-
Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
-
Is income protection for a part time job prudent or over insuring?
Hi I work full time and my wife works part time. We are both 41 years old and have one dependent, under 18. We are very fortunate that my salary covers our monthly experiences. We use my wife's income to make additional contributions to our pensions and to invest in a Stocks and Shares ISA. A few years ago we took out…
-
Critical illness claim
Hi all newbie here, I am looking for some advise if possible please, I have been diagnosed with severe and profound hearing loss. I have been put on the cochlear implant waiting list and was wondering if I should claim on my critical illness policy. The wording is a little vague and was hoping maybe someone has previous…
-
Company refused/declined Home Insurance cover
I had been happy for several years with the home insurance cover I had with one company (Company A). However, in 2024 they didn't want to insure me any more because they had stopped covering homes with oil-fired central heating. So, I found another company (Company B) and have used them for the last two years, although the…
-
Insuring a property with adjoining field that floods
Hello All, I am buying a house which has a field attached. The boundary of the field, at the furthest point from the house, is a river. This river occasionally floods and water comes on to the field. This is highlighted in the flood risk portion of our "searches" as a "high" risk. The risk to the house itself is…
-
Subsidence Claimants: The proposed transfer of U K Insurance Limited to Aviva Insurance Limited
https://www.aviva.co.uk/dlg-partvii/?lid=3q0b86qn65j6&cmp=eml-eng-partvii-tx1-PVII/DL/PER/PHL My sister is with Direct Line and has just had notification about this transfer. (Sister's mail says this….. If your Direct Line policies listed below are in force at the time of the transfer (expected to be Dec 31st, 2026), they…
-
Health Insurance Pay Monthly
I am considering getting health insurance as I've seen too many of my friends and family wait absolutely ages for healthcare on the NHS. I am in the middle of getting a Mortage. I have the mortgage offer, but the exchange and contracts etc are still ages away and I'm away the bank will do another check then. With car…
-
Avanti Travel Insurance
Does anyone else have experience of trying to do the right thing with Avanti travel insurance by trying to report minor changes to their health record but struggling to get an agent to understand what it is you're reporting. I spent 40 minutes on a chat and then 30 minutes on hold on the phone with an agent who couldn't…
-
Personal Injury Settlement - Timeline/Concern
I was in a crash in Jan, My solicitors have managed to agree a settlement with the 3rd party as of the 14th July. I was given an "interim" payment of £741 on the 17th July. They still owe £4,156. The letter said the rest would follow shortly. I have been trying to find online people talking about what sort of time frames…
-
Ticker Car Insurance
I've been with Ticker for almost 3 years now. They have been my only insurer to date. I have moved house multiple times, and had no issue changing address, however this time they are telling me that to change my address via their 'in app chat' i have to pay a £15 fee, or by phone its £30. There is no other way to change my…
-
Cheaper Car Insurance after accident recommand?
HI, I have 7 year no claims, had a accident in 2024 both fault. My cars golf 2011 1.4L. But I'm getting quotes of £900. Anyone recommand any providers? It would mean a lot. Thanks.
-
Travel insurance - single trip vs annual policy
I've just been on a travel insurance comparison website and compared single trip vs annual. Using exactly the same data I was quoted £379 for a single trip and £109 for an annual multitrip. This doesn't make any sense to me. I declared depression/anxiety and high cholesterol on both quotes. The trip is 25 days in Thailand.…
-
Tesco pet insurance renewal quote left my Mum in tears.
My (now late) Mum had pet insurance with Tesco. Her cat is 14 years old. The only claim she made was earlier in 2026 when the vet wanted to carry out a blood test. The cat is undergoing no continued treatment or check-ups. The premium for 2025-6 was £233. The renewal price quoted for 2026-7 saw a rise of 100% to £466. At…
-
Home insurance increase after a claim
HI, We have an issue with a neighbour who has invasive bamboo in their garden which has spread into our garden. We have been chatting to them to try to find a resolution and they are making moves to get some quotes but things are progressing slowly. As this has been going on for a while, we're inclined to go through our…
-
Home insurance
Recently my mum died and her house came to me my daughter lives in the house what type of building and contents insurance do i need
-
Travel insurance paid out very low for cancelled flight/lost luggage
Hello We were a party of 4 via Easyjet and our flight was cancelled at the gate. I arranged alternative flights the next day but again we were delayed and out lugged lost. Didn't get luggage back until a week after the trip - I had to buy new clothes for everyone. Coverwise insurance that we were with only want to pay 400…
-
Travel Insurance - undiagnosed condition
My annual travel insurance has ran out and I've been looking around but I'm finding it hard to get cover. I have several health conditions including Crohn's which is an autoimmune disorder. I always list everything. I've also been having other symptoms. The GP said it's probably Sjogrens which is another autoimmune…
-
Advice needed – insurer, loss adjuster, and loss assessor confusion
I’m looking for some guidance on a home insurance claim that has become complicated. I originally appointed a loss assessor to help with the claim. I later made a formal complaint about how the claim was being handled. Around two weeks after submitting the complaint, a completely different company contacted me saying they…
-
Zurich Retail Protection Stalling on Critical Illness / TPD Claim – Anyone Else Experienced This?
Hi everyone, I am looking for some insight or shared experiences from anyone who has battled Zurich Retail Protection over a Critical Illness / Severe Functional Impairment claim (filed on the 30th April 20206). My situation involves a severe, chronic cardiac condition resulting from a historical heart attack. The medical…
-
Son going to US on athletic scholarship - study abroad insurance
My son will be going to the USA next month on a full athletics scholarship which means he will be getting full health and dental (after a small amount paid by us) In terms of "long term stay" and "study abroad" packages - is the only other insurance he requires the cover for medical repatriation and gadgets? Can anyone…
-
breakdown and national recovery with missing locking wheel nut key
Hello. I am an aa customer with breakdown and national recovery cover. Could anyone help clarify whether aa is right to decline my policy? Today I had a flat tyre and called aa. A rescuer came and can't put replacement wheel as we can't find locking wheel nut key. He told me aa is going to arrange for recovery. About 1h…
