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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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AWS down
AWS is down impacting loads of sites including many banks for example I can't get onto Lloyds just in case anybody has problems and is wondering why https://www.bbc.co.uk/news/live/c5y8k7k6v1rt
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Lloyds Bank Rebranding
I couldn’t find original thread so if there is one please point me to it thank you! My app was updated to the new logo (early This year) along with my Debit Card! The website & Order statements section has been update (Early This Year) Just Very Recently PDF Statements has the new Rebranded logo on it! Here is picture…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Bank can’t find refund
I’m stuck! Our bank account was plundered by PayPal at the end of August, using an automatic payment that was not authorised. The bank saw it was fraud and gave us the first £7000 back, then PayPal refunded the other £3500, but the final £87.90 has still not been refunded (this was the initial purchase that the fraudsters…
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AIB £200 Switch & Stay Offer (NI Only) 6/10/25-TBC
Haven't seen this mentioned yet but AIB now have a switching offer: To get the £100 for switching you must:* Be a new AIB current account and regular saver customer living in Northern Ireland * Complete a full switch to the current account using the CASS * Activate their Online banking * Deposit £1.5k into the account and…
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Has anyone tried applying for an ODE cashback card recently?
I just tried signing up for an ODE prepaid cashback card via the DiscountsForTeachers website, which describes the card as "completely free" to sign up for. However, at the end of the application process, where it prompts you to preload your new card with cash, it tried to tag on a £4.99 "delivery and fulfillment fee".…
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Bank of Scotland Business Account contact
Hi! this is a bit random but need an email address to contact BofS. I am secretary of our local Bowling Club and the Club's accounts have been compromised - it is now a Police matter - despite having accounts that needed multiple signatories they were allowed to be amended to one person having sole control of them online.…
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Open Business account
Hello All, i need to open a business account in the UK for my company registered at Companies House, but many banks declined with below "excuse": “As the company will be a
branch of a company that isn't based in UK (in France), it still won't be approved as the
main company isn't UK based.” When clicking on your Companies…
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Halifax rewards acc (& other offers coming to an end) - close the account or not?
Just curious whether you guys shut down your accounts when these offers come to an end (Halifax Rewards soon, Santander Lite Cashback recently) or whether you leave your accounts open & if so why? I like the tidiness of only having open what's needed, so on that note I want to close them down. BUT I leave them open with £1…
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Have Completed All Possible Bank Switches.What Next???
Since Dec 2024, I have been bank switching in both my name and my wife's name. It's been pretty lucrative and as a result, have earned well over £2000 in total. Have done all banks possible I believe (First Direct, Nationwide, Nat West, TSB, CoOp, Barclays and Lloyds).. NB: Couldn't do Santander as already had an account.…
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Halifax Scrapping £5/Cinema ticket Rewards.
i think its worth it's own thread, some info added on to the end of the "slow rewards update" thread... originally posted by pokemaster and thanks to WillPS for: https://becleverwithyourcash.com/halifax-to-scrap-5-reward/
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Kroo
I'm sure I read somewhere on here that with Kroo, Standing orders and direct debits go out 7 days a week, but can't now find it. Does anybody know if that is the case? Thanks
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Missing wire Bank transfer from USA to UK
It’s been over 3 months now since I requested a Wire Transfer of over $7000 from my US Bank to my Nationwide Bank Account here in the UK. Nationwide use HSBC as an intermediary Bank. Despite dozens of Emails, phone calls and meetings with Nationwide nothing has been resolved. The last information I have was back in…
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Barclays Premier Eligibility
Does anyone know if cycling £3330 per month through the Premier current account counts towards meeting the £75k income threshold? I currently have the Premier account (met the criteria on the investments/savings threshold) but have just received a "We're reviewing your eligibility" email. I had transferred out my…
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How gym took money if no DD?
A bit of context: I signed up for a gym. Never went, called to cancel, was told to coming in, couldn't so took money out of that account, there was no direct debit showing so I told the bank the card has been lost send me a new one. Went abroad for work. Come back a few months later put money into the account and some time…
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Foreign currency cheques...
To-date I've been paid by a company I work for in the US by cheque which arrives in the post. This is how they operate. They pay all their contractors this way and won't budge. I have to take the cheque to an actual branch of Barclays, which are few and far between these days so it's quite a long drive for me. The last…
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Switching Banks
Hello all, I was listening, this morning, to Martin Lewis's podcast and his section about switching your bank to take advantage of a switching bonus. Feeling inspired and not wanting to switch from my existing bank (Santander) I decided to set up a new bank account with Chase, together with two direct debits, moved from…
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Switching to accounts where you've already received a bonus, or have savings account with them?
I don't usually repeat switch offers to banks I've already had a switch payment from, but more recently I prefer some of the requirements from banks that I've switched to before. Last year I switched to Lloyds, and opened a savings account with them which is in use. I recently switched out my Lloyds to FD and got the bonus…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Barclays Bank Online and Barclays App
I'm stuck. I'm trying to contact Barclays via personal banking. But no matter what I've tried the 'live chat' (app) or 'message us' (online) feature does not work. The message says it's down while they are working on it, so unable to connect us to a human being. It's been like this for around a week now, but no mention of…
