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££ laundering rules - help me categorise the deposit!
Son and girlfriend buying a house and have a deposit each. Looking at the mortgage application and the solicitors questions we have to categorise where the money came from and then prove our ID’s. son - portion 1 - accumulated birthday and Christmas money over the years and grandparents funding. Saved in a Lifetime ISA.…
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EIRC
Hi, We'll be putting our flat on the rental market and we had our EIRC done today. Although it's a pass and he commented on how good it is, he said that the certificate will only be valid for 3 years instead of 5 because the fuse box is made of plastic and not metal. I was wondering what does that have to do with its…
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Partial payment after exchange
I have had an offer accepted (£460k) for a house which turned out to be an unmortgageable house. My mortgage application was declined and the reason is "due to the nature of work required to complete the extension". A 80 m2 extension, interior needs completing, half of it plasterboarded, and the rest remains uncompleted.…
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House Buyers Want to Bring Architects In
I am in the process of selling my empty house. I have had an offer from a buyer & even before a Memorandum Of Sale has been issued the buyers have requested that their architects are allowed access. I find this a bit disconcerting to be honest. Should I wait until Exchange of Contracts before allowing this ?? Any comments…
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Service Maintenance Charges on New Builds
New Builds not stating all the charges relating to service charges and maintenance charges. A number of people very unhappy with these charges. Especially when costs are so high .
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What's the legal situation
Hi all, We rent out a property and did do so for the initial 12 months to a pair of nice young men from abroad through an agency. At the end of the 12 months One of them had to go back home so another man replaced him but now 4 months into the renewed 12 month contract the new man has moved out. The remaining young man…
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Estate rent charge vs Rent charge
Can anyone please explain the difference between the two? TIA :smile:
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Council house - Due a new kitchen but previous tenants had fitted there own
Hi all, We completed a council house exchange last year and when we signed we had to take on responsibility of the previous tenants kitchen as they had supplied and fitted it themselves. A couple of months ago we received a letter saying we were due a new kitchen but yesterday when they came out to go through this with us…
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Estate agent fees
My property has been on the market for 17 months with 3 potential sales having fallen through. The estate agent has now taken it off the market saying that it has been on their books for over 12 months and their fee is now due within 7 days or it will be passed to debt collectors. There is no mention of a 12 month period…
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Help to take landlord to court for illegal eviction
I am a tenant in England and Wales. My 12-month contract was signed on Oct 2022 & I am currently on rolling. My Landlord has served my S21 notice on Form 6A and asked me to leave on 5th Feb 2023. I got a confirmation from CA that s21 is not valid. However, a few days back while I was not at home, my landlord threw all of…
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Working on my property I own but rent out.
Hi, I currently work from home under permitted development rulings. I run a small hairdressers from a detached building in the back garden. Is it possible to rent the occupied house and still work from the detached building following permitted development rulings and council knowledge? Of course there would be leasing…
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Major Works Clawback Confusion
Hello All, I'm writing this as I can't find any answers to similar questions online so was wondering if anyone has any experience with a similar issue. I live in a leasehold flat. Major works were carried out based on section 20. My flat's contribution was paid over two years ago (around 6.5k) prior to work starting. The…
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Buying a Freehold House with a unregistered leasehold against it.
Hi! Myself and my husband are currently in the process of buying a house. We currently have a problem with the house we're buying. It was discovered around 9 weeks ago that the house was freehold with an unregistered leasehold against it, indemnity policy's have been put forward but our solicitors have declined as they…
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Issue with Private Landlord
Hi everyone, I'm not sure if this is the right place for this but I'm after some advice... My MIL (pensioner) privately rents a 3 bedroom house and lives there alone. The landlord has told her that she is not to have visitors stay overnight. Does this sound right to anyone? She isn't one for confrontation with the landlord…
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What to do about neighbours parking
The people who live two doors down from me whenever they have visitors, the visitors don’t park outside their house they park outside my next door neighbours house. My next door neighbour is an elderly man and because his driveway is narrow he parks his car on the road outside his house so that 1. He can get out of the car…
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Second property dilemma
Hello all! I am strongly considering purchasing a second home and then renting out my existing home that is currently mortgage free. My idea is to remortgage our current home and use that money to put towards our second home and use our savings to purchase the new house outright. Another option is to just purchase the…
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issue with very tall tress on council land
Hi all, Not sure if this post is in the correct place so please move it if not. My dad and his neigbours either side have 3 or 4 trees that are about 50 feet in height each and are right next to their properties fences. They are on council land but the council dont want to do anything about even triming the trees to a more…
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Builder set up scaffolding... then never came to do the work!
It has been over a month, I can't contact him at all, and no idea whose scaffolding it is. Am trying to sell the house and urgently need the wall fixed due to rain. I think if I pay someone else to do it, they probably won't want to risk touching someone else's scaffolding?? What's the fastest way I can get mt urgent…
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Stamp Duty
Hi all, I am buying a house in the UK, this will be my second home, however, the first home is abroad and valued at 45,500 Euros which translating at todays spot rate is below the £40k threshold for higher rate. My question is which exchange rate do I use, the spot at completion, an average for the month, or the HMRC…
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Capital gain on non main residence - Expenditure but no invoices
I have a 2nd proprty which hasn't been my main residence for about 10 years. Lived in it for 25 years before then and know approximately how to do the capital gain calculation if I sell it. The thing is, it was completely derelict when I bought it, not just a bit rough, derelict I had to do everything, put on new roof (new…