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PPI Tax reclaim help!
Hi, I’m wanting to reclaim my PPI tax by completing an R40 form. Can anyone help as I’m not sure what amounts to put in the boxes! (3.1, 3.2, 3.3). This is my letter I received, which amounts go in which boxes?
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Your money claim taking to court because I changed my about them representing
Hi I just need some help and direction in this situation, as I received a email from “your money claim” stating that could get me some extra cash from my claim against Barclaycard. I am now living abroad and halfway through filling the form I realized I couldn’t go ahead with application. Just recently I received another…
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Charge back Issue with Newday Ltd
Hi All, i just need quick information. well i ordered TV from amazon and they delivered but i requested to return as it was faulty. as per their own instructions i have returned the tv and it got lost in their warehouse or transportation no idea. so i contacted amazon customer service confirmed that has been returned to…
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Should chargeback be against Amex or my bank
I cannot find any
existing topics / posts on this subject I ordered 4 ticket from Festicket - ticket
handling agent for the American Express BST Hyde Park 2023 Bruce Springsteen
Concert on the 6th July 2023 The transaction was processed on the 16/07/2022 Festicket went into administration on 12/09/2022 I made a Section 75…
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Reclaiming credit card and catalogue charge's
Hi iv been reading up about claiming back credit card charges and I'm a bit confused if if honest. If they only charge you £12 can u still claim? And is it easier than what it seems as it looks complicated. Also would this work for catalogue charge's? If so how would u do this? Thanks in advance
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Santander compensation help.
I am currently negotiating a compensation settlement from Santander, after refunding (£1700+) fraudulent transactions which they initially said that they wouldn't. Just before Christmas I was notified that I had gone over my arranged overdraft. On checking there was £1700.00 of fraudulent transactions. I immediately…
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Can the Small Claims court order a default to be removed?
I have just received back a final response from the FOS who have upheld my complaint. Barclay's increased my credit limit from £6000 to £9000 in or around 2017 which the FOS agreed this week Barclays should not have done so. Barclays did go on to reduce my credit limit back down from £9000 to £6000 about a year later but…
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Tracing receivable bank transfers
Hi, Looking for some direction in how to trace or follow up on a payment I'm expecting to receive but isn't credited on my bank statement (or at least what questions to ask). Background: I do ad hoc contract work for a company, and get paid expenses as separate payments per assignment, but everything done in a week is paid…
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Amazon Prime has charged me twice - sometimes three times
Hi all, Hope you all had a lovely Christmas/time off. I was scrolling through my online banking transactions and I noticed that were two payments of £8.99 taken every month. Usually one at the beginning and one at the end of the month. I found this rather odd and it was not until I was scrolling down further that I noticed…
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Reclaiming from SafetyNet Credit
Quick question: anyone successully reclaimed interest from SafetyNet Credit? And if so, what was your strategy? Thanks.
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PayPal credit fees
I received a payment credited to my PayPal credit account approx £1000 as they said I had been inappropriately charged fees and charges when they reviewed my account. I received this email in Dec 22. What they did was apply the £1000 credit to my PayPal credit account which I feel is unfair given they have left me short of…
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Hidden transaction charges not explained
My bank Nationwide has received a payment to my account from overseas through CHAPS and they have confirmed they have received the full amount. The amount they have entered into my account is £30 less. There is no explanation of any charges or anything appearing on my account to justify the missing £30. I have had other…
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Goods after chargeback
What happens to the goods after a chargeback is given ? How long must you legally keep them for ? Thx
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DCBL chasing for their fee - even though payment plan with Allegiant has been settled
Allegiant recovered fees from a credit card I held, and monies were paid direct to my bank. Unfortunately once monies hit my account my bank withdrew my overdraft. I therefore had no funds to settle Allegiant's invoice. I confirmed to them i would pay monthly - with the last payment being in October 2022. I changed jobs in…
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Claiming money for purchase that is still under warranty
Hi all, I was wondering if someone could give me some advice. I bought an e-bike online in April 2022 so it is still in its first year warranty with the company I purchased it from. The issue is, the bike has stopped working (electrical issue), and all the seller has done is give me the email of the bike manufactuer to get…
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Claiming back car insurance Two years
I have been charged twice in 2 years when i didnt own the car First time i missed the fault and paid This time I rang and they refunded this years They now want a form stating i wasnt the owner at the time Can i claim of my credit card. Whats best thanks
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Fees taken but not show on receipt
I booked a holiday with a booking company. There was also a 'gratuties' charge which I could pay up-front or at destination; I decided to pay it up-front with the holiday and I paid with a credit card. Subsqunetly they sent me a receipt but silly me did not check it carefully. They had put teh full amount on the receipt…
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Can I get refunded for a recurring subscription on an expired debit card?
Hi folks, I used to have an xbox subscription paid via debit card. I got rid of the xbox years ago and the debit card expired in 2016. Today I noticed I have been charged yearly for xbox live ever since. I've since discovered that continuous payments continue to work even if the original card expired (lesson learned). I…
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Daily overdraft charges
Hi everyone ca\n someone please advise me if you ever tried claiming back charges for an ARRANGED overdraft? i've been living in my overdraft for years. and for years i have been paying charges. The struggle is real at the moment. I never get out of my overdraft. I get charged £1.60 daily which works out nearly £50 a…
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Natwest Student Loan interest and fees spiralled - causing debt
I had a Natwest Student Overdraft 10 years ago somewhere between £700 to £1000, and was originally paying back at £100 a month for a bit, then reduced to £50 a month for 2 years and eventually £10 a month for 7.5 years ( I forget I set up the payment!). So I can see from my current bank that I have repaid £2500 into my…