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Joyous January's NSD Challenge!

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  • KajiKita
    KajiKita Posts: 7,724 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you for the welcome CathyBird 😊

    Today should be an NSD …. 😉

    1 of 15

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January 2023 at 7:31PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 15
    AnotherNewDay beanielou 15 bekah89 1/15 image cathybird 1/15 image cherry 22 10 CMD79 Crazycatlady2 1/20 image Diane1276 10 funfairprincess 10 GeorgianaCavendish 17 HappyFriday05 1/8 image herebeme 1/15 image jammy dodger 18 KajiKita 1/15 image Lanky larry 20 leftatthetrafficlights 15 lindsaygalaxy 15 LittleMissDetermined 1/10 image LLM2018 1/20 image Makingabobor2 15 MrsCautious 15 MummyRivett 25 newroadahead 10 outoftheviciouscircle 15 QueenJess 1/20 image Rupacomp 15 short bird 18 try harder 21
    Newcomers welcome :)
  • Happy new year 🥳 
    Today is one for me please x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Happy new year! NSD today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • One for me today please :) 
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    1 NSD for me today

    LLM :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • newroadahead
    newroadahead Posts: 1,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 1 January 2023 at 5:02PM
    Hi
    Please may I join with  a starting point of 10

    Thank you 
    NRA 
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£477/£1378
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    One for me please 
  • herebeme
    herebeme Posts: 202 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    First NSD for me today. 

    1/15

    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • QueenJess
    QueenJess Posts: 4,504 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A NSD for me today.
    2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 338🥉🥈🥇💎🏆
    Big kitchen declutter challenge 112/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
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