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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Third party insurer agreed to pay my insurer but not hire car firm
So I'm trapped in a position with Churchill saying the third party insurer is paying them for the accident that wasn't my fault. And the hire car firm they signed me up for asking me to sign up for a solicitor because they won't pay their costs. I don't understand. I'm being asked to fill in multiple forms under the…
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Renewal success
I am so pleased to say that following your haggling guide, I was able to get £160 off my renewal quote from theAA.
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Has anyone claimed from MIB
Hi All, I apologise if this is the wrong board but I have a question, and cannot find much on googling. To cut a long story short my car was hit and written off by an untraced driver last year, my insurance company appointed a solicitor and made a claim on my behalf. I have just received an offer from MIB but unsure if I…
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Auto Home Insurance - Payment Declined
Hi, After some Advice, had a home insurance policy that got renewed automatically which I didn't need. It seems they tried taking the payment from a old card. Got a email today saying my policy has been cancelled due to non payment. Will this cause my problems getting insurance in the future. I know when I go for quote it…
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Leaking Sewer for over 10 weeks - Yorkshire water / insurance help
I’m not even sure what my question is or whether this is the right place In short, we have a very large surface water sewer running
down our drive 3m underground which has been leaking many years if it has risen
3m as it has caused a sink hole on my driveway. 1m x 1m approx. and
goes down around 4/5 foot. Dye tests show it…
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Rip Off travel insurance with Medical conditions
hello all, I wish Martin would tackle this subject for older people. I have looked up reviews on most of the recommended companies who have amazing reviews on how easy it is to take out a policy. However looking at the people who have had to claim, most of the reviews are awful.. The premiums are a crazy price too.. one of…
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Income protection after job loss
Hi, I wonder what would happen after a claim for income protection and a job loss.Let's assume that I claim to the insurance, but after X years, the company gets tired of it and fires me, or they find some little rule in my contract (highly possible in my situation) and they fire me based on that.Same way if the company…
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House Insurance no fault claim - when we don't speak to everyone involved so you have to
This is actually a long ongoing no fault claim, where to solve seems to be at my own cost, is this just the way it is or with the insurance company to resolve. Brief summary: Housing association property next door (HA), with a water leak, eventually fixed, advised by HA surveyor to monitor for dry out for several months,…
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Urban Jungle - any opinions?
They are offering the best (which is not saying a lot) of a bad set of home insurance quotes I've been able to find online. Not heard of them before. Are they ok/bona fide people?
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car insurance increase mid policy with 1st central?
hi guys my daughter took out a car policy with 1st central and about a month after they requested a copy of the v5 which we sent them then a few weeks later weve had an email saying they've added a £50 admin fee and another £75 on top of her policy without telling us why. we called them and it was due the v5 copy we sent…
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Buildings insurance claim, cash settlement
Hi all, hope someone can help. If an appointed loss assessor offers a cash settlement for a claim so we can carry out the work with our own contractor rather than be forced to use their contractors, will the insurer challenge this decision? And are the insurer still liable to pay for alternative accommodation whilst the…
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Shocking Pet Insurance Renewal
I nearly fell off my chair this morning when I got an email from our pet insurer Napo with a renewal price. We have a Cavalier King Charles Spaniel that turned 1 in March and has been insured for with Napo coming up to a year end of May with a price of £39.40 per month. I wanted to be a responsible dog owner so got…
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Mobile phone insurance
I bought a mobile phone from a refurbished site, one that is very well-known. I also purchased insurance. I dropped my phone accidentally and the screen cracked. I put in for the repair but was told by the insurance arm of the company that they couldn’t find the policy. It turns out that although I had paid for it, the…
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Self employed tutor - business car insurance required?
I have fully comp car insurance for my Job. I tutor students in their home or at school. Normally I meet them at the venue suggested but recently have been asked to take the students to school as parents cannot. I have been asked by my agency to get business insurance and provide documents. I’m with the AA and contacted…
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Car Insurance renewal - talking to current insurer for a better price
I've been with a big insurance provider that isn't on comparison websites with multiple cars for several years and been quite happy with them. I always get a higher renewal quote come through initially (except one year it went down which was a pleasant surprise) and I then have to shop around, get some quotes using the…
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First Time Buyer
I have made an offer on a house and hopefully tomorrow I will find out my bid will be accepted. House Price £120,000 Deposit: £13,000 approx Mortgage £107,000 approx Single 30 Year Old. No kids or Gf/Wife. Should I look into life Insurance any recommendations ? Compared a few quotes online ranging from £4 - £10.
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Delivery van wouldn't provide name after accident
Hi, On seeing a delivery van approaching my partner stopped on a narrow country road . The van decided to proceed and badly scraped the side of our stationary car. The driver stopped but refused to give his name but admitted they hit our car. Even saying as much when on the phone to their depot manager. Eventually we had…
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Travel insurance for an 82y/o?
I'm enquiring on the behalf of a friend. He's 82 and he's fit and active, and he's planning on travelling to Canada to see his brother. While traveling he's hoping to spend several days in the US to visit friends there. Ideally he'd also like to make it a wider trip and take in Australia as well to make it a bigger trip.…
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Travel Insurance
Do I need End Supplier Failure Cover and Scheduled Airline Failure Cover on my travel insurance? A lot of the insurance companies exclude this so is it worth paying more for it even if I only ever go on package holidays?
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New Home Insurance. Claim or No Claim?
Hi, We're getting new home insurance and unsure if we need to state "Yes" to "made claim in the last five years?". Last year, we had poor work done to our bathroom and wanted to claim on our insurance. Unfortunately, we were told because there were no contract between the bathroom fitter and us, it is unlikely anything…