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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Chase banking
I am trying to pay into Chase current account. Do I just put in Chase UK in the payee box? My bank is saying it doesn't match with account number.
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I'm Not Competent at "Best" Bank Account Search.
I'm quite willing to accept my incompetence at searching for what I want. There's a vast amount of info and guidance for what I don't want, or maybe what I want doesn't exist? Probably, I just can't find it. Someone is sure to know and I really hope that someone is willing to share... I want a bank account that pays…
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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Can't log in to Cahoot
DownDetector says there are no issues with Cahoot at the time of this post, and I logged in successfully a few hours ago, but now I put in my username and security code and it doesn't do anything... :o
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Anyone having issues with paying with Zable credit card?
I though i would treat the family to a take away tonight after having a really bad day and went to pay with my Zable credit card and it kept getting declined and for some reason the card would not let me add it to google pay(i have it on google wallet). I have spoken to Zable unreal person via app which told me the card is…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Halifax Scrapping £5/Cinema ticket Rewards.
i think its worth it's own thread, some info added on to the end of the "slow rewards update" thread... originally posted by pokemaster and thanks to WillPS for: https://becleverwithyourcash.com/halifax-to-scrap-5-reward/
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Chase UK discussion
Thought we would have heard something by now
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£30 voucher for opening Santander Everyday or Edge account
Credit to @goatfaced for bringing this up in the 123 Lite thread. https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#santanderedge Filling the form in results in a 'Something went wrong' message for me on Safari, but in Firefox it worked just fine. Closes tomorrow. New & existing customers. No switch or…
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Sira Marker
Morning so i switched my account from nationwide to Santander edge account had a phone call from them Monday to say i have a Synectics solutions marker? I can still keep my basic account but they will be closing the edge in 60 days? Ive checked CIFAS just to be safe and thats clear i know the bank didnt mention them but i…
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Run out of banks to switch to
Does anyone know of any bank accounts I can switch to? I've pretty much done all of them since 2021 (I keep a record). I want to get rid of my Barclays Blue Reward accounts as their Rainy Day Saver is dropping and I can get a better rate with Cahoot. I don't use Apple or Sports. If there aren't any bank accounts left, I…
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TSB bank offer, 1 night hotel stay for 2 people.(Bank switch offer)
I took part in this offer and received an email in March this year inviting me to choose my hotel. Has anyone else done this and can give feedback on their choice.
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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025
I couldn't find an existing thread for this so here goes: New switch offer from Barclays. What you need to do: * Step 1 : Open a Barclays Bank Account or Premier Current Account in the Barclays app * Step 2 : If you’ve opened a Barclays Bank Account, join Blue Rewards for £5 a month * Step 3 : Complete a full switch in the…
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Co-op New £175 Switch Offer
Applied, been accepted. Am I right to read it as simple as this... 29th May - My switch date Pay £1k in after 29th plus have 2 direct debits come out plus 10 debit card transactions. £100 received. Then when received, day after, put £1k in again and continue with 10 debit card transactions monthly. Continue this for 3…
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Subject: Pension Payment Stuck at Citibank (Intermediary) - Seeking Advice
Hi everyone, My monthly pension from Switzerland (Avadis) hasn't arrived in my UK Starling account. Avadis says it was sent, but Starling hasn't received it. It appears the funds are held by Citibank as an intermediary. Citibank refused to speak to me directly, and Avadis's "Service Desk" says they've "approached" Citi but…
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NatWest Group Virtual Debit Cards
I bank with the Royal Bank of Scotland (Child & Co) and they have recently enabled virtual debit cards. Apart from using it on sites with a low trust level I'm struggling to think of how I might use a virtual card. You can only have two. I completely understood the old Cahoot virtual cards where you could generate a card…
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Santander Business Everyday Business Account - what happened to free business banking for life?
Got a letter today saying my Santander business banking account will be changed to a Business Current Account - Classic which will incur a £9.99 a month fee. When i opened this account in 2008 it was sold with a promise of free business banking 'for life'. I believe Santander tried to wriggle out of this before and failed.…
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Telegraph invites emails
Someone kindly posted a link to the Daily Telegraph's article on this today. Some might like to respond to this: Are you a Santander business account holder affected by this change? Email: money@telegraph.co.uk.
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Finance Platforms Suggestions
Would very much appreciate some advice as to who we should choose to rely on in investigating our monies, colleagues have mentioned Transact and Quilter but some of the reviews are quite negative, so has anybody any alternative companies that you have found trustworthy performers, hence this forum question. thank you
