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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Cashback for opening bank or investment accounts, including Cahoot
The cashback website TopCashback is giving you £25 for opening the Cahoot Simple Saver, among other banking and investment offers. Assuming there's anyone on the boards who doesn't already have one...
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Trading 212 Cash ISA - Borderline discriminatory???
Hi All, First posting newbie here. Just wanted to convey my disappointment with the Trading 212 service. After helping my elderly mum with her accounts after she has been in hospital for over a month with a life altering condition I wanted to help her and make her money work for her by transferring her current ISA to the…
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Pension (SIPP), ISAs and Retirement
Hello people, UK here and would appreciate peoples thoughts on the following Age 51 here & aiming to retire at around 57 I currently hold: 490k in my SIPP (Vanduard LifeStrategy Acc 100) 165k in ISA (88k in Vanguard LifeStrategy Acc & 76k Vanguard FTSE Global All Cap - Acc) 75k in premium bonds I have a mortgage of 160K…
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Royal Mint Login Issues
My second attempt to post this questio as the original seems to be mysteriously locked?? Apologies. Just wondering if anybody else is having problems logging in to the Royal Mint website today? The login/account icon (for want of a better word) has disappeared from my home screen and if I navigate to the login page…
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Fund Selection
I wanted to try to set out the process that I go through
when I’m looking to add a fund to my portfolio but it became too lengthy to be
useful. Instead, I decided to set out some of the key actions that I go through
in the hope that others will point out important steps that I have overlooked
and will contribute…
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Chase Boosted Saver
I have been banking with Chase for some time now, have a current account, credit card and a boosted savings account of 4.3%. The boost on the savings account is due to expire in around 6 weeks time. They currently still have the offer available for existing customers in the app to open a new boosted saver for a six month…
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Principality Log on?
Hi I can't log into Principality at the moment. Anyone else having problems, or is it just me?
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COMPETE ISA NEWBIE - HELP PLEASE!!
Hello all I am completely new to the world of ISA I have read the Descriptions on each ISA type on MSE website, but still a bit confused I have recently had a bond mature and wish to protect the money from tax by investing in a cash ISA I wish to invest £20,000 in total. I want to withdraw the interest ONLY at the end of…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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Being nosey... How many Regular Saver accounts do you have?
Starting to find this is addictive! I have five now.. How many does everybody else on here have?
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Zopa savings pots
I've just been offered the increased savings rate of 4.75% on my Access pot with Zopa. I see that if I open a new pot, this will also be 4.75%. I've currently got some 7 day Boosted pots only paying 3.33%. If I give the 7 days notice, will these then become Access pots at 4.75% does anyone know? I guess I could just open…
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£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
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Financial Advisor Fees
I used a financial advisor to partially transfer a pension and set up a retirement investment account. I paid a one off fee to transfer and they receive an ongoing 0.75% annual fee which I’m ok with. They provide an annual review etc. What generally happens if I use them to arrange other investments? I think I’ll have to…
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A savings account for 6mths
I was planning to withdraw money, for home improvements, from my stocks and shares ISA next year. However, due to the 'noise' in the press at the moment re the possible effect of the budget, I am considering taking the cash out now and putting it in a savings account. Today, I would be drawing approx 40% of the value. If…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Splitting investments between 2 providers
We are planning in investing a large sum of money. However are we best to stay with one provider or split it. Currently we have ISA numerous saving accounts and NS&I but it’s with several banks and needs consolidated.
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CAHOOT
Hi I've just opened a new savings account with cahoot. Do they always give you OTP (one time passwords) every time you transfer money in and out of the account?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
