Joyous January's NSD Challenge!

CMD79

#2/16 for me today please! The DD is at home with me so I’m saying it now to give me the extra willpower to say no to her! Xx 

cherry_22

NSD 2/10 today 

Crazycatlady2

Not one today….may have ordered McDonald’s as a treat for youngest as he only one off school and always misses out on evenings takeaway that other 2 get 🤷‍♀️

Crazycatlady2

Question for you all….if you buy yourself something with money you got for birthday/Christmas do you class as a spend or not for this challenge? 

Makingabobor2

Crazycatlady2 said:

Question for you all….if you buy yourself something with money you got for birthday/Christmas do you class as a spend or not for this challenge? 

I would not class that as a spend, as the money had come to you as a present and not from your normal income, so it was extra over and above your normal money. I would, personally only count spends that had come from my pension, DH's wages and money I had made from surveys or selling

HappyFriday05

Calling a NSD today!

woke up with another severe vertigo attack so now housebound for the day while kids are at school  

Crazycatlady2

Makingabobor2 said:

Crazycatlady2 said:

Question for you all….if you buy yourself something with money you got for birthday/Christmas do you class as a spend or not for this challenge? 

I would not class that as a spend, as the money had come to you as a present and not from your normal income, so it was extra over and above your normal money. I would, personally only count spends that had come from my pension, DH's wages and money I had made from surveys or selling

Thankyou, that’s what I was leaning towards. I bought a diary/planner….it’s pretty and got my eye on a few other bits 😂

Makingabobor2

Crazycatlady2 said:

Makingabobor2 said:

Crazycatlady2 said:

Question for you all….if you buy yourself something with money you got for birthday/Christmas do you class as a spend or not for this challenge? 

I would not class that as a spend, as the money had come to you as a present and not from your normal income, so it was extra over and above your normal money. I would, personally only count spends that had come from my pension, DH's wages and money I had made from surveys or selling

Thankyou, that’s what I was leaning towards. I bought a diary/planner….it’s pretty and got my eye on a few other bits 😂

Love a nice planner. I even had to buy some nice coloured pens to fill mine in....I'm very much a list and planning person....lol

Makingabobor2

Hope you feel better soon @HappyFriday05. 

cathybird

January

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

Adeley 1/25

Arwen 1/10 beanielou 2/15 bekah89 2/15 cathybird 2/15 cherry 22 2/10 CMD79 2/16 Crazycatlady2 2/20 Diane1276 10 funfairprincess 1/10 GeorgianaCavendish 2/17 gm2917 15 HappyFriday05 2/8 herebeme 2/15 jammy dodger 1/18 KajiKita 2/15 Lanky larry 1/20 leftatthetrafficlights 1/15 lindsaygalaxy 1/15 LittleMissDetermined 2/10 LLM2018 1/20 Makingabobor2 2/15 Money Choices 15 MrsCautious 2/15 MummyRivett 2/25 newroadahead 1/10 outoftheviciouscircle 2/15 QueenJess 1/20 Rupacomp 2/15 short bird 2/18 try harder 2/21
Newcomers welcome