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Joyous January's NSD Challenge!

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  • Hi from a newcomer!

    I'd like to go for 10 NSDs please for my first go. 
    £1 a day for 2023 #58 £165/£365
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 December 2022 at 7:57PM
    hi cherry 22  and welcome to you too I've added you to the list, best of luck with the challenge!
  • Can I join in please. I'm going in at 15. We have a little mini break planned next week so more than that would be difficult.
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    Hello, long time lurker here but wanting to join with this challenge. 

    I've done my own no spend days in December and managed 10. So I'm going to be ambitious and say 20 days for January.

    LLM :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi outoftheviciouscircle image and LLM2018 image and welcome image I've added you to the list, best of luck with the challenge! image
  • KajiKita
    KajiKita Posts: 7,717 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’d like to join in for the accountability and to make me think more before spending. It should also reduce my spend on junk food in work ….! 😉

    I have no idea how I will do so I shall aim for 15 days (excluding DDs and SOs).

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi KajiKita image and welcome image I've added you to the list, best of luck with the challenge! image
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January 2023 at 2:34PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 15
    AnotherNewDay beanielou 15 bekah89 15 cathybird 1/15 image cherry 22 10 CMD79 Crazycatlady2 20 Diane1276 10 funfairprincess 10 GeorgianaCavendish 17 HappyFriday05 8 herebeme 15 jammy dodger 18 KajiKita 15 Lanky larry 20 leftatthetrafficlights 15 lindsaygalaxy 15 LittleMissDetermined 10 LLM2018 20 Makingabobor2 15 MrsCautious 15 MummyRivett 25 outoftheviciouscircle 15 QueenJess 20 Rupacomp 15 short bird 18 try harder 21
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy new year everyone :) Kicking off with an NSD for today. :)
  • Can I join too please @cathybird

    I'm not including bill payments but will include everything else.

    Going to start with aiming for 15 please - got relatives here for today for the week so I know that the first week will be a nightmare! 🤦‍♀️😂
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

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