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Joyous January's NSD Challenge!

1515254565763

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  • Hi. I’m now on day 13. Not sure if I will make it across the finish line.
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  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi. I’m now on day 13. Not sure if I will make it across the finish line.
    13 days is great lindsaygalaxy.
    I don't think I will reach my January target either, (got 12/15), but every  NS day helps x
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  • KajiKita
    KajiKita Posts: 7,760 Forumite
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    Have to cancel yesterday’s NSD - had to take Mr KK to A&E (kidney stones) last night so spent £9.10 on parking!

    Got home after midnight so will be buying lunch in my way to work today, so no NSD today either.

    18/15.

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:
    Have to cancel yesterday’s NSD - had to take Mr KK to A&E (kidney stones) last night so spent £9.10 on parking!

    Got home after midnight so will be buying lunch in my way to work today, so no NSD today either.

    18/15.

    KK
    Mr LMD has these too so you have my sympathy, hope he is OK!

    Life gets in the way...PADding is addictive...Saving's better than spending...
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  • It will be a NSD for me today - claiming very early but I have had close to no sleep so no other plans after work than catching up on some Z's
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • KajiKita
    KajiKita Posts: 7,760 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @LittleMissDetermined - he's at home with elephant strength painkillers and ABs waiting to find out when he will have his CT scan. He did at least sleep reasonably well last night  :) 

    KK

    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita said:
    Thanks @LittleMissDetermined - he's at home with elephant strength painkillers and ABs waiting to find out when he will have his CT scan. He did at least sleep reasonably well last night  :) 

    KK

    That is really good to hear, when my hubby first had them we were lucky enough that a locum doctor at our surgery had spent significant time in urology and he prescribed something called tamsulosin which relaxes the urethra and lets small ones pass. It was a god-send. Might be worth asking your GP?
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • KajiKita
    KajiKita Posts: 7,760 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ooh good tip @LittleMissDetermined - i shall pass that on!!  :) 

    KK

    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Will be a spend today for a payday takeaway 😍
  • beanielou
    beanielou Posts: 95,644 Ambassador
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