-
The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
-
The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
-
The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
-
Son of 'Patient Capital': stick or twist?
Opinions please, Many of you will remember the former star manager Neil Woodford, and his 'Patient Capital' investment trust. I was suckered in, and after his downfall this IT has undergone a couple of changes of name and objectives, and has now begun moving towards voluntary liquidation. My holding currently trades for…
-
The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
-
Equiniti cant find my shares from Abbey National
Hi All Hopefully I can get some advice... A million years ago I had an account with Abbey National and was allocated shares when it was bought out by Santander - stupidly I opted out of paper communication and forgot all about it... having been recently made redundant I was going through my finances and at the same time…
-
Complaints against the GB Bank!!!!
I recently came across the GB Bank, while looking for a better interest rate for two fixed rate bonds that are maturing soon! My experience has been excruciating, and finding out how they discriminate against foreigners like me very demeaning, therefore I would like to know if others have had the same experiences and how…
-
Monmouth Building Society is so slow
Like millions of others I applied via my computer for their new regular saver a/c yesterday. Today they told me it would be faster if I downloaded their app and applied that way. I've been stuck on a page saying they're "currently processing your application" for 6 minutes now and presume it will be a long long time before…
-
Vanguard to Invest Engine ISA transfer
I know there was some bother when Vanguard increased their fees about transferring ISAs out. I’m looking at moving mine to Invest Engine as it seems to suit my needs and 0% fees is obviously attractive. Is there any more recent experience of how transfers out of Vanguard have been progressing? I’m hoping that having left…
-
Saving for an adult child
Hi all, My son's child trust fund is due to mature in a couple of weeks. I'd like to set up something similar over the next 10-15 years. I don't just want to pay it into a bank account in his name and I don't want to save it in my name. Are there any options available?
-
Hodge Bank and/or Modulr Finance Ltd 04-29-05
MSE currently mentions Hodge Bank as a good home for Easy Access savings. But when opening an account the sort code specified is 04-29-05 Modulr Fs Ltd, which seems to be some e-Money outfit I've never heard of. Furthermore Modulr is NOT covered by the FS compensation scheme. Hodge is covered by FSCS, but exactly with whom…
-
What else can I invest in
Hi All, Looking for some suggestions I am in my late 30's. I have * Investments: £190,465 (S&P 500 index fund) £132,000 in ISA. * Cash & Savings: £179,804 (Chip, Tandem) * Premium Bonds: £50,000 I have about £106,000 in my pension currently and have increased my contribtuion to £2696 per month. I am a higher rate tax…
-
Cynergy Maturity Issue FYI
A one year bond matured this morning with instructions to pay the proceeds into my EA account. The amount deposited was the original capital MINUS the interest amount! Having a hard job getting them to understand, they keep telling me the interest is not paid until 7pm. I don't recall maturity proceeds being split…
-
HMRC SA and transfer of MArried Allowance
Hi, I don't think this is necessarily the right forum for this, but wasnt sure where would be better as I know many on here are very knowledgibla. My wife has transferred 10% of her zero rated tax allowance (Married Allowance). This was set up a year or two ago and has worked so far (with a but of help from HMRC). I did my…
-
Bad Alerts from Kent Reliance
This is only my second post here. Again not sure if this is the right place for it. Having problems with Kent Reliance regarding advance alerts. First problem is I am now getting late notice of rate reductions and with long notice this can cost me money. They often send me post of this and one notice arrived over a month…
-
Index-Linked Gilts question
In the attached screen shot from Yieldgimp, what can "Gross Real Yield" mean, given that the future yield in unknown as it is a function of future RPI/CPI? Perhaps it is the yield without inflation? So,for T28 for example, which has a "Gross Real Yield" of 0.49%, the gilt will pay at least that yield if held to maturity?…
-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
-
yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
-
Another "offer" from Litani for my Sunlife shares
I'm not sure if its just me, but I am being inundated with so called offers for my Sunlife shares. The deal is so bad-about 40% less than their value. I realise that I can just throw these in the bin, but it almost seems like theft that someone will sign up to this. Its the fourth letter I've had now. I assume as there's…
-
Paused payments to Hodge
Hi everyone having several things I wish to talk about so this is the first. Can't find specific thread and creating a new one hope this is the right thing to do. Recently opened a Hodge Easy Saver Account. First payment from my HSBC no problem, second payment flagged up as risk of fraud but paid, third payment attempt…
-
How do I raise funds without losing out
I need to raise money urgently. Do I cash in on my gold sovereigns or do I cash in my NS&I savings before the end of their term?
-
Moneda Capital Warning
There have been a few threads in the past about Moneda Capital that seem to have disappeared . The bank they claimed to be working with has confirmed that they have no contractual relationship with them but interestingly Moneda Capital has now amended their advertising. Although they are still targeting social media…
-
INVESTMENT SHARE SCAM
Hi I thought it important to share this.. I have recently been the victim of a Investments Scam... I saw an ad on facebook about a investment knowledge and opportunities and joined an Investment Group on Whatsapp from this advert. The Investment group claimed to be from a reputable firm in the US, with the advisor being…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
