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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Guide discussion: Bicycle insurance
Bicycle insurance guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Life insurance pay out
Hi I have life insurance with Tom.co.uk and it will pay out on my death to my daughter who is 7 at the moment and lives with her mum, Tom have said if she is under 18 when i die then the money would be given too her mother until she is 18 and obviously I do not want any money going to her, they have said I could get it put…
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Insurance company refusing claim
Hi I really need some help. I live in my parents house to care for them. This is the first time ive had to deal with the home insurance company as previously me Dad did it but he cant anymore. Basically, we had 2 blocked bathrooms (toilet, shower+sink) with water almost overflowing when we used any of it and drain gulleys…
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Motor legal protection
Husband has been involved in a no fault accident - somebody drove into the back of his car. His car is likely to be a write off with a settlement pay out of around £5-6000. Clearly this will not cover the cost of buying another car Would motor legal protection cover the difference as an uninsured loss and if not why not?
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Insurance for outbuilding (garage) outside of property boundaries
Good morning, I am having issues trying to find anyone that will insure a garage that is on the deed of the property but outside of property boundaries. There was an accident with the garage door, needs fixing/replacing but my current home insurers won't cover it. It is up for renewal so I asked if it can be added for the…
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Motorbike/Car Insurance - Legal cover.
What is my motorbike insurance for!?I had a motorcycle accident. Completely no fault, undisputed by other party. They accepted full liability. I HADN'T ticked and paid for legal cover. I had ticked legal cover on my car insurance policy so didn't think I needed legal cover twice. My insurers - CAROLE NASH - supposedly "The…
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One Call insurance - avoid!
Had a renewal through for One Call car insurance. Admittedly they sent it with three weeks on existing policy and we failed to act, however a little surprised to see they take the money 5 days before the renewal date. Found a better deal and tried to cancel the policy one day after start date. They wanted a £40 admin…
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Healthcare plans - dental, eye care, etc
Hi, I am wanting advice on the best healthcare plans to claim back mainly for dental and optical, possibly prescriptions. I have glasses already and am due an eye test which I think will lead to a new prescription and glasses. I have also been told by my dentist that I am going to need a filling, which I would prefer to be…
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Empty Home Insurance
Hi I need to insure an unoccupied house and
have found a reasonable quote from “Arkel Adapt” via Money Supermarket website. However I have been able to find anything
much on them and wonder if anyone on here has heard of them or can recommend
them. Other quotes from different
companies have been ludicrously expensive.…
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Forced 50/50 liability car insurance claim.
Been with very reputable car insurance company for nearly 20 years Never claimed no points on licence no criminal driving convictions fines, nothing Got hit on a rounderbout i use several times a day... by a driver who only just passed his test few weeks prior, in his girlfriends car n lived 35 miles from my townhad no…
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Help needed understanding 'Estate' please.
Hi. My wife and I have a joint Life Insurance policy which would pay out to the the survivor should one of us die. If we were both to die, I need to ensure that the money would go to my children. I'm told that a payment would go to my 'estate' but I don't really know what that means. We have a will which leaves the house…
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AA Car insurance cancelled - due to missing their NCD proof request.
On 11th February I started a policy with AA Insurance paid in full in advance. Yesterday I received in the post a letter dated 4th March telling me that unless I sent them my NCD proof (such as my renewal notice from my previous insurer) by 11th March my policy would be cancelled on this date - ie.11 days ago! My reaction…
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Which home building and contents insurance
My uncle is in a home and has a property which has unofficial tenants in that have no rental agreement contract and are not paying rent. I will be trying to evict them eventually. In the meantime I’m going to get home and contents insurance. Can anyone advise which type to get in this situation that will protect against…
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IFL Pet insurance
My cat has been poorly recently and I've had to pay over 300 pounds in vet bills, with more to come. I have had pet insurance forever, but rarely use it (thankfully!). I know I still have it, as the direct debits are paid every month, but can I heck find any paperwork or emails with any insurance docs. The direct debit is…
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Car insurance renewal after no liability accident
Hello looking for advice following an accident i had in early July and my car insurance renewal from Tesco insurance. The other driver immediately accepted liability for the accident, in which my car was a write off. Tesco have that in writing. I have received a settlement payout from them, bought an older, cheaper car as…
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Halifax legal expenses insurance.
We have a home insurance policy with Halifax Home Insurance, Halifax also provide our mortgage. As part of the home insurance we have legal expenses cover. Halifax clearly state that a firm called ARC Legal administer the legal expenses cover. My question is who is my legal expenses insurance contract with, Halifax or ARC…
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Company Van - Employee excess insurance
My wife works for a firm that supply her with van. In her employment contract she is liable for up to the excess amount (£1000) for any damage incurred. Are there any insurance providers that will provide her an excess policy? When we have hired vehicles ourselves, we have taken such policies out but she hasn't hired the…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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Tips needed on insuring a replacement car
I'm looking around to buy a car but one thing I'm faced with is excessive insurance costs at the point at which I want to buy the car. I have full NCD and never had an accident, but right now do not own a vehicle (I'm a named driver for my wife's car, though). The problem I'm faced with is the need to insure a car at the…
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Buildings/content ins for house with two flats, one occupied by owner.
Hi. My 86 year old dad owns a house which he converted into two flats back in the late 1980’s. He lives in the top two floors and rents out the ground floor self contained one bedroom flat. It recently came to my attention that he is purchasing annual buildings & contents insurance with no mention of the rental property.…
