Joyous January's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456763

Replies

  • Makingabobor2Makingabobor2 Forumite
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    I'll aim for 15 again please  
    Making the debt go down and the savings go up, one day at a time.

    LBM 2015 - debt at £57K / Dec 2022 now £34,793
    Feb extra to DMP/debts pot for F&F settlements £0/Total now £74(this will fluctuate if F&Fs are made)


    Mortgage at Dec 31st 2022 £28,706
    Total Mortgage overpayments for 2022 was £240. 
    Total so far in 2023 is £10

    Feb extra to DMP/debts pot for F&F settlements £1/Total now £75(this will fluctuate if F&Fs are made)


    Challenges
    EF #68 £180/£1000
    Christmas 2023 #3  £56/£365 (as I am saving for Christmas & birthdays, total will fluctuate through the year)
    Penny a day 2023 #12 £12.31/£667.95
    Make £5 a day -   Feb £36.04/£140 

    NSDs for Feb  2/16


    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • Crazycatlady2Crazycatlady2 Forumite
    294 Posts
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    I’m in please  :) the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days. 
    Identify likely reasons for this and plan ahead to avoid. Eg if I often just need bread so delay by a day or 2 till I need something else by keeping wraps/thins/cobs in the freezer 
  • cathybirdcathybird Forumite
    11.2K Posts
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    hi lindsaygalaxy image and welcome image I've added you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
  • funfairprincessfunfairprincess Forumite
    2K Posts
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    I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 
    I'm not a muggle...I'm just magically challenged
  • cathybirdcathybird Forumite
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    I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 
    Ha of course xx :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • Diane1276Diane1276 Forumite
    10 Posts
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    Ooh! I'm in! 10 days for me please!
  • MrsCautiousMrsCautious Forumite
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    I’d love to join please, thanks for running this. 
    I’d like to set a target of 15 days please - 14 so far in December and want to be focussed in January. 
    NSDs:
    #15
    Jan: 24/15
    Feb target: 20

    Make £10 a day:

    Dec 22: £570.40
    Jan 23: #9 £541.05
    Feb: Target £420

    Make £2023 in 2023 #14 £541.05/£2023

    365 day 1p challenge #44 (doing it backwards 😃) £204.35/£667.95 

    Sealed Pot Challenge: #32 January: £35

    TT-ing in 2023: £198.54






  • cathybirdcathybird Forumite
    11.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    hi Diane1276 image and MrsCautious image and welcome image I've added both you to the list, best of luck with the challenge! image

    2021 D: 93 2020 D: 96 2022 D: 15
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