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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Anyone else still pay by cash?
I am just wondering what other people's experiences and thoughts are with still paying by cash? I seem to be one of the few that do still use cash and this often odd looks and people seem surprised at the shops. My financial situation is stable - no debts, emergency fund, pay into a pension and invest into index funds in a…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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MSE News: Nationwide Fairer Share: Free £100 bonus confirmed for 2026
If you bank with Nationwide, you could get a free £100 paid into your account in June as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it… Read the full story:…
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Bank Account Access for an Appointee whose recipient lives in Care
Morning, I work in care and have a number of individuals whose parents act as appointee for the benefits, this is not a question regarding the use of the money, this is looking for help with banks that will help the appointees open a bank account and give the individual we support a debit card, so that we can support them…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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Zopa Biscuit Account - Direct Debits
I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
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Bank of Scotland £175 switch offer (19/05/2026 to 29/06/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active direct debits as part of the switch (i.e. they must be set up and active on the account you're switching over to BoS before you start your switch). + No requirement to move any cash across. + You must open your account…
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My bank doesn't want my money.
I wanted to pay £10,000 in cash into my bank and they said no, I would have to make 4 trips on seperate days and I live in a rural location miles from the bank so stuff that. I seem to be stuck with it , back under the mattress it goes.
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Duplicate switch payment?
Has anyone else had Barclays accidentally pay them the switching bonus twice? The only options for contacting them seem to be using a chatbot that doesn’t work, a message service that’s been broken for weeks, or sitting on hold on the phone while the years drift by. The only other alternative would be going into a Barclays…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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Barclays Bank privacy policy is 10 years out of date!!
I know that a huge proportion of people don't actually read the "small print", but sometimes it's important. I recently had to launch civil proceedings against a debt recovery company who were demanding that I pay over £300 for a CCJ that wasn't mine… obviously, the District Judge ruled in my favour but it has made me be…
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What are the ways to protect my money?
Hi everyone, I have recently come into some money via inheritance. I'm petrified of my bank being hacked or something happening with my bank where I lose it all. Is my best option to just split it over a few different banks or can you advise on other things I can do? Thank you so much.
