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Trust Funds comparisons
My family have a Trust Fund which is placed in a n account that is not paying any interest. Is there a way apart from googling to find an account that will pay interest?
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Paragon via Raisin £50 cashback + £50 referral?
Hello, I understand I can get £50 cashback as explained here https://www.moneysavingexpert.com/content/mse/msecom/en-gb/content/overlay/raisin-savings-products/paragon-easy-access/ In addition to that, Raisin promises £50 to refer a friend (£50 for me and £50 for them). Is this the same offer or can I get £50 as cashback +…
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NS&I Direct Saver
I've opened an account (4/4/24) and am finding it impossible to log in. I'm due to have an inheritance and thought an NS&I account would be a good idea. I'm looking for opinions on NS&I and login issues. It seems crazy that in this day and age that I can't even log into the account - or is it just me? Thanks in advance M
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Barclays Reward saver.
Hello, I've just come across the "Reward saver" from barclays the rate isn't great (2.75%) no withdrawal per month, drops down to 1.00% when you take out. Anybody as any opinions on this account. This is a new one on me, so don't know if it been around awhile.
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single fund
Ive read several comments on threads recommending against single funds for investments recently. I have a HSBC global tracker in a SIPP with 20k ish in it- I have set up a regular investment to come from my limited company should I be looking to diversify or keep adding to the same fund? am probably 17 years form…
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Bitcoin for beginners
I feel like I am late to the bitcoin party. Whenever I look at forum discussions and articles about bitcoin, a certain basic knowledge seems to be assumed. It is like unravelling a ball of wool and never coming to the beginning. Or unravelling a ball of wool only to find that what I want to know is in another ball entirely…
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Untaxed Savings Interest - Confused
Hi all, So I thought I’d got my head around taxation on savings interest but on our new tax codes for 24/25 there’s deductions to allow for ‘Untaxed interest on savings and investments’. Now confused ! To clarify, my understanding is that you can earn up to a maximum of £18570 between earnings/pensions and savings…
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Crypto Currency ??
I understand what crypto currency is - its a "virtual" currency But I can't understand how people can make a fortune / loss investing in itand what is the equivalent in £'s or $'s to "mining" ?is it "printing your own currency ? Could someone explain to me in simple terms ?
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Plum free £25 for saving £500 for 6 months.
Hi all, I've just spotted this offer on the homepage. Has anybody used a similar offer in the past? Clicking through simply takes you to the app store to get the app. I've installed it and created an account but there's nothing I can see relating to the £25. So I am assuming it is working via some sort of tracker / referal…
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Investing suggestions for 30/40 year olds
Two members of my family are late 30s and nearly 40s. Like me, they inherited when my father died (approx £40k to each of them) and are unaccustomed to having excess money. Both have busy, quite overloaded lives balancing work with raising under 12 year olds. As a result of all of the above, they have little time/energy to…
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Simple share selling question
Hi - i'm totally ignorant about shares, but i have some in eurotunnel, which i inherited 20 years ago. A grand total of about £50 worth. They are 'held' - if that's the right word - by computershare who want £20 to sell them for me. Is there a cheaper way, or can i only sell through them? Thanks.
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HL announces new 4.125% gilt auction, closes (with them) 29 April 2024 ( oops!)
For those who have an interest in investing direct in new gilt auctions, see below received in my inbox today from HL. Also available on the Interactive Investors platform. ' The Treasury 4.125% 2029 is a new gilt launching today. Applications are now open and you can invest online with HL. Investing in gilts may not be…
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PBS regular saver accounts.
Hello, I currently have the PBS healthy habits 2 year saver opened it only a few days ago and now withdrawen. I noticed now they have another regular saver" 1 year triple access " , can l apply for that one too?
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Shin Nippon woes...
I have been a happy long term investor (ISA) in BG Shin Nippon but they do seem to have lost their way recently. I have four investment tranches. First two in positive territory ( just ) but the more recent ( just a few years less invested) quite a loss. Overall negative territory. Anyone with insight into why such a big…
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Closing and re-applying for accounts to move interest dates and/or extend term
Anyone closed and re-applied for Skipton
Building Society Member Bonus Saver (currently 5.5% up to £3000)? If so, how
soon after closing were you able to successfully re-apply? I haven’t used it
apart from initial £1 but it would be of use to me this coming year if I could push
the interest to 2025/26 tax year. Same…
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Regular savers ending - can I open a new one?
So my regular savers with Skipton, First Direct and Halifax are coming to an end next month 😕 Am I able to open another one as soon as the old one has ended? Also - do they automatically close it? How do I get my money back? Is it going to ask for maturity instructions?
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top EA discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10 available to open & manage online Easy Access accounts, with links. The purpose of this thread is to ONLY…
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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x-o abandoning SIPP customers?
Currently, I have a SIPP held with x-o, part of Jarvis. x-o hold the shares while another company, Embark Pensions, manage the pension legal aspects. I received a letter today from Jarvis saying that they are withdrawing from the SIPP market and that I have to move my account elsewhere. I guess they have found SIPPs not to…
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Bare Trusts is special account needed?
Bare trusts held in Interactive Investor. Legacy accounts. They no longer properly support Bare Trusts. Account is closing. They suggest just creating a separate investment account and putting the Bare Trust in that. It would not longer have the name of the Beneficiary on it, rather the Trustee's name. Does anyone know if…