Joyous January's NSD Challenge!

LLM2018

Hello. NSD for me today so it's now 2/20 so far

LLM

MummyRivett

Apart from my work travel and groceries which were budgeted for and frugally sourced.  Bus instead of train and only the essentials we needed 4 items that we needed on the weekly shopping list, the rested shopped from our cupboards and freezer.  I am proud to say today was another NSD.  

Even better I went to Costa with my coworker and ordered a hot water.  Yes I did it and said I’m doing No Spend January.  They understand as we run a debt charity and teach budgeting and Life Skills.  

The great thing is we are leading by example.

 3/25 please @cat@cathybird

cathybird

January

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

Adeley 1/25

Arwen 1/10 beanielou 3/15 bekah89 3/15 cathybird 3/15 cherry 22 2/10 CMD79 3/16 craftingmad 15 Crazycatlady2 2/20 Diane1276 10 funfairprincess 2/10 GeorgianaCavendish 3/17 gm2917 1/15 HappyFriday05 2/8 herebeme 3/15 jammy dodger 2/18 KajiKita 3/15 Karb 1/15 Lanky larry 2/20 leftatthetrafficlights 1/15 lindsaygalaxy 1/15 LittleMissDetermined 3/10 LLM2018 2/20 Makingabobor2 3/15 Money Choices 15 MrsCautious 2/15 MummyRivett 3/25 newroadahead 2/10 outoftheviciouscircle 3/15 QueenJess 1/20 Rupacomp 3/15 short bird 2/18 try harder 3/21
Newcomers welcome

cathybird

Well done funfairprincess, CMD79, cherry 22, HappyFriday05, bekah89, gm2917, beanie, jammy dodger, try harder, Makingabobor2, outoftheviciouscircle, KajiKita, herebeme, Lanky larry, Rupacomp, newroadahead, LLM2018 and MummyRivett

LittleMissDetermined

Checking in early for a NSD today.  I'm working all day followed by the gym
LMD x

Karb

Hello
Can I join in this month please? New Year and I need to get back on track.

I'm aiming for 15 days please, but haven't made a good start as all three days so far have seen spends. Today will hopefully be day one. 

GeorgianaCavendish

Early call for NSD #3 today please 

CMD79

Crazycatlady2 said:

Question for you all….if you buy yourself something with money you got for birthday/Christmas do you class as a spend or not for this challenge? 

I don't because it's not from the money you've budgeted on. xx

CMD79

One more for me today. I do need to get DD some medicine, but I don't think that counts as spending. xx

NSD #3/16

cathybird

hi Karb and welcome I've added you to the list, best of luck with the challenge!