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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Chase - Refer a Friend for £50 each
I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…
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Starling - Toothbrush switch offer for new personal current account customers (10/08/26 to 11/10/26)
This is a bit of an odd one. A switch offer from Starling, offering switchers a free SURI Pro 2.0 toothbrush and UV clean-and-charge case. T&Cs. Your switch must be to a new Starling personal current account. Starling only allow customers to have one personal current account, so it kind of rules out anyone who is already a…
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First Direct £175 switching offer 09/09/2024
https://www.firstdirect.com/banking/current-account-mgm/?fd_msc=PCS0000031&cid=FSDT:la:A1:CA::2011:005:CA2020&mtp=agg&anprgid=c63f8b89-4d87-4bb0-b7bd-8634f2ad4829&dclid=CMHTrebduIgDFTRY9ggdv0gnhQ Who’s running the offer?first direct a division of HSBC UK plc (‘we, us’) is the promoter of the offer.The Switch offerSwitch…
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HSBC £220 switch offer for opening a Bank Account (15/06/2026 to TBC)
New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…
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Santander Banking App Asking To Update Details
Hi, I have a personal Santander Account and use the Banking App on my phone. Now when i go in to the app It says I need to update my information or they may restrict my access. It is now wanting details like income, NI number, Photo ID etc. Firstly why do they now need this when I have been banking with them for 3 years.…
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Credit card for spending abroad!
For many years I have been using Halifax clarity card without a problem. Last year I was picking up my hire car in Spain and the car agency will not accept my Clarity card for the excess deposit as it did not have my full name (only initial and surname). They said the only option is to pay for their rediculousley expensive…
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The HSBC £220 IS A SCAM
I used the link on MSE to switch from NatWest West to HSBC. After some 20 days I had heard nothing and my account had not been opened. I called them and they said they did not have my application!!! So they did it all over the phone and did the switch. Now after 60 days and no payment, I contacted them and they said I was…
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Lloyds App Log On Glitch - Anyone Else ?
MrsM has just signed up to Lloyds on line banking and has downloaded the app to her phone and tablet. On both devices every time she tries to log on she gets a red bar at the top with a message along the lines of "we are having technical problems, please try again". Closing the app and trying again does not fix this. But…
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First Direct Perks
Seems like a new reward scheme incoming?
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Is it safe to give my bank account details to Ebay to receive payments?
I see that Ebay now require you to give your bank account details to receive payments, rather than using PayPal. How safe is this? Should I be worried about them getting hacked? Has this caused problems for people?
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LBG Apps Not Working
Not able to log in across the whole group. Message on screen.
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Unable to obtain certificates of interest from Sainsbury's/Natwest
Hi I'm trying to complete self assessment tax returns and as part of that I've been gathering Certificates of Interest on various savings accounts that I held within the tax years concerened. I used to have a savings account with Sainsbury's bank. Natwest purchased Sainsbury's bank last year (I believe the transaction…
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Cash for Opening/Changing Bank Accounts
Overall is this worth it ? The hassle of changing bank account & teething problems with moving DDs. I would have thought the biggest benefit would be on Banks being incentivised/forced to offer benefits to existing customers. Can Martin answer if sufficient pressure is being put on banks to do this ?
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Co-operative Bank up to £200 switch and stay offer (06/07/2026 to TBC)
Update - 17th August 2026: The loyalty part of the offer has ended. The switch (£125) and spend (3 x £25) parts remain. The Co-operative Bank has launched a new switch and stay offer of up to £300 £200. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive…
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Keeping or closing accounts
Do you get rid once they've served their purpose or do you keep them for any reason? I've 3 Halifax accounts which will be pretty pointless soon. I already have a Club Lloyd's account. I did/do keep accounts for when these switching offers came by but that's also getting pretty useless now. Why? Because I've done a few &…
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Cheaper Radio Times Subscription
I was horrified to find my elderly, web-unconnected Mum was paying £128 every 6 months for a Radio Times print subscription, when the standard price on their web site is £65, or £55 if bought as a gift. So I attempted to cancel on the web site and was offered a retention price of £27.50, which I decided to accept.…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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First Direct fraud block abroad, is this really a reasonable process?
Interested in people's views on this, particularly anyone who's experienced First Direct's fraud process. I was abroad with my two young children. I'd informed First Direct before travelling and my card worked normally for several days before they suddenly blocked it following an ATM transaction. I wasn't told it had been…
