Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's NSD Challenge!
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Hi from a newcomer!
I'd like to go for 10 NSDs please for my first go.£1 a day for 2023 #58 £165/£3652 -
hi cherry 22
and welcome to you too
I've added you to the list, best of luck with the challenge!
3 -
Can I join in please. I'm going in at 15. We have a little mini break planned next week so more than that would be difficult.3
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Hello, long time lurker here but wanting to join with this challenge.
I've done my own no spend days in December and managed 10. So I'm going to be ambitious and say 20 days for January.
LLMWhen life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1003 -
hi outoftheviciouscircle
and LLM2018
and welcome
I've added you to the list, best of luck with the challenge!
3 -
I’d like to join in for the accountability and to make me think more before spending. It should also reduce my spend on junk food in work ….! 😉I have no idea how I will do so I shall aim for 15 days (excluding DDs and SOs).
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
hi KajiKita
and welcome
I've added you to the list, best of luck with the challenge!
3 -
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 15AnotherNewDay beanielou 15 bekah89 15 cathybird 1/15
cherry 22 10 CMD79 Crazycatlady2 20 Diane1276 10 funfairprincess 10 GeorgianaCavendish 17 HappyFriday05 8 herebeme 15 jammy dodger 18 KajiKita 15 Lanky larry 20 leftatthetrafficlights 15 lindsaygalaxy 15 LittleMissDetermined 10 LLM2018 20 Makingabobor2 15 MrsCautious 15 MummyRivett 25 outoftheviciouscircle 15 QueenJess 20 Rupacomp 15 short bird 18 try harder 21
Newcomers welcome
2 -
Happy new year everyone
Kicking off with an NSD for today.
3 -
Can I join too please @cathybird?
I'm not including bill payments but will include everything else.
Going to start with aiming for 15 please - got relatives here for today for the week so I know that the first week will be a nightmare! 🤦♀️😂DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2
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