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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Vanguard SustainableLife
Don't seem to see or hear too much about these on here. Actively managed at a range of risk appetites with Wellington looking to be the manager. From a search their 60/70 fund is the old "Balanced" fund before a rebranding. They caught my eye as they appear (according to Morningstar) to have a good return with below…
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Chargeable Event Certificate
I am trying to complete for my late aunt a HMRC self assessment form and need to include details from a chargeable event certificate that was issued in respect of an investment bond she still held when she passed. After spending over two hours on the phone to HMRC I have come here hoping that some kind person might be able…
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How to import stock and fund prices in excel
Doesn any one know how to import shares and funds data in excel (either automatically or via manual refresh? I am maintaining an excel and wanted to know the latest prices and hence valuation of invesetments.Tried searching online and found a clunky way to scrape FT.com website, but that doesn't look promising.…
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Chase Saver Account - 1% boost to 5.1% until November.
I just had this pop-up... Need to open a new Saver Account - can't seem to apply to existing Easy Access.
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top EA discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10 available to open & manage online Easy Access accounts, with links. The purpose of this thread is to ONLY…
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Best savings options
I want risk free options to invest a life insurance pay out. I will need to live off this for a little while so thinking it's just better to put it into various easy access accounts with the best interest rates I can find as I'm terrified of taking risks with it.
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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How is CSH2 taxed?
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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MSCI WORLD EX USA UCITS ETF
As many are probs aware, although the S&P500 & US in general has strongly outperformed the rest of the world since 2009, that was not always the case. As mentioned in a recent Pensioncraft video, the world excluding US outperformed the US from 1969-1989 and again from 2002-2008. So over the last 55 years it's far from the…
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Cash lisa
Anyone have one? I've held one with Newcastle building society since 2019 paying me 3% interest. I had it because i thought it could help me buy a house but i've since read that it can only be used on new builds etc not a run down house for 50k. I'm thinking of taking it out and putting into a saving account that would pay…
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Dividend history info for Accumulating Funds / ETF ?
Will keep it short. Been posting on multiple forums but no replies probably because I write too much. Problem : Trying to get dividend info / history of dividend payout for Accumulating class Unit Trust / ETF. What I found is : Vanguard.co.uk shows dividend distribution history only for Income Units not Accumulating units.…
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NS&I Interest
Can someone confirm to me what the help line at NS&I have recently told me please. If I have rolled over a 3 year Guaranteed Growth Bond for 3 more years, ie I will have held this bond for 6 years when it matures in 2026. The help desk said that this means that I will receive the interest into the account annually but will…
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Saffron Members Month 8% Regular Savings
Saffron launched their 8% yesterday, same as last year although at a slightly lower rate. £50 a month max for a year. https://www.saffronbs.co.uk/savings/regular-savings-accounts/members-month-loyalty-saver Part of their month long celebrations: https://www.saffronbs.co.uk/membersmonth News Article:…
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Potential chargeable gain on shares acquired via Sharesave and DRIP
For a share portfolio comprising both SAYE-acquired shares and those subsequently acquired via a linked DRIP plan, is it correct to use the original strike price and the value of each historic dividend to calculate the true acquisition cost for CGT purposes? Am aware of the potential benefits of Bed and ISA etc., but would…
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National Grid Rights Issue
Hi, National Grid announced a 7 for 24 rights issue at £6.45 per new share. Among the options are cashless take up "tail-swallowing" or selling of the rights. The price for the rights depends on the market. How efficient are these kinds of markets? Am I naive to expect close to £2.60 (Current share price - £6.45) per new…
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MoneyBox ISA Rate - does it change once new financial year starts?
Hi I have a money box account that I opened in jan 2024. it was opened with the interest set at 5.1. now that the new financial year has started. The £20k i have in there will this be at the same rate or does it drop to a different rate, I am trying to navigate the money box app, but cannot seem to find this information.…
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& me robo-investing bonus
I saw the & me sign-up bonus in the MSE email tonight - https://www.moneysavingexpert.com/savings/robo-funds/#deals Never heard of them before but £100 bonus for £500 invested for a year sounds like a reasonable way to take a punt and come out on top, but on clicking the provider link the site itself currently lists the…
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How many days interest will I lose?
I have an online bonus saver with HSBC. I am told that I will lose a months worth of interest if I make a withdrawal. I want to make a withdrawal so the account balance becomes zero and then next month (when a 1 year fixed rate saver matures) I want to put the money back. Here are the steps: 1) Monthly interest applied as…