We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joyous January's NSD Challenge!
Comments
-
Hello all, I finished January on 27 NSDs xx2
-
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 22 books of target 52 in 2026 as @ 19th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 27/25Arwen 1/10






beanielou 27/15






bekah89 23/15






cathybird 24/15






cherry 22 12/10




CMD79 13/16


craftingmad 13/15


Crazycatlady2 25/20






Diane1276 10
funfairprincess 5/10

GeorgianaCavendish 21/17






gm2917 12/15


HappyFriday05 7/8

herebeme 15/15




jammy dodger 20/18






KajiKita 19/15





Karb 15/15




Lanky larry 10/20


leftatthetrafficlights 20/15






lindsaygalaxy 13/15


LittleMissDetermined 16/10





LLM2018 16/20



Makingabobor2 17/15




Money Choices 15
MrsCautious 24/15






MummyRivett 16/25



newroadahead 13/10




outoftheviciouscircle 7/15

QueenJess 19/20



Rupacomp 15/15




Saver-upper 14/15


short bird 20/18






SueP19 12/10



try harder 21/21





Newcomers welcome
1 -
Well done Adeley, you completely smashed it


See you on the February thread!
1 -
I hit my target of 21 NSDs plus extra .Very happy with this challenge2
-
Well done try harder

Would be great to see you on the February thread xx
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards

