Pay ALL Your Debt Off By Xmas 2022!

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Replies

  • edited 13 December 2021 at 1:25AM
    BreezybooBreezyboo Forumite
    46 Posts
    Third Anniversary 10 Posts Name Dropper
    edited 13 December 2021 at 1:25AM
    Hi all, 

    New to this but would love to join. My target is £11,000. 
    Pay all your debt by Xmas 22 #5 £3911.11 / £11,000
    Tilly Tidy 22 - £40.88
  • nomi01nomi01 Forumite
    432 Posts
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    ✭✭
    Going to help tackle my partners debt in 2022 as well as paying off mine.
    My goal is £5k to pay off 
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £2313/£5000

  • shell16shell16 Forumite
    525 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    ✭✭
    Afternoon

    I would like to join this time please.  

    Target £8000

    LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD - £14890.70)
    2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22) Overdraft  = £10598.79

    Virgin CC1 - 0% - £1408/£936 (33.5% reduction)
    Lloyds CC2 - 3.9% - £3095/£2256.74 (27% reduction)
    Sainsburys CC3 - 0% - £2300/£2144.75 (6.8% reduction)
    Loan - £6001.33/£2685.39 (55.5%  reduction)
    Total = £8022.88 - Paid £6867.82 off debt (46% Reduction) 
    DFD - October 2023
    PAD Started 06/10/21 - £1232.93 Extra paid off Debt

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, £1.55 - May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £66.30/£667.95

    🎄#18 Saving for Christmas 2022 - £451.35/£1000
    #6 Pay all your debt off by Christmas 2022 - £3836.94/£8000


    Demotivator - Spending

  • edited 13 December 2021 at 3:40PM
    charlotte1988charlotte1988 Forumite
    92 Posts
    Part of the Furniture 10 Posts
    edited 13 December 2021 at 3:40PM
    Hi, Can I join?
     I was previously here, but kinda had a mental health crisis and spiraled. can I join again?

     I am in a better place now so would like to start again, could I have a new number, please. Feel a fresh start would be great for me :) My goal is to pay off as much as I can, ideally £7500.00.

    Thanks, and good luck to everyone meeting their goals!
    PAYDBX 2022 #8 £135.62 / £7500
  • ZaSa1418ZaSa1418 Forumite
    580 Posts
    500 Posts Second Anniversary Name Dropper
    ✭✭
    Hi @muppets , glad you are back. 
    I would like to join again but can i have a new number plz, new year new start and all that.
    Target of £15,000.00

    Thanks :) 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2022 - #9  £2,484.36 / £15,000.00
    Saving For Christmas 2022 - £1 a day challenge - #6 £270/£1095.00
  • sazzles01234sazzles01234 Forumite
    113 Posts
    100 Posts Second Anniversary Name Dropper
    #7 checking in for round 2! Will be heading into the new year with £3719 to pay off next year 🙂
    MBNA- £555

    Total left to pay- £555
    debt free on 25th May 2022! 

  • BlackberrycurvedBlackberrycurved Forumite
    375 Posts
    Fifth Anniversary 100 Posts Name Dropper
    ✭✭
    Could I keep 17 please if not any number is fine. I’m debt free and fought so hard for it but in the last 5 months I have realised how difficult it is to stay debt free. I was never a massive spend it with the champagne lifestyle, my debts added up over time things breaking,  things going wrong, cars. It has been really hard not to stick something on my credit card and think well I'm debt free now I'll just pay it off in one as soon as I can. So I need to build up an emergency fund and find a way of working that makes more money. So can I aim for £5000 please Muppets. 
    17 BLACKBERRY CURVED 
    0/5000
    DF by 2021 No 17 £350/£6,000
    Total debt £18,000 at the start of DFW Journey. 2018
    debt 01/01/2021- £6,000
    14TH JULY 2021 DEBT FREE
    Declutter 2/15
  • AmmeAmme Forumite
    50 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Hi

    I would like to join the 2022 challenge please, my target is £12,250 

    Thanks
  • Its_timeIts_time Forumite
    349 Posts
    100 Posts First Anniversary Name Dropper
    ✭✭
    Hello,
    Please can I join in?  My target is £15,000
    Dreaming of how I will feel this time next year if I can do this.
    Thank you
    *Stop giving up what you really want for what you want now*
    *Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
    Debt totals:  31 Oct 21 £29,167.52, 30 Nov 21 £26,225.63, 31 Dec 21 £25772.85, 31 Jan 21 £24,275.16, 28 Feb 21 £21,620.57          
    Total paid off £7,546.95/£29167.52   25.87%

  • shell16shell16 Forumite
    525 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    ✭✭
    Morning

    Have numbers been allocated?  I cant access any Spreadsheets?
    Thanks
    LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD - £14890.70)
    2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22) Overdraft  = £10598.79

    Virgin CC1 - 0% - £1408/£936 (33.5% reduction)
    Lloyds CC2 - 3.9% - £3095/£2256.74 (27% reduction)
    Sainsburys CC3 - 0% - £2300/£2144.75 (6.8% reduction)
    Loan - £6001.33/£2685.39 (55.5%  reduction)
    Total = £8022.88 - Paid £6867.82 off debt (46% Reduction) 
    DFD - October 2023
    PAD Started 06/10/21 - £1232.93 Extra paid off Debt

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, £1.55 - May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £66.30/£667.95

    🎄#18 Saving for Christmas 2022 - £451.35/£1000
    #6 Pay all your debt off by Christmas 2022 - £3836.94/£8000


    Demotivator - Spending

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