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We've now got a 'reclaim car finance' board for Qs about discretionary commission
If you've got a question about car finance complaints relating to the probe into the use of discretionary commission, please see our new Reclaim car finance board.
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💸 New to the Reclaim PPI & Other Insurance board? Start here
💸 Useful links to MoneySavingExpert.com guides * PPI: Can I still reclaim? * Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it 💡 If there's a link you think we should include here, please send me a message!
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Insurance companies delaying paying out on claims
Can you give me a link to any conversation regarding Insurance companies prevaricating on making claim payouts? If there isn't any such conversation, how do I go about starting one? My wife and I have had to cancel a cruise because my father-in-law was recently given a terminal cancer diagnosis, with days/weeks as the…
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Moved: Indemnity insurance relating conditions of covenants
This discussion has been moved.
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Claims Company
I signed up to a claims company in the summer on the off chance I had a claim after my own attempt was rejected. That too was rejected so I thought "oh well". Now they are emailing me again to say they are continuing with my claim with regards the new court ruling. Can they do this? I have asked them to tell me how and…
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Statute Barred accounts with fees owed!!
Hi All I have 2 old accounts with a little bit owed on overdrafts. Both accounts are with the same bank, 1 personal acc and the other a sole trader. When I did a SAR, it transpired that the bank sent me 4 cheques, 2 from each account. 2 cheques were for £50 each as good will gestures during a difficult period!!! And the…
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DCA claim
Hi, I recently received a email from the solicitor that they have filed a complaint on my behalf to the finance company. I could not recall appointing this solicitor firm to represent me, however when I contacted them I was told that they received my details and a signature from a claims management company. I remember…
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car finance misselling question
Purchased a car in 2008 on finance via the dealer with GE Money, I have all the paperwork etc. GE Money were brought out/Taken over by I think Santander, can I still register a claim? If i can who with what is left of GE Money? or whoever brought that part of the business, in which case can any one confirm who it would be…
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Delayed at airpot - Travel insurance won't pay out
Hi, I'm feeling quite overwhelmed. I had a Ryanair flight to Tenerife early on 24 September at Stansted. I arrived in plenty of time but the airport weren't letting anyone through into security - we learnt later that there had been a small fire in one of the terminal lounges. After about two hours they let us through and…
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Car finance reclaim question
Hi all I have read MSEs guide and have prepped my email, however whilst i know the original dealer details from 2007 / 08, it was bought by another company 2016 so the wording of the email when it states '. As I had a finance agreement with your firm, I am writing for clarification on the following two requests:' is…
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Old car Details
Hey there not sure if I posted in the Right Group I'm just wondering what could help me I'm looking how I could find my old car details so I could make a claim these are passed seven years on my bank so can't find them on there any help would be Great
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injured after tripping on Virgin Media wires
This weekend my foot got caught in some Virgin media cable sticking out of someone's house while I was walking down the street. I went sprawling across the pavement and landed on my wrist. It hurt like hell! 5 hours at A&E later I came away with my arm in plaster. I have a fractured wrist. My partner witnessed it, and took…
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Recovering a county court judgement
Hi all, sorry this probably isn't the right place but not sure where it should go. Last year I was scammed by a company, PAY RECLAIM SOLUTIONS LTD, when they claimed back over paid tax and then never paid the money. They owed me £1600 but never paid me the money and they guy I was dealing with has disappeared. The company…
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Cancelled income protection insurance
In 2012 aviva cancelled my income protection insurance which at that time included redundancy..they gave me 3 months notice and told me they were no longer in that type of business..I had never missed a payment (direct debit) and had paid it first 7 years. However aviva decided to cancel, I protested but to no avail .told…
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AXA travel insurance - not declaring medical condition invalidates insurance cover ?
Sure this is an old topic, still unsure if definitive answer Went on family holiday recently took out travel insurance with AXA / Coverwise. In respect of the following question answered no At the time of taking out this policy you will not be covered for any claim arising directly or indirectly from:
a. Any medical…
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My insurance company will not pay for my dry rot claim
Halifax/Lloyds
will not cover my costs of £9718 for remedial work to rid my home of dry
rot which I found in my property in 2021. I have a Victorian house and dry rot
appeared under the wooden suspended floor of my living room. I bought my house
in 2014 and had no sign of dry rot before this time. I
made a complaint…
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Courmacs Legal
Hi all, I did a no obligation questionnaire quite a while back to see if I was owed any money from the discretionary payment car thing that’s going on. It said I was likely due money. Never thought any more about it as I didn’t sign anything. Then today I get an email from Courmacs saying that they have contacted VW and…
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Verso Mortgage PPI
Can you help? I took out a mortgage with Verso in 1987 (a long time ago) however, I believe I was charged PPI on this mortgage. Since I understand Verso is no longer trading, could anyone advise me on the best way to proceed with making a reclaim please. Much appreciated and Thank you. Lydia
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Google and Microsoft Ai claim
I have recently heard on the radio about claiming against Google and Microsoft for using personal data without consent. There as usual seems to be a law firm getting in early and charging the earth if you win or "don't co-operate" does anyone have an idea how to submit these claims and have a template to use?
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My car was scrapped by the council.
Good afternoon, I am stuck between a rock and a hard place. The council about a year ago scrapped my car due to it being damaged and left outside by the garage ready for repairs. The reason they had scrapped it is because I had not gone to collect it , however , the letter I received by the council said the latest date I…
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Missold critical illness
Hello my husband and myself took out a critical illness policy with the Woolwich building society @30 years ago. At the time my husband was self employed therefore it was more difficult to get a mortgage. We had to provide the Woolwich building society with 6 months of receipts for personal items bought to show we had…
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Is NCD Protection the next PPI scandal?
So, I've never fallen for the protected NCD add on when buying car insurance. However speaking to numerous people a very high proportion of them add it on each and every year. It seems to mostly cost them around £20-30, but what is it actually protecting? The difference between having say a 7 year NCD and a 4 year NCD is…
