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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Car insurance help. Driving test soon
We have a multi car policy which is due for renewal mid July. It’s extortionate so I am shopping around. I can get my main car cheaper elsewhere. The second car is a low value car that my son has been learning to drive in. His test is early August. I am not sure how insurance works fully. I am not sure I can renew for a…
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Life Insurance - Mis-sold?
We bought our house in late 2004 with a 30-year interest-only mortgage that was arranged through a high street financial advisor (a small, one-man operation). He also arranged life insurance with Allied Dunbar, and his business card & letterhead (we still have them) state he was an agent for Allied Dunbar. We trusted him…
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3rd Party Liability Insurance for dogs - Dogs Trust stop from 30/6/26
I've just had an email from Dogs Trust saying that they are no longer offering 3rd Party Liability insurance with the Companion Club membership. I cannot afford full pet insurance - both my dogs are 13 years old and the premium quotes are ridiculously high :o( . Does anyone know of any other organisations like Dogs Trust…
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"YourRepair" - boiler breakdown cover
This company let me down when I needed them, after I'd been paying them for two years. Their responses were slow and unhelpful, the engineer they sent seemed to struggle with the boiler and left without telling me, and when I complained I was fobbed off, including them telling me there's no higher / independent body to…
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Third party insurer put MIAFTR marker against car....nightmare!
Hi all I am trying to help one of my sons who is having a nightmare with this company. He has comprehensive motor insurance and two months ago a lady drove into the side of his car. No one hurt, lady gave her details, son contacted MM and started a claim. Seemingly the most banale and ordinary no fault claim The damage to…
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House insurance claim or not
Hello, I had an escape of water last year and used my house insurance emergency services to get a plumber out. They caused me issues with resolving the leak which exacerbated the damage, but the cost of repairing the damage is less than the excess so I never claimed on my insurance policy and I'm doing the decorating…
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Travel insurance paid out very low for cancelled flight/lost luggage
Hello We were a party of 4 via Easyjet and our flight was cancelled at the gate. I arranged alternative flights the next day but again we were delayed and out lugged lost. Didn't get luggage back until a week after the trip - I had to buy new clothes for everyone. Coverwise insurance that we were with only want to pay 400…
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House insurance - definition of unoccupied
Hello, I'm reviewing house insurance for my renewal and have found one slightly cheaper than my renewal price that I'm thinking of going with, however, I'm being good and reading the small print! I note on the cheaper policy the definition of unoccupied is "When Your House is not being lived in by You or any member of Your…
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Personal injury side step by solicitor
Hi all Was hit in rear July '23, classed as no fault claim on my part. Whiplash appeared 24hrs later, time off work loss of earnings difficulty carrying out normal day to day things. Had jumped through hoops and did all that was asked promptly. Insurance company dragged heels tried ignoring me etc. finally got referred to…
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Standalone Jewelery Insurance
Currently working through my home insurance renewal and wondered if anybody has any suggestions regarding standalone jewelery / watches insurance. I am considering not including such items on the home insurance if I can get a standalone policy with a reputable insurer which is hopefully less than the specified personal…
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Cat's illness and need to claim on travel insurance.
Hi, We have had to cancel our holiday this week because our cat has become ill and we can't reasonably expect our friends to administer the medicines etc., during our holiday. We have been advised, by our travel insurance provider, that they will only cover us if our cat has a life endangering condition. He has a large…
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NFU CAR INSURANCE
I applied online for a quote. It took ages to fill in, as do all insurance quotes online do. Finally got to the end and clicked submit and nothing happened. It asked 'do I want a call back?' I rang them and posed my problem that the submit is not working, The rep said, NFU don't don't give the quote price on line, you have…
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Feeling stressed
Hi. I'm really new on here and hope I have chosen the correct Forum. I hope someone can help and advise me. I currently have travel insurance due to expire on 5 August. I have a holiday booked for October and the final balance is due to be paid on 22 July. However, I am currently undergoing tests for cancer. I won't have…
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AutoAid Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: AutoAid Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Insurance without Fees??
I don't generally post on here but I felt I needed to ask someone about this. I was looking into renewing my motorbike insurance and was reading the article on MSE about that. I looked at my policy from last year and the premium was £42 plus an Administration Fee of £30. Firstly, that slightly disgusted me! So I did all…
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Keeping insurance money when you should have used it to buy what you claimed for
Hi, Is it against the law, and what do you call it, if you keep insurance money, when you should have used it to buy what you claimed for. Like a very expensive, £7000 front door, that a driver backed into. But you keep the door with a dent. Should you give half to the driver is so ???Thats just an example.
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damp from external wall after building work -- claim on neighbours insurance?
Hi all, I'm trying to figure out if this is just my problem, or if I can (as politely as possible) ask my neighbours to claim on their buildings insurance. I have an extension at the back of my kitchen. This was done many years before I moved in. My previous neighbours had a wood lean-to type structure attached to that…
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Home Insurance Told I was covered, work started then stopped as wasnt covered
Back in January I had a escape of water at my 2nd unoccupied property. I reported it straight away and told I was covered. I asked them to carry out the work as I'm currently ungoing cancer treatment. Insurance started work 4 week later strpping out the property and destorying the fitted kitchen and fitted wardrobes (not…
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Buildings insurance renewal quote up by £4300 p/a...help!
I'll try to give you the quick/edited version here! In-Laws (age 85 and 89) claimed with Saga insurance 4 and a half years ago for subsidence leading to cracking in the extension to their house. Saga have traced this to a nearby oak tree on council land causing dry soil leading to subsidence and Saga are currently…
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Public Liability Insurance
Hi, My Son is 15 and is doing a lot of photography at different sporting events etc. He needs to have at least 2 million public liability insurance to be able to photograph some events. But we are struggling to find anywhere that will provide the insurance due to his age. Hopefully someone on here will be able to point us…
