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Fabulous February's NSD Challenge!

cathybird
Posts: 15,211 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during February. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
February
Off to a start = 
5 days = 

10 days =

15 days =

20 days =



2
Comments
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February targetsAdeleyannetheman 10 beanielou 15 bekah89 15 cathybird 15 cherry 22 13 CMD79 craftingmad Crazycatlady2 20 funfairprincess 10 GeorgianaCavendish 16 gm2917 15 HappyFriday05 herebeme 15 jammy dodger 15 KajiKita 20 Karb 15 leftatthetrafficlights 15 lindsaygalaxy LittleMissDetermined 18 LLM2018 18 Makingabobor2 16 Money Choices MrsCautious 20 MummyRivett newroadahead 15 outoftheviciouscircle QueenJess 15 Rupacomp 15 Saver-upper 15 short bird 18 SueP19 12 the-mrs 15 try harder
Newcomers welcome
4 -
Hi Cathybird
Thanks again for the thread, I would like to do 15 NSD in February after achieving over my target in January.
Hopefully this will be achievable
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£364/£13784 -
Target for me this month is 12 pleaseDebt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot4
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I'm aiming for 15 days again this month - I just scraped in last month, so will have three fewer spending days this month.Debt free since December 2015. It can be done4
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I'm declaring early today - I've got my grandbaby later so won't be venturing out (takes up too much playing time! 😉😂)
1/15DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'4 -
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Declaring an early NSD today.2025 decluttering: 936🌟🥉🌟💐🏅🏅 🌟🏅
2025 use up challenge: 61🥉🥈🥇
Net physical things in/(out): +171
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2503 -
Off to a start with NSD #1 today please
Thanks for the shiny new thread @cathybird - I really like the emojis for this month4 -
It's NSD #1 for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £2725 | EF £1035/£1000 | Sabbatical £2541/£3000 | Travel savings £1900 | Sinking pots £32493 -
Early call for day 1.
Good luck everyone: it's not the destination, it's the journey.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4
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