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Martin Lewis Blog: 'House offer accepted, now they want £20,000 more! What should I do?'
A passer-by stopped Martin in the street recently to ask his opinion on her house buying dilemma. You can check out his view in a video he posted: Martin Lewis: 'House offer accepted, now they want £20,000 more! What should I do?' What would you do? Stand your ground? Walk away? Pay the extra? Negotiate? Tell us your…
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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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How much should I budget for removal costs with packing service?
Does anyone have any recent real example costs for moves by well established national removal firms (e.g. Pickfords) with a full packing service and insurance please? We may downsize / relocate to 3 bed in a city 40 miles away in NE England. Just two people and we do not have a huge amount of stuff (e.g. one bed, no…
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Desperate for help w. land registry / boundary issue delaying sale
Hi all, We are currently in the late stages of selling our house. Several months ago our buyers flagged a boundary discrepancy on our title plan. It shows that our boundary is encroaching into the neighbours garden, as well as partly through their house (we're end of terrace). The actual shape of the boundary is correct,…
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Looking for advice on a sewer easement and extensive garden works on a house we’re buying
Hi. Sorry for the long post. We’re in the process of buying a property built in 2007, and we’ve run into several issues with the rear garden. The garden is very large (around 30 metres wide) and sits on a natural slope. At the time the house was built, a wooden crib retaining wall was installed at the bottom of the garden…
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What rights do tenants have when renting a room from a landlord with a shared ownership?
I’m trying to understand my situation and would really appreciate some legal insight (UK – England). I am considering renting a room in a flat from a landlord who does not live in the property. The landlord is on a shared ownership scheme, and is renting out both rooms in the flat to two separate tenants. From what I’ve…
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Adding Wife To Title Deeds
Hi, what would be the process for adding my wife to the title deeds of my house? Can I DIY using forms from Land Registry or would it be better to pay a conveyancing solicitor? We would be tenants in common and it may not be a 50/50 split.
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EPC misrepresented as A, actually a B
We are in the process of purchasing a new build which was advertised and represented to us during viewings as being A rated. We agreed a purchase price, which was partly driven by this rating. During the conveyancing process, we saw the EPC actually certifies the property as a B, albeit a high B. We gave the developer the…
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Responsibilities of being a director of a freehold
So still considering buying freehold for our leasehold block of flats, still worth it with new legislation? Regarding directors, we need two. What are the responsibilities of the role?
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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Stamp Duty on a House Bought by an Unmarried Couple (our only property)
Hi. I'm trying to calculate the stamp duty on various properties my partner and I are looking at. The official government calculator can be found here: https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/ ..but I'm finding one of the questions really unclear and I'd really appreciate someone who knows this better…
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Claim refund on additional SDLT on second home after selling first home
Does anyone have experience in claiming refund for the additional stamp duty in this scenario? We are living in Property A. Mortgage is solely under my name. It is residential mortgage which requires me to use it as my main residence. We want to buy property B, which will trigger the 5% additional SDLT. With our joint…
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Please help
Can any one tell me if the fence at the back is mine ,I own everything in red ,but it's staggered red at the back ,thankyou
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Buying a house that has no building regs or certificates for loft conversion or log burner
The house I'm buying has a loft conversion that was done before the current owners and the current owners installed the log burner. It was last sold in 2021. Loft isn't being used as a bedroom, has proper stairs and a window but is being used as a habital room. Log burner is newish, not sure when it was installed or who…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Query - air and light - leasehold
Hi all I am in the process of buying a leasehold flat and haven't had a survey done - it is 12 years old and I decided it might not be necessary - is this advisable? My vendors are pushing for early exchange and completion as they lost their previous buyer, and mine has taken a while (price agreed November last year)…
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Selling - Can;t get Building Control Certificate for old works (>10 years)
Hi Everyone, A few different moving parts here so very grateful for any suggestions / out of the box ideas. We're selling our house - conveyancing has thrown up we didn't get a BC completion certificate for an extension we did 11 years ago (dunno why - we simply forgot to chase up). Lacking a certificate, it turns out it…
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Lodging complaint about estate agent for emotional blackmail
My friend wanted to buy a house and the offer was accepted and after the survey the house needed about 8,000 pounds of very urgent roof repairs according to the structural survey (as well as a load of other stuff that needs doing in the next few years such as damp course, leaking chimney, repair of non-moving structural…
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Selling home emotions
We have been living in our present home for almost 30 years, but it’s too big for us now and we feel that we ought to sell it and buy somewhere smaller. Even though this is clearly a sensible idea, we are both really unhappy at the prospect of moving. It feels quite a lot like a bereavement. We have found a really nice…
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Additional Dwelling Supplement in Scotland - seeking advice
Hi folks - newbie here needing some help. Our situation's a bit out of the norm so we're struggling to get reliable advice. Up until recently I was a Church of Scotland minister, living in a tied house - a manse - that came with the job. We've been here for 20 years, but I've recently changed jobs and as a result we'll…
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ID1 form – do I really need to see a solicitor in person?
Hi all, I’m currently going through a property transfer and have been asked to complete an ID1 form. I’ve been told by one solicitor that I need to attend in person with ID and a passport photo, but I’ve also seen online that some firms offer this remotely using digital verification. I’m a bit confused as to what’s…
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Removing blanket restriction from title deed for a remortgage
Hi there A long and incredibly stressful story short, we need to remove a blanket restriction in favour of my father from our title deeds to be able to remortgage. We have approached two solicitors one who says that @Land_Registry are likely to reject the removal and another who sadly agreed to look into it and now never…
