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Pay ALL Your Debt Off By Xmas 2022!

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Welcome to Pay ALL Your Debt Off By Xmas 2022

Firstly I would like to welcome all new and existing members from last years thread.

Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic! 
So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

This challenge runs until 27th December 2022



To help me run this thread easily, could you please all post your totals in BOLD and  post the amount you have paid off // target amount

It would also be a big help if you could also put with it your challenge number.
i.e. another £50 paid off so now the total paid off for
#001 is £315.43/£7685.67

Posting any other way may result in your amounts not being updated or updated incorrectly. 
By the way, don't worry about working out your % paid as I can do that for you!
PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

MFiT-T5 #36
3-6 mth EF #5
€2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
«13456764

Comments

  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    edited 6 March 2022 at 5:23PM
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    SPREADSHEET
    See how we are all doing by clicking the link 



    Updated  January on 6th March 

    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    🏆🏅DFBX22 ROLL OF HONOUR 🏅🏆
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    All active members from 2021 Challenge will be given the same numbers unless you want new ones. If you would like to keep your same number from last year you have until 10th Jan to say. 



    New members will be allocated numbers after 10th Jan.
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Options
    🎄The Thread is now open 🎄
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Thanks for setting up the challenge again @muppets.

    Please could I keep my number #3?
    Target will be £7700.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • nomi01
    nomi01 Posts: 463 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
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    Please sign me up again for 2022.
    Not sure what my target is yet.
    I don't mind what number I get x
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Buffythedebtslayer
    Options
    Hello, 

    Can I join for 2022 please? 

    My target is 8000. Am trying to be optimistic! 

    Thank you for running the thread Muppets :) 
    Nevertheless she persisted.
  • Doily94
    Doily94 Posts: 585 Forumite
    First Anniversary First Post Name Dropper Photogenic
    edited 14 December 2021 at 10:29PM
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    So glad to see you back Muppets, I hope that you are okay. 

     2022 is going to be my year! so I am so glad you are back running the thread to keep me, and everyone else, motivated. If I can keep #27 I would be very happy. 

    Will post back an updated total before the thread starts. 
    PAYDBC24 #8 ~ £10188.21
  • Jill12
    Jill12 Posts: 116 Forumite
    First Anniversary First Post Name Dropper
    edited 12 December 2021 at 11:28PM
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    Hello,

    I am brand new to this thread and would love to join. I will be debt free for Christmas 2022. The amount I will pay off will be 

    £17653.02

    Thank you x
    debt free £17653.02/ £17653.02, 100% repaid on 31 May 2022, debt free date 25 Dec 2022





  • welshspendthrift
    Options
    Hi @muppets I would like to keep the same number 50 please and my target will be £15,000 ( aiming high 😀) 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



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