Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's NSD Challenge!
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Comments
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Another one for me taking me to 3/153
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Please may I join. I am going to aim for 15 NSD's pleaseMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.023
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Had an NSD …. Even though tempted by a book! Go me!! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Another NSD for me today 🥳 Was late home from work and thought about phoning a takeaway but had a ding meal instead.I'm not a muggle...I'm just magically challenged4
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3rd for me today. Really wanted to go out to buy chocolate but made hot cocoa instead.
3/15
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653 -
Yesterday was shopping so a spend day, today was my 2nd NSD though! Got fuel (this isn’t counted toward spends) and resisted getting chocolate - 8 hours of driving, usually I would treat myself to a McDonald’s but I made sandwiches for me and the kids instead.May be silly but that’s a huge achievement for us!Widowed November 2024
navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.7 -
Another NSD for me... got groceries and had dentist but I dont count them as were essentialsSavings goal by 31/12/24: £22000
Dec 23: £6945.233 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 1/25Arwen 1/10
beanielou 3/15
bekah89 3/15
cathybird 3/15
cherry 22 2/10
CMD79 2/16
craftingmad 15
Crazycatlady2 2/20
Diane1276 10
funfairprincess 2/10
GeorgianaCavendish 2/17
gm2917 1/15
HappyFriday05 2/8
herebeme 3/15
jammy dodger 2/18
KajiKita 3/15
Lanky larry 2/20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 2/10
LLM2018 1/20
Makingabobor2 3/15
Money Choices 15
MrsCautious 2/15
MummyRivett 2/25
newroadahead 2/10
outoftheviciouscircle 3/15
QueenJess 1/20
Rupacomp 3/15
short bird 2/18
try harder 3/21
Newcomers welcome
2 -
hi craftingmad
and welcome
I've added you to the list, best of luck with the challenge!
3 -
Another day today
Thanks
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13783
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