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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Wealthify Instant Savings Account
Hi all I'm looking for somewhere else to put some of savings after Santander have reduced the interest rate on my Easy Access Saver Limited Edition Issue 3. I'd like to keep it open due to I'm a sole trader & I can transfer money to my Business Current Account Instantly. I've also got a Natwest Flexible Saver so that I can…
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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Self Asessment: Tax Relief > Payments to registered pension schemes where basic rate tax relief will
Looking at last year's SA, I can see that I put my pension deductions figure into the field 'Payments to registered pension schemes where basic rate tax relief will be claimed by your pension provider (called ‘relief at source’). Enter the payments and basic rate tax' but can't see that specific field in the 23/24 online…
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Good free Android app for stock/fund price alerts?
Does anyone know of a good stock/fund price alert app for Android that doesn't require a paid subscription?
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Hampshire Trust Bank (HTB) new portal
Seems they upgraded their online portal over the weekend and now need all customers to re-register. Pain in the !!!!!! and also doesn't feel secure registering all my details again. How have others found this process?
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Fixed Rate Accounts
I was surprised to see that Aldermore fixed rate accounts are being offered at a higher interest rate through Raisin than they are directly from Aldermore themselves.
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NS&I Index Linked Savings Certificates - Renew or Possible Alternatives?
Have some NS&I Linked savings certificates coming up for renewal next month. I would have renewed but found out you now can't withdraw them until the fixed term ends. I might need to access that money before the new term would end, so this is a concern. Any suggestions what I could do with the money if I choose not to…
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Quick question about cahoot.
Hi i have a quick question about cahoot 5.20% account. if i pick paid interest annually but close the account after 6 months do i get 5.20% or would it be 5.08% interest. is it just 5.20% if you keep the account for 1 year? Account name/termMaturity dateTierIf interest is paid annuallyIf interest is paid monthlycahoot…
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Santander Easy Access Saver - What to do with it?
What are peoples plans once the rate drops on this account on 20th May. Move the money out, obviously ;) But what of the account itself, especially if you opted for annual interest (Like i did) Will you leave a £ in and then just wait for the interest to be credited, at the anniversary (Sept for me), in the (vain) hope…
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Savings rate drop
Hi, my Santander easy access savings account has just dropped its interest rate by 1% to 4.2%. I've just checked MSE and currently Cynergy are offering 5.1%, Charter SB 5.08%, Kent Reliance 5.07% and Virgin 5.06%. But are any of them likely to follow suit and drop their rates in the next few days? (I don't know if they are…
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New Broker - Suggestions appreciated
I've been investing/trading in UK stocks for the past 15 years using UK high street bank brokerage accounts. I'm now considering opening a new broker account which would offer CFDs and options and would pay me interest on my substantial cash balances. Has anybody got any recommendations? I'm looking for somewhere reputable…
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
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Nationwide InvestDirect post-paid envelopes
I have held an NW InvestDirect account for many years because, being a free postal account, it provides a convenient way to deal with any cheques I receive. Until recently, whenever I sent in cheques, NW would send a statement with a new paying-in slip pre-printed with my account details, and enclosing a replacement…
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How much gain was made?
About my investments
- SS ISA (30 funds) and Pension (9 funds) I want to manage my investments. Before I
start investing (I need to decide whether I need to make changes to my current investments (to keep, sell, or buy) And to
understand how to work out how they have been performing For my ‘profit
on paper‘ I have used:…
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First Direct interest twice?
Hello. I'm not very clever when it comes to money matters, and so I wasn't sure how to answer my wife when she asked me about the following. She has a savings account with First Direct. Every month she receives her interest, but instead of getting one payment, she gets two. They are always for equal amounts. She is worried…
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The Family Home Protection Trust
Good Morning, can you help please? I have been advised to put my property into a Family Home Protection Trust. I have been quoted £4,500 - £5,000 My mortgage was in my name only and I cleared it 18 months ago. The property will be left to my three adult children only, Can you please advise me as to if this is a good idea…
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Children's Bonds - NS&I Scam - 1990's
In the early 1990's my wife and I invested a few thousand pounds from the little we had at the time in Children's Bonds for each of our daughters. Now they are in their early 30's and needing some funds for the next stage of their lives we decided it was a good time to cash in the bonds. It is not easy to apply for a…
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Whitechurch securities Adventurous PF
Hi Back in my early days of investing I was taking bites out of lot of apples and i took a chunk £5000 at the above company adventurous portfolio. This was in 2000 and its current valuation has got back to a high of 4146 so I have decided to sell it and stick the proceeds in something else (not sure what yet) This PF has…
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Is this normal? (Conister Bank savings account)
Hi, I opened a fixed rate savings account with Conister Bank. I also recently opened one with Skipton International. Compared to Skipton, Conister was quite a different process after opening. With Skipton i was able to set up online facilities so could see where my money was after depositing etc.…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?