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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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How do I figure out how much to spend on groceries?
Are there general rules of thumb, and how do I figure out ingredient ratios for meals etc?
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Nationwide £200 switching bonus starting 29/05/2025
https://www.nationwide.co.uk/current-accounts/switch/ How to get our £200 switch offer For a limited time, members can switch their main account to us and get £200. Terms apply. * Be a qualifying member as of 31 March 2025 * Complete a full switch online using the Current Account Switch Service to a new or existing…
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Trading212 1.5% cashback on spending
Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…
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PayPal Credit credit card
In an email from PayPal Credit I see mention of a credit card: Nothing really around that I can find apart from a coming soon page on their US site (although the link starts on the UK FAQ page) https://www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
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New Lloyds Premier current account
Looks like Lloyds is going to launch a new Premier current account at the end of this month which will replace Lloyds 360 which never made much sense anyway https://www.lloydsbank.com/lloydsbank360.html
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Halifax Scrapping £5/Cinema ticket Rewards.
i think its worth it's own thread, some info added on to the end of the "slow rewards update" thread... originally posted by pokemaster and thanks to WillPS for: https://becleverwithyourcash.com/halifax-to-scrap-5-reward/
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How long does Co-op take to send a bank transfer?
Do they not use Faster Payments like everyone else? I sent a bank transfer to myself (Co-op to Halifax) yesterday at 5pm. It’s now 8am the following day and it still hasn’t arrived! Are they still using the 3-5 days system from back in the day?
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Lloyds £185 Switching Offer 1/7/25-28/7/25
To summarise: * Available to new and existing customers * Must open a new Club Lloyds, Club Lloyds Platinum, Club Lloyds Silver, or Lloyds Premier account. Converting an existing account would not count * Switch a non-LBG account to the new account which has at least three active direct debits * Available to those who have…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Fraud on payment card - why these transactions?
Nine fraudulent card transactions appeared on my bank account yesterday. Thankfully I spotted them promptly and got the card cancelled. Some of them were travel websites, but three were to an insurance company (different amounts), two another insurance company, and another to a third different insurance company. The travel…
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Upgrading from Santander 123 to Edge
I have a Santander 123 account with a balance of over
£30,000, which earned me £395.00 interest in year 2024/2025 @ 2% interest. (It
was a higher balance during that year) I was considering upgrading to the Santander Edge until I
realised that there is no interest, only via the Edge Saver and only on a balance
of £4,000. I…
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Halifax app showing Lloyds accounts and vice versa
Hi, Just logged into my accounts and now can see all accounts in either app so my Lloyds accounts show in the Halifax app and my Halifax accounts in Lloyds. I don't have accounts with BOS so can't check but I know that BOS and Halifax were able to be serviced in BOS branches. Is that something new or just an IT glitch?
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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TSB is up for sale again
https://www.msn.com/en-gb/money/other/tsb-could-be-sold-off-by-spanish-owner-banco-sabadell/ar-AA1GRBgq
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Switching from Natwest
I'm considering switching to a Club Lloyds account from Natwest. As part of my banking with Natwest I have a 'Digital Regular Saver' account which I get a good rate of interest on, even if I can only add £150 to it each month. If I switch from Natwest will the 'Digital Regular Saver' account have to close?
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Monzo - We Are Closing Your Bank Account
I have just had a really strange email stating monzo are closing my bank account in 2 months time, 17th June, i find this really bizarre, in the email they said we can't give you any explanation, i have my wages paid into that account, i am £2000 overdrawn, but my wages always cover the overdraft fees each month so im…
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Current Account switching question
Hi, I was just wondering, if I switch current accounts do I have to phone all the companies I've got direct debits/standing orders with to let them know my new account details? That would be a bit of a pain in the neck!
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Tsb being brought by santander
Hello I heard Tsb is being brought out by santander. I have a current account with tsb I was wondering would I be moved across to santander? If that does happen would my account number and sort code change? If that's the case I would imagine that I would have to change my direct debits I got set up and inform my employer…
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Club Lloyds Current Account Monthly Fee to rise to £5
As per title. Applies from 2 June 2025. Will continue to be waived for each month that £2000 or more is paid in. All the more important to ensure that the required in (and out) is performed as part of the monthly funds movement routine. Source: a post in the thread about Halifax Reward changes, confirmed from Lloyds…
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Tide for business banking savings account - 4.33% unlimited deposit.
Hi Everyone, saw this advertised on the tube and then they sent me a promo letter. We tend to accumulate cash in the business and then it gets used, but Santander offer us no interest at all. Tide are offering 'painless' linking to our santander where we can move money to the tide account and leave it there getting 4.33%…