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First Direct Application - Strange Request
Long time lurker, seldom poster! I have recently applied for a First Direct current account and thought I would give them a call today to see what was happening, seeing as I knew I wouldn't have to go through a load of menus or risk speaking to the "wrong" department. Anyway, they confirmed the application was in progress…
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do i need income to open basic account
I need to open a basic bank account with co-op or barclays. i will not be having wages or benefits paid into account but making regular cash deposits. Anyone know if they will accept this arrangement.
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Help! - Halifax EasyCash A/C or Barclays Cash Card A/C ?
Hi guys, I want to apply for a basic account as I want to use this account solely for bills (i.e. mobile contract, supermarket etc). I am just wondering which account would be better, the Halifax EasyCash account or Barclays Cash Card account? Any advice appreciated Thanks :j:j:j:j:j:j
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Barclays New Account
Hi, I already have an Barclays Bank Account but would like to apply for an additional one. If I apply over their website - do they provide a decision online? Thanks
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finding it hard to get accepted for bank
Hi there, I recently changed my name by depol will i be able to apply for a bank in this name and do you think ill have more chance getting accepted for it? I am finding it hard in my other name to get a bank account. Many Thanks:mad:
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Debit Card Payments
How long does it take on average for them to be taken out of your account? Skint until payday tomorrow, and need some petrol, but don't much fancy being charged for it.
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Exiled down South - problem paying into BoS account
Hi all, I've had a BoS account for over 20 years, now a BoS Reward account. I live down south and until recently was able to pay cheques into my BoS account via either any Halifax agency or main branch. Which is logical given that Halifax BoS are the same entity. Recently however I've been advised by the local Halifax…
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Santander - Overdraft Charges & Impossible to get hold of!!
Hi everyone, I am soooooo angry this morning! Logged onto my internet banking to see that I have 2 charges taken out of my account :mad: On 17th Feb I paid for a train ticket which took me a whole 26p over my overdraft. Now they have charged me one lot of £25 and one lot of £5 for it. How f*cking ridiculous. And so I go to…
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Internet Banking
Can anyone recommend an internet bank that has a reasonable interest rate and doesn't take ages to transfer money? I am currently with Scottish Widows Bank who give 3% interest (good) but take a working week to transfer any money (bad). Thanks.
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Business Account BACS payments
Hi, I currently have a business bank account with HSBC and was looking to set up BACS payments facility on it so I can schedule payments. I have been advised there are set up and maintenance costs involved with this facility, does anyone know if this is the norm? Also do any Banks provide this for free? Cheers!
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Santander in credit interest- Would this work?
Hi all, I'm in the process of shifting my banking operations away from Santander but I intend to keep this account open for the good rate of interest. I am aware, however, that you need to credit this account with 1k a month to enable that interest to be paid. With Santander dragging their heels on Faster Payments this…
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Getting the best credit rating... and deliberately in debt
I currently have an instant access ISA savings accounts - which I tend to max out each year - (working towards a house deposit within the next 4 years). I also have a student bank account, that has been interest free for 4 years and will remain so for another 3, it has a £2000 limit, which, I'm regularly close to, but…
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Which year's ISA allowance?
I opened an A & L cash ISA a few weeks ago and have been putting money in when able. My question is, I want to move my savings from my current bank into my ISA but if I make the transfer from my account but it I request the transfer but the funds aren't cleared by the end of the financial year, which year would it count…
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Banks holding ex customers data
Hi, Any idea how long a bank can hold a ex customers data? Just asking beacuse I had an account with LTSB which was closed around July 2000 (nearly 10 yrs ago). I went into LTSB to open up an account and they still had my details on the system. Account was opened fine. Thanks MS
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Credit Union Advice
Hello, I have had a credit union share account for about three years. Last year I took out a loan, which has 3 payments to go until it is cleared. Basically, this month I have absolutely no money left until payday, this is another two and half weeks to go. All priority bills have been paid for this month. I have approx…
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Alliance & Leicester charging overdraft fees on pay day when the funds are available
Has anyone had any problems with A&L charging them for withdrawing money on payday when their online banking states that the funds are available in their bank account? I was charged £5 last month for going overdrawn despite the fact that the money was in my account. It was not till I looked back a couple of days later that…
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Warning - Cashminder Visa Debit Card
Just a note of warning to anyone who has or is getting a Co-operative Bank Cashminder account with a debit card. It is NOT a proper Visa debit card as it will NOT be accepted by all shops, etc, it is basically still an Electron card but with Visa written on it! For example: 1. Pay by Card Pumps at Adsa Petrol…
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Overdraft reduction
Hi, I have a graduate account with abbey, now santander. I graduated last july and currently have an overdraft limit of £1500 and have an available balance of -£1000. I reached the end of my contract at work in january and have been out of work since then. The final payment from the employer went into my account at the end…
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Incentive Offers to Switch Bank Account?
Posting on behalf of my Mrs who wishes to close her Halifax account due to some problems she's had today. I'm wondering if there is any offers about like the £75 Nationwide one just gone to switch accounts. Ta.
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Natwest card reader needed - wasn't expecting
I don't have a problem with this I don't think, but just thought it was a little odd... I've set up payees on my natwest online banking before and needed the card reader to do so, and i've done the same thing again. Now it comes to making my first payment to the latest payee i've created, and it wants me to use the card…
