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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Deposit Money into my Nationwide Current Account?
Does anyone think it would be worthwhile to deposit £100 into my Nationwide Flexdirect Current Account (currently £0 balance) and open a savings account to maybe get £100 bonus from Nationwide?
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Worst Banking App in your opinion?
I have been around the block when it comes to bank accounts, and credit cards. Making sure to get the most out of the Switching Offers, I have found most banks to have a very similar generic banking app experience that has been somewhat fine to use. Chase being one of my favourite, but not having much to complain about..…
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Santander £175 switch offer 14th May 2024
There is a new Santander switcher offer but you can’t have ever had a switching offer from them before. More details here https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#santanderswitch
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Santander
We’ll biggest mistake was to leave first director Santander so far they have failed to pay 2 direct debits costing me £29 in interest also they blocked the credit card they gave me after only 2 days told me to speak with the fraud team who never got back to me. They have cost me over 5 hours on the phone what a waste. And…
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Halifax Reward current account
I got letter (Inbox) to say Halifax Reward current account is changing to normal current account, April 24 Fair Doos as I have been slacking lol 😂 as gave up sorting accounts out lol! anyway Can I change it back after April? Or should I move account to get a reward else where had account for years (not main bank account)
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A Smartphone and online banking
I have always used a public PC with inPrivate browsing to check my bank balance and transactions . Now i use my own Android 12 Smartphone to do it My question is how safe is it to use my smartphone to do it ? is it 100% safe to do it ?
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Cheque advice
Hello all I was wanting to know if someone can help me so I got into a car accident and I got a cheque for the damages I've took it to my local bank just waiting for it to clear I looked on my online bank and I've all ready received it via bank transfer what should I do
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24
TSB Switch offer https://www.tsb.co.uk/current-accounts/spend-and-save-account/
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HSBC blocked account after mortgage deposit
I just wanted to share a bad experience I have been having with
HSBC over the last couple of weeks with regards to my account being frozen over
two transactions. Currently, my wife and I are in the process of purchasing the
flat we currently rent from our landlord. My mum has very kindly gifted us the
deposit to get us…
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Danske £200 Switch Offer 18/4/24 (NI Only)
Good morning, This is probably quite a niche one as you need to live in Northern Ireland to open an account with Danske as a new customer but Danske currently have a £200 switching offer for those who don't currently have a Danske current account. See: https://danskebank.co.uk/personal/products/current-accounts/switch-200…
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Bank or Building Society?
Hi everyone, I'm new here so please excuse my question if it has already been answered. Basically, I suffer with severe anxiety and my bank point blank refuses to allow me to pay any money in via a real-life cashier and tells me that I have to use their deposit machine. I have tried on a couple of occasions and to be…
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Making an international payment
Hello, please can anyone help? I want to make an international payment from either Santander or First Direct (approx £180) to a bank in Vietnam, for a hotel deposit. When logging into our accounts the country is showing as Vietnam but Vietnamese Dong is not an option to select under the currency. We appreciate there will…
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Anyone else been caught out by HSBC overdraft support?
Just wondering if anyone else has been caught out by this/managed to resolve it. I got the temporary overdraft support for 12 months which was 0% interest on overdrafts up to £500. I am currently at this level on both accounts. On 19th Feb and again on 25th March I was notified that this support would come to an end on 8th…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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Transferring money from my Spanish account to my UK account
My daughter who lived in Spain until April 2023 is being marred with endless documentation, both from Spain and from the UK- in order to have her money transferred into her UK account. Help please
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Chase app on multiple devices
I been wanting to use Chase as my primary current account, but the only thing stopping me was the info from Chase saying the app only works on one device. "While you can install the app on another device, it's currently not possible to have more than one device registered to use Chase." Then it goes on to say "you need to…
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Help with Chaps
Hi. Not sure if this is in the right place but here goes. I'm in the process of selling my late mother's house. Sale agreed and due to exchange & complete on the 29th April. His solicitor made CHAPS payment from Lloyds Bank to AIB. As of now 10th May the money hasn't arrived. His solicitor has received notification that…
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First Direct switching offer from 7 May 2024
The First Direct switching offer is back: Current Account | Open Online Current Account - first direct Terms and conditions: first direct CASS switcher offer Terms and Conditions
Effective from 7 May until the Offer is withdrawn. Who’s running the offer? first direct a division of HSBC UK plc (‘we, us’) is the promoter of…