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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Allotment neighbours damaged my fence have not fixed it for months
the Allotment neighbours damaged my fence when they cut a tree which they should have done before in mid november 2025. Their tree was dropping a lot of leaves into my garden too clogging up gutters. They were cutting the tree branch and it fell and damaged my fence. They have been communicating, but its been some time now…
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Where is the boundary line, on a side access here? Can the fence be moved to make a wider garden?
The purple line demonstrates where the current fencing is. The black line demonstrates the neighbours fence. I was wondering (i) if the fencing can be moved to where the red line is, and (ii) should we wish, knock down our garage in the future. Moving the fencing out would mean a wider garden, (not as wide as it would be…
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What now?
We have a flat that we rent out as an Airbnb (we don't make a profit, but we can't sell it). Towards the end of last summer, a renter lit a portable BBQ (which was forbidden) on the wooden balcony, burning two of the decking planks. We live in a different part of the country, and our cleaners didn't notice. The first we…
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Purchasing Detached property with GF Flat. Additional Stamp Duty Due?
We are looking at purchasing a detached house which has a studio flat on the lower ground floor. The flat has its own address and separate council tax banding. The house was built as it is now in the 1970's and doesn't appeared to be registered with land registry. The flat has been let out in the past but is still…
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Buying - Management Company: Unexpected deed of Cov Fee plus charge fee??
Hi All! I am in the late stages of buying and suddenly it transpires there is a management company involved, even though there was no mention in the original advert. As a result, it means I have been trapped into a deed of covenant and paying a deed of covenant fee and an extra charge fee amounting to £265.00 In my opinion…
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Stay as a landlord or sell?
I have a rental property that I decided to sell last year. House went on the market and has annoyingly and for no good reason fallen through twice .It is back on the market ,but the market seems to be very sluggish. I am toying with idea of giving myself some breathing space and renting it out again ( I don't need to sell)…
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Lease extension – fixed fee service vs separate solicitor/valuer?
We have a flat in London worth about £500k with ~85 years left on the lease. We’re looking to extend. Our freeholder has been a bit difficult in the past (insurance / service charge), and there may also be a historic kitchen alteration issue which could complicate things. We’ve been quoted by Homehold for a managed,…
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Buying Short Lease Property and Waiting to Extend?
There is a property which I am interested in purchasing but the lease only has 78 years remaining. I know this will affect the mortgage deals available to me. I have read that new laws are due to be implemented over the next few years abolishing marriage fees for extending the lease. In this situation, would you recommend…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Transfer of deed - options and tax
I’m looking to determine whether there maybe tax to pay on a deed of transfer and if a deed of transfer is the best option. My ex partner wishes to transfer a property in his name only to me, i will take on a new mortgage. This will be for me to remain in with the kids and help his own financial situation. How does this…
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Anyone used Flyp to leverage multiple estate agents?
Hello folks Forgive me if this has been discussed recently but I didnt find any results for Flyp when I searched the forum. I/we are new to house selling and have a property on the market with a supposedly highly rated local estate agent since October but not a great deal of interest and perhaps three or four viewings and…
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Gifting Leasehold Property
Gifting leasehold ex council mortgage free
property I am gifting my mortgage free leasehold main and
sole property to my adult daughter without engaging conveyancer or solicitor, I
have low income only benefit money. I am sending duly completed TR1, AP1 and
ID1 form. Free holder (council) confirmed that I do not need…
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Landlord offered me the leasehold
Hi, I posted about this on an earlier thread but there's been a development and so I'm posting anew. I'm a long term tenant (25+ yrs) in a flat. It's a 2nd floor flat above a shop. There's a 1st floor flat and ground floor shop. All 3 properties on the same leasehold. The leasehold ends in 2030 and the landlord doesn't…
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Land registry
My dad put me in his will naming me as to taking ownership of his fully paid mortgage home several years ago. He gave me my copy of the his will with the deeds to the house. But recently those documents have mysteriously disappeared. We have looked everywhere but found nothing! My 20+ nephew and his gf live with my dad and…
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Cash LISA
My daughter has a Stocks & Shares LISA opened several years. However when the New tax year starts she will be getting close to buying a flat and was going to put the 2026/25 payment to a cash LISA so not to risk in short term stocks. Will she then have to hold the new cash LISA for 12 months before she can use that to buy…
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Landlord made £450 claim for deposit and threatens £1500 plus if I don’t settle
Hi all, I’m looking for objective opinions on whether I should dispute my landlord’s proposed deductions via the deposit scheme or accept a settlement to end things. .Tenancy length: approx. 18 months. Deposit is protected. Background I recently moved out of a rented flat. Before leaving, I: Paid rent on 12 December, Gave…
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Staircasing & Stamp duty query.
Hello, please could someone advise if my understanding of the
application of the rules is correct. In May 2022, I completed on a purchase
of 25% (£126,250) of a shared ownership leasehold flat with market value of
£505,000, as a first time buyer. At that time I chose not to pay stamp duty on
the full market value, so to…
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hoping for advice on buying a house that needs underpinning
I'm buying a house which has subsidence, I know it's going to need a lot of work but it's in a place where I really want to live and it's inexpensive because it's in a such a state. I'm aware that it could be very risky but I've decided to go ahead with it so now I'm looking for contractors. I've really struggled to find…
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Seller solicitor being chased after exchange — normal or worrying?
Hi all, I have exchanged on a leasehold flat in mid-Dec, completion set for 30 Jan. My solicitor is still chasing the seller’s solicitor for some post-exchange bits (TR1, Deed of Covenant, indemnity insurance for a lease issue, staircasing to 100%, TA13, etc.). Seller’s solicitor already said they’d deal with all of this…
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Survey help please
The below have come up on our survey just wondering if these are things to worry about or not and are they easy to put right 1. The flue within the roof space appears not to have been adequately sealed in places as there is a gap present and daylight is visible 2. The window sill under the front ground floor window has…
