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Fabulous February's NSD Challenge!

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This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

February

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
«13456727

Comments

  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February targets
    Balancinglife
    beanielou 15 bekah89 12 BPaisley77 cathybird 10 dinglefoot 12 elvis69 GeorgianaCavendish 14 Honeysucklelou2 jammy dodger 15 QueenJess 16 sazzles01234 18 scotmumof3 20 shell16 short bird 18 Sun Addict 12 welshspendthrift 10 WinterWarrior 15
    Newcomers welcome :)
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great  Emojis  cathybird  looking  forward  to  the  challenge thank  you  so  much  for  keeping  thet hread  going  and  keeping  us  organised  its  appreciated😇x 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks as always @cathybird.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you jammy dodger and beanielou, I'm really looking forward to February! :)
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you cathybird for the shiny new thread ❤. Today will not ne a NSD but from tomorrow the challenge is on 😛 
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    1/15  for  me  today  thanks  cathybird making  a  HUGE   choc  cake  I'll  be  like  Bruce  Bogtrotter  later 😋 x
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 February 2022 at 9:57PM
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
    Balancinglife beanielou 1/15 image bekah89 12 BPaisley77 cathybird 10 dinglefoot 12 elvis69 GeorgianaCavendish 1/14 image Honeysucklelou2 jammy dodger 1/15 image QueenJess 16 sazzles01234 18 scotmumof3 20 shell16 short bird 18 Sun Addict 12 welshspendthrift 10 WinterWarrior 15
    Newcomers welcome :)
  • QueenJess
    QueenJess Posts: 4,500 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not one today - needed to pay postage to send a gift to a friend 😊. An egg shaped chocolate mould also might slip into my basket later! (I’m planning very far ahead..).
    2025 decluttering: 3,896🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 333🥉🥈🥇💎🏆
    Big kitchen declutter challenge 107/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • NSD #1 today ... great emojis this month :) 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking off with no 1 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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