Pay ALL Your Debt Off By Xmas 2022!

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Replies

  • Plato77Plato77 Forumite
    1 Post
    First Post
    MoneySaving Newbie
    Hello 👋,

    New to this but would love to join. My target is £16,000. 

    Thanks in advance 🙏
  • muppetsmuppets Forumite
    1.5K Posts
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    ✭✭✭
    shell16 said:
    Morning

    Have numbers been allocated?  I cant access any Spreadsheets?
    Thanks
    Hey shell,
    numbers have not yet been allocated,  they will be done after the 10th Jan. I do this so that members from last year can opt to keep their same number. 

    No spreadsheet updates to be done yet as this years challenge was opened a few days ago, so new members didn’t have to wait until the 2021 finishes on 27th Dec.

    Please feel free to post any updates you have in the meantime 
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • SuperSavingDSuperSavingD Forumite
    385 Posts
    100 Posts Second Anniversary Name Dropper
    ✭✭
    Hi Muppets
    Great that your back.  Can I please join again, was number 129 but happy to change.  My total will be £8900 ish will be able to confirm exact amount soon.  Thank you 
    Debt 2022 #015 = £130/£8,901.25
    Debt 2021 #129 = £14,025 (cleared £5123.75)

    Savings for Xmas 2022 #14 = £350/£1200
    EF = £77


    Mort O/Ps:
    2021 = £71.35
    2022 = Jan £83.98 Feb £0, Mar £97.96, Apr £112
  • shell16shell16 Forumite
    525 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    ✭✭
    muppets said:
    shell16 said:
    Morning

    Have numbers been allocated?  I cant access any Spreadsheets?
    Thanks
    Hey shell,
    numbers have not yet been allocated,  they will be done after the 10th Jan. I do this so that members from last year can opt to keep their same number. 

    No spreadsheet updates to be done yet as this years challenge was opened a few days ago, so new members didn’t have to wait until the 2021 finishes on 27th Dec.

    Please feel free to post any updates you have in the meantime 
    Thankyou @muppets
    LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD - £14890.70)
    2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22) Overdraft  = £10598.79

    Virgin CC1 - 0% - £1408/£936 (33.5% reduction)
    Lloyds CC2 - 3.9% - £3095/£2256.74 (27% reduction)
    Sainsburys CC3 - 0% - £2300/£2144.75 (6.8% reduction)
    Loan - £6001.33/£2685.39 (55.5%  reduction)
    Total = £8022.88 - Paid £6867.82 off debt (46% Reduction) 
    DFD - October 2023
    PAD Started 06/10/21 - £1232.93 Extra paid off Debt

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, £1.55 - May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £66.30/£667.95

    🎄#18 Saving for Christmas 2022 - £451.35/£1000
    #6 Pay all your debt off by Christmas 2022 - £3836.94/£8000


    Demotivator - Spending

  • lupinloolupinloo Forumite
    1 Post
    First Post
    MoneySaving Newbie
    👋 
    Can I join in this challenge too please? Followed this years one and feel inspired to get myself sorted, can you out me down for £6000 please?
  • edited 17 December 2021 at 8:24PM
    Doily94Doily94 Forumite
    274 Posts
    100 Posts First Anniversary Name Dropper Photogenic
    ✭✭
    edited 17 December 2021 at 8:24PM
    Done my sums this morning and my total to pay off in 2022 will be £6932.82
    PAYDOBX22 #27 - Was £6932.82, now £3579.30

  • I'd love to join too. I have £6487.16 of debt to pay down. 
    #19 on Pay ALL your debt off by Christmas 2022. 

    £6487.15 to pay. 
  • Honeysucklelou2Honeysucklelou2 Forumite
    4.2K Posts
    Fifth Anniversary 1,000 Posts Name Dropper
    ✭✭✭✭
    Please could you sign me up for the 2022 challenge. I know I’ve been on the PAYDBX challenge for a few years but I’m encouraged that the my target  is coming down each year 🙂.
    My target for 2022 is £5000 please, happy to keep the same number 🙂.
    Thank you for running the challenge Muppets. 
    paydbx2022 #93 £835/£5000 . 2022 savings challenge £90/£2000
    EF £84.
    Savings 2 £20.00 H2S £675.00
  • tryingtodobettertryingtodobetter Forumite
    321 Posts
    Part of the Furniture 100 Posts Name Dropper
    ✭✭
    Hi I'm new to this challenge and would like to join for 2022 please.
    The amount I would like to payoff is £3377
    Credit Card Debt
    11/03/2019 - £7520
    23/10/2020 - £5050
    01/01/2021 - £4820
    01/04/2021 - £3730
    18/12/2021 - £3377
    Prolific
    2021 - £457.11
    2022 - £108.96
  • Jrcoal5Jrcoal5 Forumite
    104 Posts
    100 Posts First Anniversary
    Hi i would like to join again please #155 my target will be lower this time £5000 which will be just over half of my total owing debt ☺️
    Pay off debt by Xmas 2022 #155
    Target £5000 paid £1745/£5000
    Pay off debt by Xmas 2021 #155
    Target £6200 paid £4162/£6200

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