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Joyous January's NSD Challenge!
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Reporting my second NSD for Jan today. Part of my New Year resolution was no take-out in January, so I think that’s going to help with NSDs.
2/15
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3652 -
Happy to have got going with this..
#15 with 2 NSDs so far.Will need to spend money tomorrow.2 -
2nd one of the month for me today.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
No spend day for me too .Thats 2/21 .Thank you2
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 1/25AnotherNewDay Arwen 1/10
beanielou 2/15
bekah89 2/15
cathybird 2/15
cherry 22 1/10
CMD79 1/16
Crazycatlady2 2/20
Diane1276 10
funfairprincess 1/10
GeorgianaCavendish 2/17
gm2917 15
HappyFriday05 1/8
herebeme 2/15
jammy dodger 1/18
KajiKita 2/15
Lanky larry 1/20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 2/10
LLM2018 1/20
Makingabobor2 2/15
Money Choices 15
MrsCautious 2/15
MummyRivett 2/25
newroadahead 1/10
outoftheviciouscircle 2/15
QueenJess 1/20
Rupacomp 2/15
short bird 2/18
try harder 2/21
Newcomers welcome
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@short_bird that's an impressive annual total!!short_bird said:Early call for day 2.
I did a quick total for 2022: goal was 204 days and managed 212, so that's all good!
off to deal with that second batch of laundry...5 -
hi gm2917
and welcome
I've added you to the list, best of luck with the challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done Rupacomp, jammy dodger, Arwen, try_harder, KajiKita, cherry 22, bekah89, outoftheviciouscircle, newroadahead, GeorgianaCavendish, LittleMissDetermined, short bird, Crazycatlady2, MummyRivett, herebeme, MrsCautious, Makingabobor2, try harder and beanie
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Managed one today!I'm not a muggle...I'm just magically challenged3
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