Fabulous February's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during February. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.


Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
In April I am taking a break from buying: Books


  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 2 February 2023 at 12:47AM
    February targets
    annetheman 10 beanielou 15 bekah89 15 cathybird 15 cherry 22 13 CMD79 craftingmad Crazycatlady2 20 funfairprincess 10 GeorgianaCavendish 16 gm2917 15 HappyFriday05 herebeme 15 jammy dodger 15 KajiKita 20 Karb 15 leftatthetrafficlights 15 lindsaygalaxy LittleMissDetermined 18 LLM2018 18 Makingabobor2 16 Money Choices MrsCautious 20 MummyRivett newroadahead 15 outoftheviciouscircle QueenJess 15 Rupacomp 15 Saver-upper 15 short bird 18 SueP19 12 the-mrs 15 try harder
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • newroadahead
    newroadahead Posts: 1,183 Forumite
    First Post Name Dropper First Anniversary Debt-free and Proud!
    edited 31 January 2023 at 1:37PM
    Hi Cathybird

    Thanks again for the thread, I would like to do 15 NSD in February after achieving over my target in January.
    Hopefully this will be achievable

    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014January GC £ 245.75/£250NSD January 13/10February GC £250.00NSD February 2/15
  • SueP19
    SueP19 Posts: 1,876 Forumite
    Photogenic Name Dropper First Anniversary First Post
    Target for me this month is 12 please 
    Debt Free Diary - Second Chances! Life in a Tourer........Tilly Tidy Founder in 2016, Tilly Tidy 2023 £17.43, NSD Jan 2023 9/10, Debt £13,491.65
  • Karb
    Karb Posts: 853 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    I'm aiming for 15 days again this month - I just scraped in last month, so will have three fewer spending days this month. 
    Debt free since December 2015. It can be done

  • I'm declaring early today - I've got my grandbaby later so won't be venturing out (takes up too much playing time! 😉😂) 

    Tilly Tidy Fund 2024: £66.09/£100

    Weight loss challenge 2024:
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£629.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £65; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £

  • Hi everyone I'll aim for 13 NSDs for this month please @cathybird
    £1 a day for 2023 #58 £165/£365
  • QueenJess
    QueenJess Posts: 3,672 Forumite
    First Anniversary First Post Name Dropper
    Declaring an early NSD today.
    2024 decluttering: 6,833 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 8/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • Off to a start with NSD #1 today please

    Thanks for the shiny new thread @cathybird - I really like the emojis for this month :) 
  • It's NSD #1 for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • short_bird
    short_bird Posts: 3,663 Forumite
    Name Dropper First Post First Anniversary
    Early call for day 1.
    Good luck everyone: it's not the destination, it's the journey.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
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