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Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's NSD Challenge!
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Happy new year you lovely lot.
So I've decided to do a no spend January, Cathy can you update my target to 25 NSDs please.
I'm determined to be debt free before the end of May.
Starting off the new year with 1 NSD today x7 -
1/15 for me please @cathybird 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'4 -
Hello, all! Late start for me today so day 1 was relatively easy!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4 -
Kicking off 2023 with NSD #1 today
🎉 Happy New Year everyone! 🎉4 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 1/25AnotherNewDay beanielou 1/15
bekah89 1/15
cathybird 1/15
cherry 22 10
CMD79
Crazycatlady2 1/20
Diane1276 10
funfairprincess 10
GeorgianaCavendish 1/17
HappyFriday05 1/8
herebeme 1/15
jammy dodger 18
KajiKita 1/15
Lanky larry 20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 1/10
LLM2018 1/20
Makingabobor2 15
MrsCautious 15
MummyRivett 1/25
newroadahead 10
outoftheviciouscircle 1/15
QueenJess 1/20
Rupacomp 15
short bird 1/18
try harder 21
Newcomers welcome
5 -
newroadahead said:Hi
Please may I join with a starting point of 10
Thank you
NRAhi newroadahead
and welcome
I've added you to the list, best of luck with the challenge!
4 -
As expected, NSD 1/15 today.
Happy new year everyone.
3 -
Happy New Year everyone. Today was a NSD for me, start as I mean to go on 1/25. Praying for a peaceful and frugal 2023. xxx
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
3 -
Kicking off with no 1.
As always excluding food & petrol if under budget.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
A NSD day for £2 Savers club £0/£150
1p a day £/3
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