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Joyous January's NSD Challenge!
Comments
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NSD for Thursday please x1
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10
beanielou 24/15
bekah89 19/15
cathybird 20/15
cherry 22 10/10
CMD79 13/16
craftingmad 13/15
Crazycatlady2 22/20
Diane1276 10
funfairprincess 5/10
GeorgianaCavendish 18/17
gm2917 9/15
HappyFriday05 7/8
herebeme 14/15
jammy dodger 19/18
KajiKita 19/15
Karb 12/15
Lanky larry 10/20
leftatthetrafficlights 16/15
lindsaygalaxy 7/15
LittleMissDetermined 13/10
LLM2018 13/20
Makingabobor2 15/15
Money Choices 15
MrsCautious 21/15
MummyRivett 16/25
newroadahead 11/10
outoftheviciouscircle 7/15
QueenJess 17/20
Rupacomp 12/15
Saver-upper 12/15
short bird 17/18
SueP19 9/10
try harder 15/21
Newcomers welcome
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NSD 19 today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Managed a NSD on Sunday and another yesterday so that’s 2 more at least.I'm not a muggle...I'm just magically challenged3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So sorry life got in the way but I'm back and reporting another 12 NSD's for me so that now takes me up to 13/15 - nearly there but running out of days left in the month
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.023 -
Another busy day means a NSD
14/15.
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653 -
NSD today!Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
NSD#12 thank you cathybird
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
Well done QueenJess, MrsCautious, Karb, GeorgianaCavendish, Crazycatlady2, KajiKita, funfairprincess, beanie, craftingmad, herebeme, Rupacomp and Saver-upper
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