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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Offshore savings
Hello. We lived in the Middle East for many years and whilst there we paid into an fp international savings plan. We have not paid into it since being back the last 7 years. The plan is now matured and ready to cash in. Do we need to pay tax on this
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Yorkshire Building Society - online login not working
This problem appears to be ongoing for 5 days now with a payment made from YBS to a 3rd party over a week ago which I learned was never received. So I can't login to even check if the payment bounced. I've tried ringing them 3 times and gave up after 30 minutes of hanging on. I've tried their chat bot, but all that happens…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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Which Index funds to invest in?
Hi folks, at the moment I am in the fortunate position of having a sizeable pot built up in cash savings. From what I've heard this is probably not the best strategy to be so cash heavy versus investment ratio? I have dabbled in the stock market over the past 5 years with varying degrees of success. Probably just about…
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NS&I maturity options
Hi, what are most people doing with their NS&I bonds? Is there anyone letting theirs roll over for another year? Mine matures in over a week's time, and I'm just thinking about what to do.
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Fidelity Cashback offer for transfer of ISAs, SIPPs or Investment accounts
Just noted that this generous cashback offer applies to SIPPs, ISAs and general investment accounts. Transfer must be started before 1 April 2025 and you have to stay for at least 18 months.
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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2024 - 2025 Tax Not Calculated
I logged into my HMRC account today and it says it can take up to October to calculate. Is that right? I'm not self employed and have an employer however I started earning interest from savings in 2024 so I'm wondering if that's the reason it's not yet available, or is this normal? I'm wanting to prevent being taxed extra…
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Christmas / Holiday Club for a Group of people
Hi all Can anyone suggest or recommend a Christmas / Holiday Club for a Group of people We are currently with Lloyds Bank, who have notified us that they are closing our (current) trust account in December. We are looking for an alternative. We need to find an account, which can allow access throughout the year (should any…
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savings
my family want to put about £4500 away for my niece without the parents knowledge. it would be paid to her at age 18 ( in12 years), what is the best and safest way to do this, any advice very gratefully received, thankyou
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Moving Money from Santander Help2Buy into Plum LISA
Hi all, First post! Looking for some clarification about a move I'm looking to make. I have £11,600 in a help to buy ISA, and plan to move it all over to a Plum LISA over the next three tax years. Plum do not support transfers from Santander Help2Buy ISAs, and so here are my questions: - Could I not manually make a payment…
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Limit on money transfer
Is there a limit on how much money my husband can put into my account?
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Raisin welcome bonus
Hi is the £100 raisin welcome bonus only open to new customers ? I already have account that's matured so can I get the offer as existing customer?
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Branch savings advice please
Hi everyone, Family friends have come into money and are asking for advice on savings accounts. They are elderly so don't do online banking so are looking for branch based accounts. They currently bank with YBS, Halifax, Barclays , Nationwide and natwest. The amount they have in savings is around £75k each. I've had a very…
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Virgin Money 10.38% regular monthly saver
Hi, just wanted to say that it took me just a few pain free minutes to easily open a brand new Virgin Money M Plus account so that I could subsequently open up and pay straight into its 10.38% regular saver account. It's a maximum of £250 per month and maturity date is 31st July 2025 so that was £162 for about 8 minutes…
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Gilts vs Savings
The Gilts vs Savings calculator in How gilts can help you pay less tax on savings interest doesn't seem there any more. Has it been withdrawn?
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CSH2: taxation and performance
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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House Sale Lump Sum for Short Term Savings
Hi there, First time posting so hope I'm in the right place. We are selling our house and will receive around £600k. We are then moving into rented accommodation for about 9 months. After the rented we will purchase a house for about £400k saving the £200k. I'm wondering how to save the £600k. As we will need access to the…
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Which banks are linked? tool
There used to be an essential tool on the "Are my savings safe" page. The link is still showing in the text, but when you click on it, it only takes you further down the page to a very brief explanation of some of the main banks. With the tool, you used to be able to enter any bank or building society and it would list…
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Anyone used Afin bank? (Not to be confused with Affin bank)
Couldn't see any trustpilot or other online reviews. They are offering a two year fixed term account paying 4.41%. Showing as FSCS protected on moneyfacts but wondered if anyone had taken the plunge yet? Thanks
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Most recent: Trading 212 Cash ISA - Impossible to transfer ISA out! by frosch411
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