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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Home Insurance
Dear Team - I am seeking the correct house insurance for the home I inherited from my father who died in July. I visit every two weeks and am applying for probate soon. What type of insurance should I get? Shall I call a company and if so which is a good one? The online quotes and questions (Compare sites) are difficult to…
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Group income protection from 5 years to full term working in insurance in the uk
I read on an ai site that insurance is a secure industry and changing from 5 years gip to full term is beneficial for the company in so many ways. (And me as well). I want to get or change my 5 years cover to a full term gip as I've read it's better for insurance companies? Im in the uk, London. Anyone successfully changed…
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Timing for annual travel insurance
I have annual travel insurance up to the first day of my next holiday, so I need to renew. With cars it's best to review 23 days before due. Is there anything like that for travel insurance?
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Insuring 2 flats without breaking the bank
Last year my leaseholder upstairs and I as freeholder of the building and resident downstairs paid £760 with CIA for Buildings Ins for both 1 bed flats. This included approx £20,000 cover for household ins for each property. The building had been a 3 bed terrace house, mid 1800s build before conversion 11 years ago. Is it…
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Travel insurance for dental tourism
Hello, My husband is travelling to Bulgaria from the UK for dental treatment. I am looking at getting travel insurance for him and wonder if anyone has any recommendations? I tried searching on Confused.com and at the end of the quote you have to state that you are not travelling for 'cosmetic or medical' reasons. I'm…
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car insurance issue
I put my partner on my car insurance last year. Now he remembers he forgot to declare 2 no fault accidents in the past 5 years, and I'm really struggling to get this clarified with the insurance company. Should there be an extra charge for this? What should I do? (I tried to communicate by website/ live chat, and then…
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Travel /medical insurance and repatriation fault
We had the most expensive premium travel insurance with Staysure, with unlimited medical cover and unlimited repatriation. On 9 March 2026, my husband suffered a serious haemorrhagic stroke in Bali. On 26 March, the Bali medical team who had stabilised him certified him fit to fly by air ambulance, specifically because of…
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Insurance against 'incident' whilst transporting bicycles
Recently acquired an expensive bike and a rack to attach to a tow hitch to transport it. I understand the bike is covered against theft / damage etc on my house and contents but I'm trying to find out the best way, or even if I have to, insure against an incident whilst carrying the bikes. For example if a bike fell off…
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Do I need home emergency cover if I already have boiler cover?
Hi. Need to renew my home insurance, but I am unsure if I actually need this? I already have boiler, plumbing and electrics cover with Corgi.
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Pet Insurance
So I received my renewal quote today from PDSA for £309 (up from £238 last year), no claims for my 9 year old dog, I have been with PDSA for many years and expected an increase due to his age and that other people would have claims effecting the operating cost of PDSA But then I thought lets do a comparison (like for like…
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Should we inform the insurance company?
I am posting this on behalf of my daughter. At the weekend she had someone rear end her. It was a slow speed impact and there is no visible damage to her car but the other car did suffer some damage. After the incident they did exchange details. As there was no damage to my daughter’s car, she felt there was no need to…
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£2500 life insurance top cash back.
I signed up to the confused.com £2500 cash back through top cash back in April 2024, the initial transaction had not properly tracked. I through the website and was claim be put on ice for several months.. I then contacted them several months later and was told they were looking into it with the insurer who was Liverpool…
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Subsidence claim
hello. My small back conservatory sank and twisted away from the house in 2022. The house and extension have been monitored and there is no movement. The house is 1600 and the extension over thirty years old. The back conservatory about 25 years old. The insurers said cutting down trees and reducing the hedge would solve…
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Potentially incorrect information on home insurance
I have looked at my home insurance as I need to add my partner onto it as she is moving in, and have noticed that a few questions that I answered when I took the policy out seem to be incorrect, such as I have put that there is 0% flat roof, when my conservatory is classed as a flat roof, and I have put that there are no…
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Caught by auto-renewal -Dual Insurance for same car
There is another post on here https://forums.moneysavingexpert.com/discussion/5160968/caught-by-auto-renewal-accidentally-insured-twice which i wanted to add to but as it is a few years old, I couldn't reply to it so here's my one separately. It's here solely to provide advice for anyone who finds themselves in a similar…
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Arranging contents insurance - unclear on roof material
I'm a first time buyer in the process of buying a flat in a block where building insurance is covered through a common policy looked after by a factor, so I only need to arrange contents insurance. Ideally I'd obviously like to have this in place for when things complete in a week's time. The challenge I'm having is that…
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Lloyds building insurance query
I have just obtained a buildings insurance quote on their website and it only asked for my address and not lots of details about the number if rooms, construction etc etc. The T&C's seem to state that the full house rebuild value is covered plus outbuildings, garden walls etc. But I suspect that my rebuild value is over…
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Can travel insurance cover costs of setting off earlier?
Hello Unusual one, hoping someone can help. My family and I took a rail holiday last month from the UK to Sweden. We'd planned and booked the journey to leave our home in the West Midlands at 5:30am, arriving the same evening in Hamburg in time to catch the overnight sleeper train from Hamburg to Stockholm. Less than 48…
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Home insurance, which companies have a higher single item value? + LV No claims years?
Anyone with LV? My renewal is 50% more than last year and cannot find the no claims years anywhere? Also due to computer hardware prices increasing constantly it would now cost a lot more to replace our home computers and the NAS box etc. Know of any with single item limits of £5k or more? Thanks.
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Life insurance direct debit stops after death
My husband pays his life insurance premiums via monthly direct debit from his own bank account. In the event of his death, the bank would stop all direct debits when notified that he had died. This would void his life insurance policy. So should i delay telling the bank until after the policy paid out? Or should he be…
