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help with US dollar banking
Hello I'm hoping somebody can help me out with this. I've got a job on a cruise ship based in Miami from November this year for 6 months. I have the option of being payed in US dollars cash on board, or having a bank transfer set up. Obviously the bank transfer could prove costly as lots of banks charge for incoming…
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Barclays Cash Account or Natwest Currentplus
I have both a Barclays Cash Account (Basic Account) and Natwest Currentplus (Normal Current Account) and I only need one, which should I keep ?, The Natwest account has a cheque book and Barclays does not, but the Barclays Connect Card can be used at [EMAIL="Pay@Pump"]Pay@Pump[/EMAIL] and the Natwest Card cannot ?. Help.
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Anyone waiting on their £75 from Nationwide?
It appears i've received mine. Is what shows on my online account. Just to show others that it does/can get paid. Question though: Can i now cancel all standing orders, or will i have to let them run? Just wondering if Nationwide can take this £75 back for some reason. Probably daft, but figures i'd ask.
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Joint Bank Accounts
Hi Does anyone have any advice on Joint bank accounts. My partner and I want to open a joint bank account for us both to put money in from our separate accounts each month for bills, food, joint ventures (holidays, meals out). As it will not be our full income going in, (under £1000 each month). Also I have had some bad…
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Santander Instant plus account
I applied for a current account online with santander last week and got declined, so they opened the instant plus account which is fine but they gave me a visa debit (electron) card which i dont want. I checked my credit report and there's nothing bad on there apart from linked addresses which i never lived there and ive…
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MSE News: Post Office to get £180 million to boost its financial services
This is the discussion thread for the following MSE News Story: Read the full story: Post Office to get £180 million to boost its financial services
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I have three Halifax Reward accounts but can no longer afford to pay in £1000 a month
I opened three Halifax Reward accounts but now I'm paying heavily into a pension and repaying a small debt to my parents I can no longer afford to credit it with £1000 and bounce it about to get the reward. It will be at least six months until I am able to do this, and possibly even longer. Qs: Will I get charged for not…
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Is it ok to have mortgage CC and bank account at same bank?
Or is this frowned upon? I have just opened the Halifax reward account, (initially to get the fiver..)my mortgage is with them, as is my credit card, and I am considering using the reward account as my normal debit account. My current account is in barclays, but I have a £500 overdraft, which I can't get out of, so have…
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Receiving money from abroad
I have a Lloyds TSB current account and a HSBC current account, I need to receive some money from outside the EU. Silly question but how do I do this, what account info does an organisation need to transfer money to me in the Uk. I know when I have sent money out abroad in the past I have had account no, swift code, IBAN…
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HSBC vs Churchill Insurance
Hi All, Not sure whether I'm posting in the right place as it comes under Banking and Insurance.....probably more banking though. Back in November 2009 I was declared bankrupt. I had a bank account with HSBC and a joint account with my wife also through HSBC. My wife also had a single account with HSBC. In the joint…
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Halifax Reward Overdraft charges
Hi I have a Halifax Reward a/c with an overdraft of £300. I very occasionally go into the overdraft but only a few days at a time. The reason for this post is that I haven't been charged any fees, yet. Does anyone know whether the fees are added on a monthly or quarterly basis?
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Best graduate account?
Hi guys, Im looking to get a graduate account which is interest free. Does anybody know the best graduate account to go with. Im looking to use the overdraft for car insurance as it would be cheaper to pay the whole fee up front rather than the monthly payments. All your help is much appreciated.
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sending money back to the UK
Hi there, I am currently working in France and am coming back to the UK at the end of the next month. I'm wondering what's the best and easiest way to send euros back to the UK without being shafted on exchange rates etc. I'm probably going to be needing to send back to my uk bank account around 2,300 euros. I wouldnt mind…
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Bill paid for twice leaves me overdrawn?
Hiya, I pay for my phonebill on my creditcard (bill comes out on 24th of month) and then pay it on the 1st when my wages go in..normally no problem but this month ive paid for my phonebill and they have taken it out of my bank aswell which has left me £50 over my overdfrat!! I am going to be charged but the question is who…
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Bank with natwest,don't want solo card anymore
I have a basic bank account with natwest, it has no overdraft or anything as had to switch to a basic bank account when i entered a DMP because i previously banked with lloydstsb but as i had debts with them they of course had the right to withdraw funds to cover payments etc. However a basic bank account with natwest…
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Beginers Budgeting
Hi :DNeeded some help/advice thought I'd come to the best :j I'm 14 and need help with saving money :) I have two money jars and a lockable box but I can't help my self opening them and buying sweets or chlothes or something. Can you guys give me any advice it'll be REALLY helpful :D :heart: ~Meyd
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First Direct - New 'Mailbox' Problems
Hi guys It seems First Direct have implemented the new message 'Mailbox'. However so far I have been unable top open any messages and just keep getting the same error: ''Sorry we cannot action your request at the moment. Please try later or call us on 08 456 100 234. Alternatively, please select another option from the…
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Problems with company and bounced cheque
I ordered a takeaway about a month ago and paid by cheque, the takeaway was awful and we left alot of it, the next day I was ill. I called them up and left my details and told them I would be cancelling the cheque due to the problems with the food, didn't hear anything about it until today. Today they have turned up on my…
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bank account applications and credit rating
Hi, I've finally joined up to the forum after a couple of months using this site, and was looking for some advice as there appears to be a lot of people with a lot of answers on here! Does applying for mutliple bank accounts in a short space of time affect your credit rating or the likelyhood of the banks accepting your…
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how to budget for rent
Asking on behalf of my daughter here, so forgive me if I get anything wrong :D She is moving to a house where they want the rent paid per calendar month. She gets paid weekly. Is there any way she can set up a S/O that takes the money out of her acc on a thursday and then somehow keeps hold of it and pays the rent on the…
