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Selling Vanguard Funds on IWeb?
Would anyone know how selling Vanguard funds on IWeb works around when the sale is priced and when the funds are typically available to re-invest please? I've only ever purchased on IWeb and usually the purchase has been priced the day of putting in the purchase order (assuming done before that days valuation point).…
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How do I find out which banks are grouped together?
With regards to an easy access savings account. I know the FSCS will protect £170,000 for joint accounts. If you had the same amount (170k ish) in 3 accounts how do you make sure the banks aren't linked so you would in theory get overall protection of the large sum rather than if some institutions are linked so the…
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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Have I made a mistake with Plum
I opened a Plum account to take advantage of their ISA interest rate and have maxed it out for the year and I'm happy with that. However I was seduced by the interest rate of the Plum Interest account and moved some other money over to it. I'm now thinking that was a mistake as it's not a simple easy access saving account…
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Platform Charges - ETFs vs OEICs
Hi, Just something I keep wondering. Across most platforms, ETF charges are higher for buying and selling, but many cap their custody charges for ETFs but not for OEICs. I know its not universal, but I don't think any are the other way round with lower custody charges for OEICs and lower dealing charges for ETFs. Just…
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Free trading offer from HL. £100 for 7 weeks
Might be of interest to some, especially if you were going to trade anyway. Free trades between 1st May and 21st June. New and existing clients. Takes a bite out those £11.95s * Subject to these terms and conditions, you are eligible to receive £100 worth of free online share trades between 1 May 2024 to 21 June 2024 (the…
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Selling shares within allowance
I wonder please if anyone would be so kind as to see if Im on the right road here ? . Aim is to sell shares without going over the CGT allowance
-- so far using formula seen on here, Ive worked out my average purchase price per share – if Ive done it in the right way? (not asking anyone to do all the maths for me, just to…
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Pension Planning for having too much pension.
Before everyone loses their marbles and shoots me down about having 'too much pension', here's the thing. I've used company pension payments over the course of 10-15 years to reduce corporation tax - using the maximum each year on two people to increase our private pensions and reduce our corporation tax. We have been…
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Issues with Raisin savings platform who refuse to say why they can't invest money. Are they a con?
Just want peoples thoughts. My son has opened an account with the savings platform Raisin. They act as a third party to a number of banks and is a Money Saving Expert best buy. He placed money into a Raisin account where my son gets to decide which institution Raisin will forward the money to. First he selected ISbank…
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Finding decent IFA without word of mouth?
Hi I've always thought the best way to find out a 'contractor' is to use a combination of trusted reviews, word of mouth and finalising it with a taste test (like meeting a builder before pressing ahead). Anyway, in the last few years I used word of mouth to find an IFA, a private pension adviser and two mortgage brokers…
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Which investments on Dodl pls?
Hello I am switching my LISA from a j bell to dodl due to charges (I can only afford to put in £25 a month). However I don't know which funds to get. In my a j bell LISA I have Lifestrategy 100 and also Hsbc global strategy the most risky one. In my normal isa with vanguard I have Vanguard Global All Caps. I know I dont…
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From PropertyMoose to UKDiversified
Hi, Basically i had some shares in a company called PropertyMoose which was a property company that rented out properties. However in the last few months a company called UK Diversified Property has taken over everything which to me seems extremely bizarre. I was trying to look into whether a company can take over the…
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Moneybox £50 cashback - Invite only
Just had email from Moneybox with offer of £50 cashback if open a S&S ISA or GIA and deposit £500 by 31 May As far as i understand its only people who receive email that qualify. I think its because i opened a Moneybox Cash ISA during March, https://www.moneyboxapp.com/50-cashback-incentive-faqs-and-tcs/?lid=i0ihu9mzegu4
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Chase Saver Account - 1% boost to 5.1% until November.
I just had this pop-up... Need to open a new Saver Account - can't seem to apply to existing Easy Access.
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460k for 5 months!
The wife and I have sold our house and have 460k for 5-6 months whilst we wait for our house to be built. I want to maximise the interest but keep the funds in instant access with monthly interest payments. We plan to distribute between ; metro, cahoot & paragon given the 85k protection limit and these 3 offer monthly…
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BHP Billiton plc - Class Action Litigation
Did anyone else here receive notification from their investment platform regarding this matter?
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Cooperative Bank's Sustainability Savings Bond 9.5% 2024
I had an email from what looks like a legit coop website, detailing a new round of bonds at 9.5% which seems like a good return for stashing your money away for 5 years. I can't find much information online about them. I am surprised as it seems like a good return (too good to be true? I always like to do due diligence…
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HL announces new 4.125% gilt auction, closes (with them) 29 April 2024 ( oops!)
For those who have an interest in investing direct in new gilt auctions, see below received in my inbox today from HL. Also available on the Interactive Investors platform. ' The Treasury 4.125% 2029 is a new gilt launching today. Applications are now open and you can invest online with HL. Investing in gilts may not be…
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BT share cert confusion..
Hi all, i think i have this sorted but just checking ! (A) I have a shareholding in BT group represented by 1 x cert with a date of 21/11/2021 (B) I also have 3 x share certs with dates prior to this which are for British telecommunications and show the piper symbol These certs just show the BT logo and the piper symbol.…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…