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Joyous January's NSD Challenge!
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cathybird
Posts: 15,650 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during January. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
January
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

3
Comments
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January targetsAdeley 15AnotherNewDay beanielou 15 bekah89 15 cathybird 15 cherry 22 10 CMD79 Crazycatlady2 20 Diane1276 10 funfairprincess 10 GeorgianaCavendish 17 HappyFriday05 8 herebeme 15 jammy dodger 18 KajiKita 15 Lanky larry 20 leftatthetrafficlights 15 lindsaygalaxy 15 LittleMissDetermined 10 LLM2018 20 Makingabobor2 15 MrsCautious 15 MummyRivett 25 newroadahead 10 outoftheviciouscircle 15 QueenJess 20 Rupacomp 15 short bird 18 try harder 21
Newcomers welcome
6 -
I’m in please
the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days.
£2 Savers club £0/£150
1p a day £/5 -
I'll aim for 15 again pleaseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
lindsaygalaxy said:I’m in please
the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days.
4 -
hi lindsaygalaxy
and welcome
I've added you to the list, best of luck with the challenge!
3 -
I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈.I'm not a muggle...I'm just magically challenged2
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funfairprincess said:I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈.2
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Ooh! I'm in! 10 days for me please!A small, orange, enamel teapot sort of person apparently...
2025 Fashion on the Ration Challenge: 60/66 coupons
2 Jumpers - 5 coupons each
4 small scarves - 2 coupons
1 waistcoat - 5 coupons
short coat or jacket - 11 coupons
Three pairs of canvas trousers - 15 coupons
One pair of shoes - 5 coupons
4 camisoles - 12 coupons2 -
I’d love to join please, thanks for running this.I’d like to set a target of 15 days please - 14 so far in December and want to be focussed in January.2
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hi Diane1276
and MrsCautious
and welcome
I've added both you to the list, best of luck with the challenge!
3
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