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Joyous January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January 2023 at 3:59PM
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 5/25 imageimage
    Arwen 1/10 image beanielou 25/15 imageimageimageimageimageimageimage bekah89 21/15 imageimageimageimageimageimageimage cathybird 22/15 imageimageimageimageimageimageimage cherry 22 10/10 imageimageimageimage CMD79 13/16 imageimageimage craftingmad 13/15 imageimageimage Crazycatlady2 23/20 imageimageimageimageimageimageimage Diane1276 10 funfairprincess 5/10 imageimage GeorgianaCavendish 19/17 imageimageimageimageimageimage gm2917 11/15 imageimageimage HappyFriday05 7/8 imageimage herebeme 14/15 imageimageimage jammy dodger 20/18 imageimageimageimageimageimageimage KajiKita 18/15 imageimageimageimageimageimage Karb 12/15 imageimageimage Lanky larry 10/20 imageimageimage leftatthetrafficlights 16/15 imageimageimageimageimageimage lindsaygalaxy 13/15 imageimageimage LittleMissDetermined 15/10 imageimageimageimageimageimage LLM2018 16/20 imageimageimageimage Makingabobor2 16/15 imageimageimageimageimage Money Choices 15 MrsCautious 23/15 imageimageimageimageimageimageimage MummyRivett 16/25 imageimageimageimage newroadahead 11/10 imageimageimageimageimage outoftheviciouscircle 7/15 imageimage QueenJess 17/20 imageimageimageimage Rupacomp 13/15 imageimageimage Saver-upper 12/15 imageimageimage short bird 18/18 imageimageimageimageimage SueP19 9/10 imageimage try harder 15/21 imageimageimageimage
    Newcomers welcome :)
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Day 21 today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    An unexpected NSD today!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you for your work cathybird

    Not an NSD today, but I am aiming for 15 again in February please.

    Thank you.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning. 
    Yes I am declaring an NSD at 8am on a Sunday 😬

    #15 23 NSDs
  • Forgot to declare yesterday. So that put me over target at 16/15... :D
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Morning, it's a NSD for me today :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Not a NSD as having a takeaway for family wrestling night…..watching not doing 😂😂
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