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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Useless Chatbots
Just tried using Cora (Ulster banks chatbot) to ask what I thought was a straightforward question. "where can i find which issue of limited edition saver i have" Answer "I can see that you have an error message when trying to login to your Anytime Internet Banking. Which of the options below best describes the issue you…
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Doom scrolling and the next financial crash!
I've been reading and watching many pundits who are warning about the levels if debt, particularly in AI, that have cause the markets to grow in the last couple of years. I normally ignore such Cassandras, but this time I find myself agreeing with many of their arguments. It seems like a pretty big bubble and anyone in a…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Does a large capital gain affect which tax band you're in?
Apologies for this question which I ought to know but don't and can't easily find the answer… If you're otherwise a basic-rate taxpayer, i.e. lets say you earn £40k, and you make a large capital gain (e.g. from selling a rental property) which gives you say chargeable capital gain of £150K, what rate of CGT do you pay? Is…
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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Help with limited savings
Hi, I have used up my ISA allowance and the amount I put into my pension for this tax year but have 40k to invest. I am a 40% tax payer and know if I open a savings account I will be lieable to heavy tax after £500. Martin Lewis discusses Premium Bonds but they sound perhaps not the way. My questions are: Do Premium bonds…
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Cahoot Sunny Day Saver 5%
Can someone help me with an interest calculation? My Cahoot Sunny Day Saver pays 5% annually on balances up to £3,000. I have £3,000 in it. Will I get £150? Or is the interest calculated in a way that means I get less? And would I be better off having a balance of less than £3,000? (e.g, £2,850, and putting that remaining…
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First Active
Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.
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Midas Man - Studio POW (Epstein) Ltd Film Investment
Does anyone know what is happening with the investments made in Midas Man and the other Studio POW productions? Studio POW Ltd itself appears to have been dissolved, although the Midas Man vehicle is still open. The websites and phone lines have gone - where has the film gone? All info woud be gratefully received…..
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£600K - prioritise ISA v SIPP for new money?
I'm starting to realise that whilst I don't know what the hell "the plan" is yet I'm starting to have more and more thoughts about doing something to reduce work. I can't put any detail on that as I really don't have any - just finding the idea pops into my mind a little more than it used to. So I'm 49 and right now the…
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Virgin money regular saver 3 maturity
As above, this has now past one year since I opened it and paid in but no interest paid and it has not been downgraded, anyone know what's going on?
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A J Bell refer a friend
dont know if this has been posted before but https://www.ajbell.co.uk/investment/accounts/offers/raf
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RCI maturity options
I have 2 fixed-rate bonds that will mature in the coming weeks. The first is a NS&I guaranteed income bond (approx £12k) that matures next week. I also have a 2 year RCI bond (approx £10k) that will mature at the end of November. One of these I will reinvest into another fix, but the other I will put into easy access or a…
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Oxbury Savings Maturity - New Options
I have a FRB maturing on Monday. Yesterday I received an email from them saying they had launched new maturity options which may be of interest. As I had already provided maturity options they said if the new options were of interest either to use their chat function to contact them or to email them. They also said if…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Progressive Building Society - unable to access account online
I have a Regular Saver with the Progressive Building Society. For almost a week now, I have been unable to access my account. I can log in to the website but then get a message "Progressive Building Society’s online service is currently unavailable due to scheduled maintenance. If you need to contact us during this time,…
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Strategy for the next 8 - 12 months
Thinking out loud about how best to juggle maturing savings over the next few months, compared to short-term aims. My mortgage is down to about £2K after years of overpaying, and for the sense of achievement I'd like to fully redeem in the next month or few. It's at 3.99%. (Monthly repayment about £30). I have filled my…
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Fixed ISA Help
Hi, I am looking at moving my Cash ISA to a Fixed ISA with NatWest. I'm confused how Fixed ISA's work though. If I move to a fixed ISA and then for any reason I need the funds 6 months later, can I close the ISA or move it to a cash ISA and they would deduct 90 days interest from what has been earned, but then give me the…
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Do I have to wait until Monday for my F-Direct Reg Saver money?
Interest was paid in yesterday. I expected to be able to access the money today as I was debating between opening another reg saver or just simplifying my banking & sticking it in one savings account. Only to find that I don't seem to be able to access it at all. Still shows as regular saver, yet with £3,7xx.xx in it. As…
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Most recent: Raisin Cash ISA - coming soon by subjecttocontract
5 September at 10:41PM
