Joyous January's NSD Challenge! 29 December 2022 at 11:15AM in Debt-free wannabe challenges 625 replies 3.6K views

cathybird

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during January. To join, just post your personal target and you are on your way!

Tips for the challenge:

1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

January

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

cathybird

January targets

Adeley 15

AnotherNewDay

beanielou 15

bekah89 15

cathybird 15

cherry 22 10

CMD79

Crazycatlady2 20

Diane1276 10

funfairprincess 10

GeorgianaCavendish 17

HappyFriday05 8

herebeme 15

jammy dodger 18

KajiKita 15

Lanky larry 20

leftatthetrafficlights 15

lindsaygalaxy 15

LittleMissDetermined 10

LLM2018 20

Makingabobor2 15

MrsCautious 15

MummyRivett 25

newroadahead 10

outoftheviciouscircle 15

QueenJess 20

Rupacomp 15

short bird 18

try harder 21

Newcomers welcome

lindsaygalaxy

I’m in please  the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days. 

Makingabobor2

I'll aim for 15 again please  

Crazycatlady2

lindsaygalaxy said:

I’m in please  the last few months I just don’t seem to be able to stop ‘popping to the shops’ and I need to break the habit. Going for 15 days. 

Identify likely reasons for this and plan ahead to avoid. Eg if I often just need bread so delay by a day or 2 till I need something else by keeping wraps/thins/cobs in the freezer 

cathybird

hi lindsaygalaxy and welcome I've added you to the list, best of luck with the challenge!

funfairprincess

I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 

cathybird

funfairprincess said:

I’m in again if you’ll have me. I’ll try for 10 days as 15 seems to be a big ask for me 🙈. 

Ha of course xx

Diane1276

Ooh! I'm in! 10 days for me please!

MrsCautious

I’d love to join please, thanks for running this. 

I’d like to set a target of 15 days please - 14 so far in December and want to be focussed in January. 

cathybird

hi Diane1276 and MrsCautious and welcome I've added both you to the list, best of luck with the challenge!