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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Bought a new build house - Not as specification
Bought a new build house from Taylor Wimpey. The spec says an aerial cable is provided in the living room and bedroom, there will be aerial cable in the loft and it is our responsibility to get an aerial fitted—- no problem. There are aerial sockets in both rooms but no aerial cable. i have checked with TW their customer…
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Buying a flat - do you focus on what you need "right now" or do you think about the future?
I've found a lovely flat which is ideal for what I need right now. Ideally placed for transport links, and doesn't need any renovation. It's right at the top of my price range, but everything else I can afford is either a studio, in need of some work, or outside the radius of where I'd ideally like to live. I generally…
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How to find a structural engineer
You'd think this would be easy but no. I went to the Institution of Structural Engineers (IStructE) and used their "find an engineer" function. There is apparently no engineer firms within 100 miles of my postcode (Dorset). I called them because I didn't think this could be right and the person on the phone says it is.…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Funding new house
I currently own my own house, having been mortgage free for the past 10 years. Both my wife and I are retired with reasonable pensions and savings. I also have a Prudential drawdown pension that I payed a forces pension into. However, I haven't touched this yet. We are now considering moving closer to my daughter but…
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FTB Mortgage concerns
Hi all. Me and my wife are looking at buying a house and I have been doing a lot of research. I have filled in of our information on L&C very carefully and it gave me an amount with some results (top one being Santander). I’ve also done one with Better which I didn’t have to put financial info into but it says it links…
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Price history of properties
Does anyone know if Property log is safe to use - I am wanting to see history of properties for sale particularly on Rightmove because also when the agent reduces the price you can't see when it first went on for sale
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MSE News: How PM Law's abrupt closure has left house purchases & sales in the balance
Tens of thousands of people across the country using PM Law Group for house sales, purchases and more have been left in the lurch after the firm's unexpected closure. Former clients of the shuttered conveyancing and personal injury law firm say they're struggling to reclaim funds and case files. Here's what's happened and…
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Wife left, Ordered to sell up, Neighbour wants me to split cost of fence
my neighbour spoke to me a year ago about possibly splitting the cost of a fence in the back yard. He mentioned they’d always just gone 50/50 with the neighbours for fences and walls as the deeds don’t make it clear who is responsible. Looking out at the yard this fence is on the right. I didn’t confirm i would agree to it…
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Recommendations for Unoccupied Property policy, please?
Hi. Anyone taken out such a policy? Any recommendations. I found Adrian Flux came up as recommended, and recall them from my classic car days... But the person who needs this reports the form is pretty involved - "Height above water course" and stuff like that. Is that typical? Any straightforward ones? Ta. Oops - asked…
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Advice Needed Please.
My husband died a few months ago and because I can no longer aford the rent on my own, I started looking for somewhere new to rent. I thought It would take months and my tenancy agreement doesn't end until July. However within a couple of months a council near where my son lives offered me a brand new flat. Obviously, I…
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Help needed buying a home
Me and my partner are looking at buying a home, we have viewed a few houses and found one we liked that was built in 2015 but I noticed there's a crack above the window in the mortar joints. No idea what this is? I also found the house next door had permission to become a HMO in 2015 but the current owner said that…
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HomeLet Referencing
Does anyone have any experience of tenant referencing with HomeLet? I’ve just viewed a new property and the agents use them for the checks. I have poor credit and a few bank loans but can afford the rent on the new property. From looking online I can see that HomeLet do ‘forensic affordability’ checks not just a soft…
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Lease extension on share of freehold - Struggling to find solicitor
I own a share of the freehold for my Flat. There are three other freeholder within the management company. We all own an equal share and have decided amongst ourselves to collectively extend all of the leases of our flats to 999 for a nill premium. As a result, we won’t pay an excess and the paperwork should be relatively…
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Leasehold flat, cost of replacement communal door seems excessive
I’d love to get some opinions. I’m in Kent, south east England, I know everything is expensive here. I own a 2 bed flat, ex council now owned by housing authority who have a habit of putting rather unsavoury characters in our building, and therefore, our front and back security doors get damaged frequently. I’ve received a…
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Verbal Offer agreed but changed at the last minute, what are my rights.
Good Morning, We were in the process of negotiating for the purchase of a new house. We were going to use the House builders part-exchange scheme. They offered us £290K for our house initially. We turned this down and they came back with a £295k offer. Again, we turned this down. Then they called and said that they could…
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Lease extensions - marriage value abolishment
When will Marriage value be abolished when renewing a lease and what is likely to be put in place instead ? Will it be cheaper then to renew a lease? open
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Leasehold residential tenant subject to asset protection train track boundary
Looking for specialist advice relating to asset protection orders on leasehold residential property. Very close proximity to overhead traintrack lines busy lines and freight train activity. Tenant of almost 10 years. Restrictions on title. Devaluation Extremely close brick to boundary fence 3 meters Unregistered land…
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Passing a Landlord Reference Check
Good afternoon, Does anyone know what information a prospective letting agent can see on a credit check for a new property. I am thinking of moving, earn enough with my partner to cover the rent and have good standing with my current letting agents. I do, however, have a very poor credit score due a currently running DMP,…
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How to get cash into current account?
We are buying a house for cash with the money sitting in various savings accounts, all sitting individually under the FSCS limit. In order to buy the house we will first have to transfer the money to our current account resulting in it being temporarily significantly over the FSCS protection limit. We are talking over £1…
