Joyous January's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456763

Comments

  • I'll aim for 15 again please  
    Making the debt go down and the savings go up, one day at a time.

    LBM 2015 - debt £57K / Jan 2024 now £34,119


    Mortgage at 12th Jan '24  £19,000 (Officially finishes June 2026, but plan to get MF well before that....watch this space)
    Total Mortgage Overpayments in 2022 - £240. 2023 - £1766
    Total Overpayments so far in 2024 £209.00


    Challenges

    EF #68  £375/£1000
    1p a Day Challenge 2024 #12  £51/£667
    SPC 2024    #041  £10.87
    Christmas/Birthdays 2024  #5
      £31
     Make £5 a day - Feb £64.63/145                 

    NSDs for Feb 8/15
    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • I’m in please  :) the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days. 
    Identify likely reasons for this and plan ahead to avoid. Eg if I often just need bread so delay by a day or 2 till I need something else by keeping wraps/thins/cobs in the freezer 
  • cathybird
    cathybird Posts: 12,952
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    hi lindsaygalaxy image and welcome image I've added you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
  • I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 
    I'm not a muggle...I'm just magically challenged
  • cathybird
    cathybird Posts: 12,952
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    I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 
    Ha of course xx :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • Ooh! I'm in! 10 days for me please!
  • MrsCautious
    MrsCautious Posts: 1,469
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    I’d love to join please, thanks for running this. 
    I’d like to set a target of 15 days please - 14 so far in December and want to be focussed in January. 
  • cathybird
    cathybird Posts: 12,952
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    hi Diane1276 image and MrsCautious image and welcome image I've added both you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
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