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Fabulous February's NSD Challenge!
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cathybird
Posts: 15,654 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during February. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
February
Off to a start = 
5 days = 

10 days =

15 days =

20 days =



2
Comments
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February targetsBalancinglifebeanielou 15 bekah89 12 BPaisley77 cathybird 10 dinglefoot 12 elvis69 GeorgianaCavendish 14 Honeysucklelou2 jammy dodger 15 QueenJess 16 sazzles01234 18 scotmumof3 20 shell16 short bird 18 Sun Addict 12 welshspendthrift 10 WinterWarrior 15
Newcomers welcome
3 -
Great Emojis cathybird looking forward to the challenge thank you so much for keeping thet hread going and keeping us organised its appreciated😇x2
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Thanks as always @cathybird.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you jammy dodger and beanielou, I'm really looking forward to February!1
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Thank you cathybird for the shiny new thread ❤. Today will not ne a NSD but from tomorrow the challenge is on 😛Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/201 -
1/15 for me today thanks cathybird making a HUGE choc cake I'll be like Bruce Bogtrotter later 😋 x
1 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
February targets
Balancinglife beanielou 1/15bekah89 12 BPaisley77 cathybird 10 dinglefoot 12 elvis69 GeorgianaCavendish 1/14
Honeysucklelou2 jammy dodger 1/15
QueenJess 16 sazzles01234 18 scotmumof3 20 shell16 short bird 18 Sun Addict 12 welshspendthrift 10 WinterWarrior 15
Newcomers welcome
1 -
Not one today - needed to pay postage to send a gift to a friend 😊. An egg shaped chocolate mould also might slip into my basket later! (I’m planning very far ahead..).2025 decluttering: 3,896🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 333🥉🥈🥇💎🏆
Big kitchen declutter challenge 107/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
NSD #1 today ... great emojis this month1
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Kicking off with no 1 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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