Best Bank account with 5 yr old default

cdlmmll

Looking for a better bank account than our Natwest Step account only advise one default over 5 yrs old. Any advice please.

PNPSUKNET

ask natwest, they may upgrade to a current plus

cdlmmll

This is the problem, I keep asking them to upgrade, but because I went bankrupt six years ago. Was discharged five years ago when I opened the Step Account, and the old bankruptcy isn't even on my credit files anymore yet they still won't upgrade.

Now I really like them, and have never ever gone into the red, and never had charges in the over five years, I've held this step account.

Just really disappointed that it looks like I have to go to another Banking provider.

Just wondering who would be best to apply to.

cifpower

As your default is near expiration you may get a full current account. Try the Halifax Reward account. If you deposit £1000 a month you get £5 asa thank you

cdlmmll

Thanks Cif

Have been toying with this account as would be putting around 1600 min each month.

Plus yesterday was accepted by AquaCard.

Carol

cifpower

I would definitely apply for it

cdlmmll

Thanks again Cif

do they search both for this account or just experian as with Aquacard ?

cifpower

Halifax just search Experian