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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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LLoyds/Halifax ISA Cashback Offer question
Hello, Was too late for the Santander offer, too many issues reported on here for the HSBC and i was cutting it late requesting the HSBC transfer before tomorrow's deadline (if anyone who replied to my previous post asks). 3rd time lucky for this offer i guess? I've seen the next cashback offer is LLoyds/Halifax, however…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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HSBC fixed rate 13 month ISA 4.5% - questions
I've seen other threads on here about issues with HSBC transfer delays, also i'm cutting it really tight for cashback as cut off is 11 May. If i was to complete the request form and HSBC receive it before the 11th then for purposes of cashback would this count, or i.e does it only count the date the transfer is complete or…
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compensation for LF Woodford Equity Income Fund
I had invested in this via the Bestinvest platform, what is the process by which compensation is paid and how much?
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Delays in transfer from Cash ISA to Stocks and Shares ISA
Both me and my partner asked our Building Society to transfer our maturing Cash ISAs to their S&S ISA with Fidelity. My partner’s did so nearly immediately whilst mine left the cash ISA but has not arrived with Fidelity after 4 days. Where is it? Who is benefiting from my cash in the meantime? Why am I not being treated…
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
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Question for Trading 212 Customers
I keep getting this notification daily. However I haven’t requested anything and i cannot find any document to download! Any ideas anybody?
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Prosper Bank/Al Rayan feedback
Hello, Grateful for any feedback please. Has anyone else experienced difficulties with Prosper Bank? A while ago we opened a fixed term savings account with them, which actually holds the savings in Al Rayan Bank. I think I was told we should be able to access interest statements in the App but I've been unable to (no…
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Kent reliance cash isa initial deposit query when transferring
I have opened a new account and i am opting to transfer the full past years and current years ISA Cash from another provider which Kent reliance application process said takes 15 days. However, i have now had an email from Kent reliance saying my initial deposit must be made within 7 days or my account application will be…
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Junior ISAs
My son has set up a Junior ISA for his child and I now want to put money into this ISA as their grandmother. I understand that I can't put the money in directly. Only via my son. My understanding was that once the parent has opened the ISA then anyone can pay into it. This doesn't seem to be the case. What if my son were…
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Consolidating ISAs?
Due to receiving a small inheritance in stages last year, I have the following ISAs which all mature at different dates between now and the end of June, £6950 in serve and protect CU, matured £5031 Coventry BS matures 31st May £3500 Nat west fixed rate iSA matures 25 June I also have £10893 in Leeds BS 3 year fix matures…
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Is an ISA without photo ID possible?
I opened an ISA a couple of years ago. It was really simple. All I was asked for was details of a bank account and my NI number. It was with Saga (best rate at the time) and they are no longer offering ISAs to new customers. My husband wants to open one and we tried a couple of those recommended on MSE but the first…
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Cash in a S&S ISA ?
I intend to open a Nationwide fixed rate cash ISA. I want to fund this via a transfer from my Scottish Widows S&S ISA, currently the funds are in a Royal London short term money market fund, when I sell this fund it will be a cash balance in the account, would that then be a cash ISA to cash ISA transfer or a S&S ISA to…
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Coventry BS Centrepoint Fixed ISA maturing 31.05.2026 - options
I haven't had an email from Coventry yet, but noticed on my account page that there is now an 'maturity instructions' link which shows what their offers will be for maturing ISAs at the end of this month. Not the most competitive: Option A - Fixed ISA (327) 31.08.2027 4.20% Tax free^ p.a./AER* (Fixed until 31.08.2027)…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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HSBC issues with transferring in ISA
I have opened the new HSBC Fixed Rate Cash ISA and asked to transfer in my Nationwide Cash ISA. For some unknown reason, HSBC haven't been able to transfer this yet and don't know why. I pointed out the 15-day window has passed and complained. Please note that Nationwide confirmed they did receive the transfer request but…
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ISA interest
I've opened a new fixed rate ISA with HSBC. My existing ISA is still sitting with Virgin Money at a useless rate. HSBC still haven't transferred it in even though it matured on 24th April. Am I merrily losing interest on HSBC 4.5% due to their incompetence?
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ISA transfer gone into 2026/2027
I made a bank transfer from my current account into an opened ISA on the 3rd April, but noticed that it's not showing on the account until the 7th, making it a 2026/2027 ISA. I've been in touch and they say that they only process transfers during working hours. I thought this would go instantly into the account, at least…
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Newbie looking at ISA stocks and Shares
I'm one of the many people who will be affected by the changes of ISA savings amounts for saving in April 2027. I therefore thought I would invest £500 this year as a trial run. I have put the rest into a Trading 212 cash ISA this April 2026. I have never invested in Stocks and Shares so am not sure where to start. I did…
