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Crypto dating scam help
A friend of mine has been chatting to an Asian lady online for some months. She has a business in Europe. They chat by video call. Today he has told me that she is helping him trade crypto currency something he knows nothing about. He has opened a Kracken and a Foris mt ltd account. He says they are sharing the success and…
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Saving for Grandchildren
Hi All, My mum wants to setup and manage a savings account for my two kids. She has suggested making an initial deposit of £100 into each account and then adding £5 per month, hoping to increase this at birthdays/Christmas. Is this possible and what are the best options? Thanks in advance.
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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LLYODS BANK DIVIDENDS
Please can you help, we have 1059 Llyods bank shares but do not know how the dividends work? Is it per share? How often are these paid out?
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are my shares electronically held or paper ?
hi all, got a few shares from 15+ yrs ago, (one of them Tyman, and that;s what promted this post) is there an easy way to find out if my shares are paper shares or held on "Crest" Tyman have a take over bid (it includes US shares) so i want to sell them, I was looking to sell via x-o.co.uk
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Organising savings between SIPP, S&S ISA and general
Hey, this site has proved very helpful in the past when I've asked about Help to Buy ISAs and other things so thought I'd seek advice. I turn 30 this year and I have started a new job, I will be enrolled in the pension next month but this won't be a lot when compared to NHS / Civil Service etc pensions. I currently have…
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Can I trust ReAssure with old Barclays Life pension?
I am now 55 and have an old Barclays Life pension worth approx £30,000 that is now owned and managed by ReAssure. This is not my primary retirement income as I work in education and have a teacher's local authority pension. However, I would like to be able to access a tax free lump sum in the case of an emergency,…
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If a company I have shares in changes its' listing from London to New York?
Hi all. I am struggling to find conclusive facts online about what happens with shareholdings in a London listed PLC, if that company decides to delist from LSE and skips over to NYSE instead. As a UK citizen, resident, tax payer, I'm worried I will be hit with some kind of huge tax bill when I sell my shares at…
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ISA Saving
Can someone please help with my understanding of ISAs? In year 1 I want to invest an inital £20,000 (total £20,000) and recieve ~£1,000 interest. In year 2 I want to invest another £20,000 (total £40,000) and receive ~£2,000 interest. In year 3 I want to invest another £20,000 (total £60,000) and receive ~£3,000 interest.…
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LLYODS BANK SHARES
Hi wife has 1053 10pence shares in Llyods bank which were given to her by her aunt. We cannot figure out how much these shares are worth and if it would be worth selling to pay off some of our mortgage? Please advice
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Trust Funds comparisons
My family have a Trust Fund which is placed in a n account that is not paying any interest. Is there a way apart from googling to find an account that will pay interest?
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Barclays Reward saver.
Hello, I've just come across the "Reward saver" from barclays the rate isn't great (2.75%) no withdrawal per month, drops down to 1.00% when you take out. Anybody as any opinions on this account. This is a new one on me, so don't know if it been around awhile.
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single fund
Ive read several comments on threads recommending against single funds for investments recently. I have a HSBC global tracker in a SIPP with 20k ish in it- I have set up a regular investment to come from my limited company should I be looking to diversify or keep adding to the same fund? am probably 17 years form…
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Untaxed Savings Interest - Confused
Hi all, So I thought I’d got my head around taxation on savings interest but on our new tax codes for 24/25 there’s deductions to allow for ‘Untaxed interest on savings and investments’. Now confused ! To clarify, my understanding is that you can earn up to a maximum of £18570 between earnings/pensions and savings…
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Crypto Currency ??
I understand what crypto currency is - its a "virtual" currency But I can't understand how people can make a fortune / loss investing in itand what is the equivalent in £'s or $'s to "mining" ?is it "printing your own currency ? Could someone explain to me in simple terms ?
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Investing suggestions for 30/40 year olds
Two members of my family are late 30s and nearly 40s. Like me, they inherited when my father died (approx £40k to each of them) and are unaccustomed to having excess money. Both have busy, quite overloaded lives balancing work with raising under 12 year olds. As a result of all of the above, they have little time/energy to…
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Simple share selling question
Hi - i'm totally ignorant about shares, but i have some in eurotunnel, which i inherited 20 years ago. A grand total of about £50 worth. They are 'held' - if that's the right word - by computershare who want £20 to sell them for me. Is there a cheaper way, or can i only sell through them? Thanks.
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HL announces new 4.125% gilt auction, closes (with them) 29 April 2024 ( oops!)
For those who have an interest in investing direct in new gilt auctions, see below received in my inbox today from HL. Also available on the Interactive Investors platform. ' The Treasury 4.125% 2029 is a new gilt launching today. Applications are now open and you can invest online with HL. Investing in gilts may not be…
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PBS regular saver accounts.
Hello, I currently have the PBS healthy habits 2 year saver opened it only a few days ago and now withdrawen. I noticed now they have another regular saver" 1 year triple access " , can l apply for that one too?
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Shin Nippon woes...
I have been a happy long term investor (ISA) in BG Shin Nippon but they do seem to have lost their way recently. I have four investment tranches. First two in positive territory ( just ) but the more recent ( just a few years less invested) quite a loss. Overall negative territory. Anyone with insight into why such a big…