile, so there is no fee for using it. Or will I get charged one days worth of interest? Monthly interest…
-
Euro car park parking charge notice
I parked my courtesy car today in Bolton and have received a charge notice on the grounds that the ticket was upside down. Do you all agree that I should 1/ still ignore it 2tell the garage what has happened and ask that they will respond by saying that they do not know who was driving. Doing nothing does not seem right…
-
Santander - I see now why everyone moans about them!!
A while ago I went into my local branch and asked to switch from the prefered overdraft option to the prefered in credit option on my current account. I didn't want to open a new account, nor did I want to change any credit facilities on my account such as overdraft etc. They did a credit search on me! What for I dont…
-
Natwest Account Turnover
I have a Natwest Currentplus account which is not my main account and although there is a balance there is not much turnover. I was also sent the Blue Visa Debit cards and would like the purple ones so I can use [EMAIL="Pay@Pump"]Pay@Pump[/EMAIL] etc. Now my main account is with LTSB and I have 7k in it (For the 4%) could…
-
Natwest Email Question
Hi , I've banked online for a couple of years now and Natwest NEVER sent emails until last December when I started receiving emails from [EMAIL="OnlineBanking@Information.natwest.com"]OnlineBanking@Information.natwest.com[/EMAIL]. I thought it looked dodgy so googled a bit and found out it was a phishing scam , I now…
-
Which bank offers best business account ???
Hi, i am going to start a new business(convenience store)..could anyone please suggest me which bank is offering good deal on business accounts.. Thanks..
-
Nationwide Cash Card+
I got a letter in today says my card is going to get upgraded to Cash Card+, not much more information, apart from it's going to be some sort of Visa card and it can be used for purchase within the UK and overseas, but it can not withdraw cash overseas, anyone has more information on this?
-
First Direct
Hi, I'm interested in opening a First Direct current account but unfortunately my salary does not reach the amount needed to avoid a monthly charge. Does anyone know if it would be ok to set up a monthly transfer from another bank to cover the difference and then transfer it back to original bank next day ? Thanks for any…
-
Electron being phased out?
I've had a Cardcash account with Halifax for years. Even though it hasn't got any money in it, I've kept it open because I can use the Visa Electron function to save money when booking EasyJet flights. However, I've noticed that fewer and fewer banks now offer Electron cards and am wondering if they are going to be phased…
-
what's the best Joint account?
Me and the missus have recently had a wee baby and are thinking about setting up a joint account, as her self-employment income will be significantly reduced when she re-starts work after the maternity allowance finishes. Previously I took care of all the bills (minus her mobile and pet insurance) and she took care of all…
-
halifax debit card
hi everyone, have halifax now stopped issueing cheque guarantee card? i just received a new debit card for a new reward account it it doestnt carry this feature. i knew santander had but i thought it was just them at present. thanks
-
Best Bank account with 5 yr old default
Looking for a better bank account than our Natwest Step account only advise one default over 5 yrs old. Any advice please.
-
maya
Going to live in Spain and would like to open a joint bank account. Is there a bank in UK that has branches in Spain which I could use just as easily in UK as well as in Spain?
-
Monthly budgeting tool
Hi all My circumstances will be changing soon (baby on way) and I need a tool/software that can track my expenses - something like Microsoft Money I guess - i used this years ago. Does anyone have any recommendations?
-
Santander Minimum Withdrawals
I went in to a Santander branch today to lodge a couple of cheques and as I wanted some cash asked for £30 to be told that a change in T+C's meant the minimum counter withdrawal was £31 . As I said to the girl "who dreams up these ideas? " She said it was to speed up queuing ??? . I sugested more staff would solve that and…
-
Boo Hiss to Co-op - help?
Hi I took out a parachute basic bank account with Co-op about 7 months ago and transferred all my transactiosn to that. Nothing but trouble since then, they have repeatedly missed transactions off statements and dont seem to work to the same GMT at the rest of the UK which causes massive issues. They have twice told me by…
-
Been charged £22 for being £1.90 overdrawn for 1 day, what can I do.
Barclays have charged me what i think is a ridiculous amount for being 1.90 over my reserve, which I didn't want set up. If this was not set up Id be charged £8, ive phoned them up, as its the first time ive ever been into the reserve and they told me tuff. Im furious is there anything I can do about this?
-
Barclays Cash Account Minimum Balance Required ?
I have a Barclays Cash Account and I have setup Standing Orders for £21 and I will make sure I always have £21 in it, but do I need to have extra in it to make sure they are paid, so have say £22 in it and never let the balance go to £0 or would they still pay £21 out if I had £21 in ?, as I don't want to leave anything…
-
Closing my business account that has overdraft
Hello I hope someone can help me. I have a business account with HSBC and its has £4000 overdraft. I used to need this but dont now. it still has £4000 overdrawn though so i need to get this repaid and will be discussing this with the bank this weekend hopefuly! I own a small business and i dont accept cheques only cash or…
-
switching banks
Is there any drawback to switching banks? Such as getting mortgages or loans? I have been with Barclays for 28 years and have a lot of savings with them, and my business account is with them too, but they have charged me £22 for going overdrawn for just 24 hours last week and I really want to leave them, the attitude of…
