📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaiming credit card and catalogue charge's

olaf2014
olaf2014 Posts: 71 Forumite
Eighth Anniversary 10 Posts Combo Breaker
in Reclaim bank & credit card charges
Hi iv been reading up about claiming back credit card charges and I'm a bit confused if if honest. If they only charge you £12 can u still claim? And is it easier than what it seems as it looks complicated.

Also would this work for catalogue charge's? If so how would u do this?

Thanks in advance 
Been hiding under a rock for that last few years hoping it will go away but it doesn't now is the time for the rocket 🚀 I want to be no I need to be debt free Debt free #45 £5.50- £500 1p challenge £47.19 - £667.95 (Doing this in a random order). £5 a day Jan - total £103.37 (short but only way is up£5 a day Feb - total £19.13. Debt free by march 2025 (if pay mins)

Comments

  • MorningcoffeeIV
    MorningcoffeeIV Posts: 1,945 Forumite
    1,000 Posts First Anniversary Name Dropper
    You can't claim anything.

    If you are currently in hardship, you can approach your lenders for help, which may include suspending charges or interest for a period.
  • dunstonh
    dunstonh Posts: 119,885 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 29 January 2023 at 7:42PM
    Reclaiming credit card charges is something that people did 15-20 years ago.  When the £12 guide came in, it ended it.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture