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Backpay and bankruptcy
Hi everyone. Tomorrow is my big day when I have an appointment with the Courts for my bankruptcy. I've been planning this for months, umming and ahhing for weeks and weeks and eventually taking the plunge as the light at the end of the tunnel was getting dimmer and dimmer. I'm glad I've finally made the decision as I feel…
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Concerned and confused
Hi all , have been discharged for a year now :D and have been asked to go into business with an already established Ltd co as a shareholder , would this put the company at a disadvantage ? , my main concerns are 1 - Would we be financially linked 2- Would this be detrimental if the company was to go for finance of any kind…
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Barclays bank card and paypal
Hi I have just tried adding my barclays debit card to my paypal account and it wont let me it keeps saying, this card had been refused by the bank that issued your credit card, for details as to why contact your bank etc etc. cannot understand why as it has let me register my other account card that i got from the co op…
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council tax on flat which went into bankruptcy
hi went bankrupt last june,was told by o/r would lose flat that i had rented out as they viewed it as an investment property,fair enough wasnt that bothered no equity in it anyway and the tenent duly moved out and i thought that was that,just received a council tax bill for this property which the council insist im liable…
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SOA and Overtime
Hello When I did our SOA I referred o my husbands last three wage slips where he had got exactly the same amount take home every month, I forgot this included OT. We have our interview next week should we just explain and give him my Husbands flat rate and him not do OT anymore (I would prefer him not to do OT because he…
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OR interview, now got another SOA to do?
Hi all, Just had my OR interview in the last week, and just received a couple of letters from the OR.... 1. car exempt...YAY!! 2. new SOA to fill in....WHY?! We went through all my figures (which hadnt changed from the SOA) and I had to justify a couple that were 'out of the recommended', but he seemed happy enough. He…
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Rented property enquiry.
We rent our house. It is only me going bankrupt. Landlord is not one of my creditors. Both signed rental rental agreement but never received a copy from letting agent. Now paying landlord direct. We did get a letter saying things stay the same has the original contract we signed. This was for minimum of 1 yr. been here for…
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Does IPA continue for full 3 years?
Hi, Say if you went BR owing £15k, and you're given an IPA. If say after 2 years you have paid £15k in IPA payments, does it then stop?
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Will I ever get over this?
Hi guys, I've been feeling pretty low recently so just thought I'd post to see if anyone else had any tips/advice. My decision to petition for bankruptcy was easy as it was literally my only option. Whilst I knew it was the right thing to do at the time, I still get so depressed. I deeply regret getting in the position of…
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BR Friendly childs savings accounts
Strange thread title I know but I just thought I would let you all know that I enquired about opening new accounts for my boys at the Yorkshire Bank, one boy is 10 so it will be in his name the other is 6 so I have to sign. I said I am BR and that his Nan would be setting it up for him, and they said I can do it, as long…
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Could LTSB take money from Halifax account.?
As the title says can ltsb take from a halifax account.. I transfered my benefits temporarly over to halifax as that was the only other account i had, waiting on paper work from Coop them will get it all changed over to coop. but just worried about my money in the halifax......???????
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Final Moonbeever Payments
Hi all, It is the last moonbeever nil tax payment for my OH this week so what i wanted to ask was does it just finish or do moonbeever request final payslips etc? Can't believe it's finished. Seems only 5 mins since started it! :D
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We've done it, made BR today
Just want to thank you all for your help over the last few weeks, I haven't posted much but I have been follwing threads and taking advice. It has all been worth it and today myself and DH are now debt free. The court staff were all really friendly and we didn't even have to see the judge. Spoke to OR after on the court…
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Step account NAtwest
Has anyone on here kept their step account with NAtwest after BR? I opened this up last week ready for when we are BR and natwest said it would be ok? I'm just worried that they will take it off me after reading things on here??? It is basic account, no cheque book etc.
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What happens our house?
Hi all, my other half and I planning to go BR end of April . We have found somewhere to rent plan to move beginning May,by that stage we will have missed two months mortgage payments. What will happen to our house ? Do they come and change the locks? Does it go up for sale immediately?
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BR and Eon
Just a quickie, close family member went BR yesterday, owing 1k to Eon, they had moved recently and didn´t want their new address known in case of callers, Eon were OK sending revised bills c/o my address. My question is do Eon have any reason to call here, if so, do we just remind them of the BR, what else will we need?…
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interview
Hi I have been to court today everyone filing today had to see the judge which was ok. The OR phoned this afternoon and I will be sent an appointment for an interview. I didn't know that I had to go for an interview to give more details. Is this what normally happens? thanks
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Had my or interview
yesterday morning and it went ok. The lady called dead on 9am, hubby answered the phone and he went to pieces as he hates talking on the phone, so he asked if he could hand over to me to go first and she didnt even speak to hubby!!!! My £450 car has been exempted as i take it to work - she will confirm that in writing, I…
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building soc .accounts and kids
will the kids accounts be affected if i go br with the parent company owing them .. santander cc , any advice gratefully received , thanx
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bankruptcy and personal injury claims
i have been made bankrupt recently. and i have a personal injury claim, my question is, if i recieve a cheque for my injury do i have to tell the officail reciever. as its my own personnal claim?
