We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's NSD Challenge!
Comments
-
JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 22/15
bekah89 18/15
cathybird 18/15
cherry 22 10/10
CMD79 13/16
craftingmad 3/15
Crazycatlady2 20/20
Diane1276 10 funfairprincess 3/10
GeorgianaCavendish 17/17
gm2917 9/15
HappyFriday05 7/8
herebeme 13/15
jammy dodger 18/18
KajiKita 18/15
Karb 9/15
Lanky larry 10/20
leftatthetrafficlights 16/15
lindsaygalaxy 7/15
LittleMissDetermined 13/10
LLM2018 13/20
Makingabobor2 15/15
Money Choices 15 MrsCautious 20/15
MummyRivett 16/25
newroadahead 11/10
outoftheviciouscircle 7/15
QueenJess 16/20
Rupacomp 11/15
Saver-upper 11/15
short bird 17/18
SueP19 9/10
try harder 15/21
Newcomers welcome
4 -
Another NSD today.2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
-
Well done MrsCautious, LittleMissDetermined, KajiKita, GeorgianaCavendish, jammy dodger, beanie, herebeme, short bird, Rupacomp, bekah89, Makingabobor2 and QueenJess
Yay to everyone reaching targets
3 -
Another day yesterday for me, that makes 9 👍Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot3
-
Setting my intent early 18 / 15! 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Good morning.Another early call for an NSD today.Thank you.#15 20 NSDs3
-
Another one for me yesterday pleasemortgage amount as at March 24: £164,467
mortgage end date as at March 24: Jan 20462024 overpayments £769/£1000
Daily interest rates: £8.16/£3.373 -
Been awol due to family stuff but I'm up to 16/15 now! 🙌'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
Not today ... bought a 'new baby' present for a good friend3
-
Day 17 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards