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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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NatWest change to biometric data policy
See here from 20th May 2026 they can use your biometric data without your consent now to prevent fraud for legitimate reasons. https://www.ukbusinesstimes.co.uk/natwest-may-20-2026-alert/
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Facial recognition
Does anyone here uses facial recognition to log in to their banking apps or approve payments? Would you recommend it or avoid it?
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Zopa biscuit account with 2% on DD
I opened my account last year before it was renamed Biscuit! I got £30 from a £1500 DD transaction done with my connected Moneybox account. Now that I am into a second year does the 2% on the DD still occur? I actually did another £1500 DD transaction. Though gather now they only pay £2.50 per month on £125 transactions.…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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absolute scam: vouchersent £25 gift card (Santander)
Was meant to get my £25 gift card for switching to Santander by 10th march. Nothing. I email vouchersent on 15th march and 25th march. Nothing. April 14th they email back asking for information I'd already provided in my initial emails to them. April 22nd they come back saying: "we could only accept queries up until the…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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£10 Amazon gift card for opening a Santander savings account (09/12/2025 to 18/12/2025)
Get a £10 Amazon gift card for opening a Santander Edge Saver, Easy Access Saver, Limited Access Saver, Fixed Term Saver, Fixed Term ISA or Easy Access ISA. OFFER HAS ENDED. What you need to do: 1: Use this LINK (taken from MSE, other affiliate links are available - I've listed the Top Cashback affiliate links in this…
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Recommendations for account to replace Tesco Clubcard Pay+ please
Hi all, As the above is sadly closing on the 26th April I need to find a suitable replacement. It was a perfect account for the purpose, you could only spend the amount in there and got Clubcard points for all spending. So ultimately looking for a similar new account, with a debit card where money can be added weekly to…
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Question about Lasting Power of Attorney
Hi all, hope someone can help! My parents are in the process of sorting Financial LPA's. Both me and my brother did ours last year. They can't afford to use a solicitor, though I didn't use one myself anyway. One question I have been unable to answer, or find the solution online, is this: If you tick the box that brings…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Stick with Santander 123 Current Account or Switch to Santander Edge Current Account?
I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move?
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Click to Pay ?
My bank is going to enrol all their customers onto Click to Pay unless they explicitly opt out. It is possible to lose Section 75 protection though with some Click to Pay transactions. Is this worth worrying about?
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TSB £200 bank switch starting 13th Jan 2026
Hi, TSB has launched a new switch incentive campaign today rewarding those eligible with £200 Terms and Conditions https://www.tsb.co.uk/current-accounts/switching-bank-account.html "If you’ve received an incentive or benefit for switching to TSB Bank plc using the Current Account Switch Service since
1 October 2022,…
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£50 Amazon gift card for opening a Santander current account (14/04/2026 to TBC)
Get a £50 Amazon gift card + between £20 and £51 cashback. Offer can be withdrawn at anytime. LINK - taken from TopCashback for the Edge Current Account (£20 cashback + gift card), LINK - taken from TopCashback for the Edge up Current Account (£20 cashback + gift card), LINK - taken from TopCashback for the Edge Explorer…
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gifting money to a friend
I know there are limits on gifting money to avoid IHT etc, but are there limits/rules/laws on gifting sums of money between family or friends, non IHT avoiding-related? How would one go about gifting a sum (say between, £10,000 or £20,000) to a friend? Granted there will be many 'what if the friendship fails' or 'what if…
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Scottish Halifax Accounts Changing
Just a heads up, it looks like LBG are doing some housekeeping with regards to Scottish Halifax accounts. I received a letter today informing me that , because my Halifax Reward Current Account was originally opened in Scotland (about 30 years ago, and has been my main account ever since), it's changing to a BoS vantage…
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Are there alternatives to Direct Debit for monthly fees?
I’ve noticed that some monthly payments (like gym memberships or subscriptions) are still taken by Direct Debit, but they don’t always go through smoothly and can lead to missed payments or extra hassle. I’ve heard a bit about newer options like Pay-by-Bank or Open Banking payments and wondered if these are being used more…
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Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
