-
Moved discussion
Deleted text
-
Being chased for an old debt over 15 years old
Hi, I've recieved a letter from resolve call for a credit card debt which they obtained from capquest, I've not heard anything on this debt for more than 15 years and as far as I'm aware I've never been given a ccj concerning it I'm just wandering where I stand
-
Fabulous February's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
-
NST: February 2023 Freedom
Welcome to the February 2023 NST challenge. We are seeking freedom. 100 days from now, we’ll be well into May. The months will
pass anyway, so we want to do something memorable/important/necessary/fun with
the time. Back in 2021, grandmanerd was mothernerd, and she wrote: The
Ninja Savings Turtles gather together each…
-
Feb update
Number 52 reporting in . £17.70 which I think is the correct value, missed a few days..
-
Make an EXTRA £10 a Day in February 2023
Following the MASSIVE successes of January, here is the FEBRUARY thread of "Make an Extra £10 a Day challenge!" For anyone looking for a new challenge to get their money looking a little healthier, jump onboard to see what you can achieve! The purpose of this challenge is to try and make an extra £10 a day on top of your…
-
Time barred debts - Scotland
I had a DMP which due to health issues was unable to continue in 2019. I haven't made any payments to creditors since then and am now receiving palative care. When checking my credit files it shows that I am in default/non payment/ no data since 2017 for my debts. Most debts have changed hands between several debt…
-
Fabulous February's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
-
Joyous January's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…
-
Make an EXTRA £10 a Day in January 2023
Here is our all new, New Year, fresh start, Make an Extra £10 a Day challenge! For anyone looking for a new challenge to get their money looking a little healthier, jump onboard to see what you can achieve! The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things…
-
Sell to live for a year 2023
Tried this in 2016 managed till Sept which is good for me . Given cost of living rises and the amount of stuff in my house time to gumtree /facebook/boot sale the clutter and get space to breathe .I have a facebook art gallery page so hoping to pay for my hobby through this and eventually top up my pension through this too…
-
Take Your Lunch to Work- January 2023
This challenge used to run monthly up until a couple of years ago and I always found it very motivating. Its all too easy to think, I'll just buy a meal deal at lunch time and gone are the days them meal deals cost £3. They are much nearer £4 now. Between myself and DH we are spending close to £40 a week to eat lunch. More…
-
NST January 2023 Best Possible Me
NST JANUARY 2023 The Best Possible Me Welcome to the Ninja Saving Turtles Challenge for January 2023, which runs throughout January (00.00 on 31st December 2022 - 23.59 pm on January 31st 2023). For many of us it has been a tough few years and many of us will face tough times and tough decisions in the year to come. But we…
-
Alternative living, off grid...Static, Camper, Boat?
Im seriously looking at getting out of conventional living, our rent/rates/energy totals will soon hit £7200+ per year, off grid is looking more attractive day by day With a £10,000 budget i could JUST scrape a static caravan but annual site fees might be a problem A campervan/motorhome needs insurance and MOT/Tax Unless…
-
Pay ALL Your Debt Off By Xmas 2022!
Welcome to Pay ALL Your Debt Off By Xmas 2022 Firstly I would like to welcome all new and existing members from last years thread. Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several…
-
Can I barter with Step Change?
Can Step Change broker a reduced repayment with my creditors if I can raise some funds to repay part of the debt? If so, what sort of percentage discount of the overall debt would they accept? It would be much appreciated if anyone has any experience or know how about this. Many thanks Andrew
-
The 2022 1% Challenge
Welcome to the new home for the 2022 1% Challenge - 100 ways to make your 1%. Little Miss Uni debt started this amazing thread and Adventurewanted continued it 2020. I really found this challenge helped me when I was in debt previously and was disappointed to see it hasn’t continued into 2021. I had a little go at starting…
-
£2 savers club for 2022
Welcome everyone to the £2 savers club for 2022. I've taken over the reigns of GemGem this year :) . As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
-
Am I too late to join in with beginning my dept free wannabe journey?
Hi everyone I've been keeping a eye on this forum for a while with interest as I've been waiting for the right time to kick on with getting myself dept free, I'm hoping I'm not too late to join in with everyone that's on there way to it. I've been waiting until the fix on my mortgage has 5 years left which it now has. By…
-
Dazzling December's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.…