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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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MBNA 1 year fixed rate savings account
So, just opened myself one of these at 5.27% for one year and was a bit surprised to see the account can only be managed by phone. No way of seeing your balance online and for some reason I'm reluctant to use it now. Seems irrational as the balance won't change until the interest is added after the 12 months but there is…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Bare Trust
hi I’m looking for some advice. I’m executor of my late Uncles will and he has left 15k to my son and 15k to my nephew when they turn 18 which is 4 years time. I am classed as trustee as executor. I’ve been trying to set up an account to put the money in which is proving difficult as only certain banks do Trust Accounts.…
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Tembo HomeSaver Account 5.75% - advice/thoughts?
Hi, I saw this Tembo Home Saver Account advertised online. Link at end of this post. Would welcome anyone's opinions on the account, including safety of any deposits with Tembo? The account is for depositing a maximum of £20K - so well within the FCA protected £120K limit. And their site says savings are protected with…
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Alternatives to Vanguard funds not available on etoro
I’ve just switched my ISA to etoro, for the 3% cashback. ISA was with Vanguard and invested in their Sterling Short term MMF and uk gilt UCITS ETF. Couldn’t find these on etoro, so need to find alternatives. Key things for me are monthly income, and low cost. I’m not too concerned about capital growth as I’m not touching…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Barclays smart investor removed platform charge
Received an email from BSI to inform its free to hold investments on their platform from 31/5/26 and name is changed to Barclays Direct Investing
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Hydrogen Capital Growth
They have been delisted, but my last message from HL states "The details of the return of capital have not yet been confirmed by the company." Shareholders who own private shares and wish to trade can do so via a Matched Bargain Facility, which is what Google came up with. I have no idea how much I own; my original…
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BG Share Floatation 1980's - CGT Calculation?
Hi, I purchased 200 BG shares when they were privatised in the 1980's. I held on to them and over the years they have spun off, merged, split, etc. Now, in 2026, I hold shares in Shell, National Grid and Centrica. All of these are derived from the original 200 BG shares I purchased in the 1980's. I'm now retired and wish…
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Skipton new app
Skipton have published a new app which I was notified of when logging-in on the old app this morning, it's called "SBS by invite" on the App Store, and seems simple enough to set up and start using, one improvement I can see is the ability to view closed accounts… Shame I only have their easy access with a £1 balance in…
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US Markets Risk
Morningstar articles about investing tend to be informative rather than fluff pieces, many are an excellent trove of information. Below is an article that attempts to quantify the risk in US markets currently, supported by understandable metrics. (see the graphic entitled, Market Themometer). "I like this chart because it…
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Will Vanguard allow transfer away part of a single ISA account?
If I have £200 in a S&S ISA with Vanguard, liquidate and fund investments back to ISA cash, can I then transfer £100 of that to another ISA, or does it have to be the entire account amount?
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SMT thoughts and advice
I unfortunately bought some SMT towards its peak and have been sitting on a loss ever since. The share price has now picked up and I'm actually in profit and was thinking of selling until I saw some chat in the Citywire forum regarding SMT and the Space X IPO. Could someone explain how this IPO will likely impact the SMT…
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Regular savers requiring deposits from one account only
Manchester BS Newcastle BS Teachers BS
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Electronic ISA transfer from Trading 212
Hello Does anyone know of an ISA provider who allows an electronic transfer of a cash ISA from Trading 212 to their own ISA? I opened a Santander cash ISA for the new year and did the paper transfer from. Absoynotjinf has happened, Trading 212 can't trace the request, Santander are adamant they sent off the paperwork etc.…
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Carnival shares, transfer to NYSE - complications?
Today I've been informed that the proposed transfer of my Carnival plc shares to the US market, as a result of the abandoning of the UK entity in favour of the US entity, will not now take place — because it's going to cost (Carnival Corp) too much! Apparently I can still transfer the shares to the NYSE, but this will cost…
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ReAssure (formerly Skandia) Maximum Investment Plan - tax on maturity?
My wife and I set up an MIP (with the then Skandia Life) back in 1998 on the recommendation of a financial adviser. The main selling point was that - provided it was maintained for 10 years or more - any withdrawals and/or eventual payout on maturity would be free of personal and capital gains tax. This seemed attractive,…
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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Tax question regarding US traded shares.
I have a number of shares in a US company. The shares are held on my behalf by UBS in New York. Recently the share price has increased significantly and I would like to sell the shares to take advantage of the price increase. If I sell the shares and have all the proceeds sent to my UK bank account, I will have to pay…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
