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Joyous January's NSD Challenge!

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Comments

  • Rupacomp
    Rupacomp Posts: 307 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    One NSD today for me x
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    1/18   for  me  today ...well  yesterday  :)  the  day  has  flown  by  and  im   still wide  awake   Happy New  year  everyone  and  heres      to  many  NSDs   x thanks  for the   motivating  thread  cathybird  xx
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Hi Cathybird

    I would like to rejoin this challenge. My January's target is 15 NSDs.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • Arwen
    Arwen Posts: 171 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My first time doing this challenge, so could I be added? I am going for 10. Am not including fuel or groceries,  so today was an easy NSD today. 
    1/10 
    Debts :Paypal £1981.32
    Monzo Loan £4278.16
    Virgin CC £2137 0% until Dec 23
    HSBC £5471.01 0% until Feb 2025
    Emergency pot £404.47/2500
    1p Savings Challenge £1.45/660
    52 week Savings: £22.00/1400

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    One no spend day for me yesterday
  • KajiKita
    KajiKita Posts: 8,446 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    No reason for today not to be an NSD so let’s put a stake in the ground and say that this is:

    2 out of 15! 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cherry_22
    cherry_22 Posts: 109 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Slipped up yesterday and bought a few cheap kindle books whoops!

    But today will be NSD 1 for me, no planned spends 
    £1 a day for 2023 #58 £165/£365
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Will be one today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • outoftheviciouscircle
    outoftheviciouscircle Posts: 793 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Today will be a NSD. I'm feeling sorry for myself [full of cold], so I won't be moving anywhere far today.

    2/15
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • newroadahead
    newroadahead Posts: 1,363 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Yesterday was an NSD but small shop this morning should keep me going all week

    NRA 
    NewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
    #No16 2025 52 week envelope challenge-£1166/£1378
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