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Tesla EV chargers applying incorrect price
When charging my non-Tesla car at a Tesla chargers, it states that the cost drops from 46p to 27p at 11pm. However if I plug in at 10.59pm, the whole session is charged at 47p. The Tesla app has nothing in it to suggest that this should be the case. Do you consider this fraudulent? And what should I do about it?
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HR insisting on an occupational health assessment following a complaint
Essentially, my story is this; I have been at my workplace for almost 7 years now, and for most of that time two women have relentlessly bullied me and my colleagues. I have sent an official complaint about them on three separate occasions and each time it drags on and on and eventually either management or HR comes up…
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Chetwood Bank
Under their T&C if an investment matures on a weekend, which will occur c 28% of the time, Chetwood will reimburse the funds on the next working day. If this happens to be a bank holiday then you could lose up to 4 days interest which could equate to £70-£80 of interest. This seems unfair when you compare to other banks…
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inheritance
I have inherited some money and I am not money savey I dont know what to do to be honest I would sooner have my mum back, But until I am in a position to think about things finacially where can I put it? Please help Thank you Sal
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Any tips for new compers?
Hi everyone! I've been comping for about a year now and have been lucky enough to win some really amazing prizes along the way! One of my favourite things about comping is how lovely and generous the community is, especially when it comes to sharing competitions and helping each other out. I'm always looking for ways to…
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Facebook privacy
I have opened a facebook account, hiding my birthday and other info from view of others, no picture and choosing the options which prevent other people sending me friend requests etc. I have joined in businesses live videos and reels and commented on them, which show on the screen, but not on my profile. My profile has a…
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Social security scotland CDP
My son turns 16 in December i got a call from SSS to book a home visit to discuss whether my son gets his money or I continue to be his appointee we have dissvused with eachother that we want me to continue to deal with his claim. Has anyone else had a home visit in Scotland glasgow ? And can tell me how they go ? Im very…
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Social security scotland CDP
My son turns 16 in December i got a call from SSS to book a home visit to discuss whether my son gets his money or I continue to be his appointee we have dissvused with eachother that we want me to continue to deal with his claim. Has anyone else had a home visit in Scotland glasgow ? And can tell me how they go ? Im very…
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How to stop BING wallpaper changing on my laptop everyday
I am fed up with Bing changing my wallpaper on my laptop every day. I have tried going into settings then Apps . I found Bing but it would not let me uninstall it. Is there any other way I can stop it
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Deferred Private Pension Lump Sum
Hi all, My wife is 62 and planned on retiring at 65 (state pension 67). She just realised that her private pension was payable at 60. We now understand that the monies she should have been receiving for the past 2 years are essentially being saved up to give her at the point she decides to start receiving this pension. We…
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You busted your credit limit on at least one account recently
What does this mean. It's on my mse/TransUnion report I logged into my full report and there are no errors no missed payments no debt. I can't find out what this means
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Additional working hours due to staff shortages and no pay
Asking for some advice here for my daughter, I can not name the company due to her contract of employment t&c's. She is employed as a deputy manager in a large retail organisation I personally think her only option is to look for another job, this is the situation. Since May 2026, other staff members have left (not…
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Shallots
Bit odd but a light bulb moment for me. Peeling shallots for second time this week (moules marininere & today prawn linguine) don't do regularly but done many times over the years. Bought the bulb ones rather than banana because reduced on clubcard, what a shocker to peel, I know this from experience! About 40p saved. We…
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Euro car park Ltd and Direct Collection Bailiffs Ltd
Hi all I'm new on the forum and in need of advice please. This afternoon (30/10/26) I have received notice of debt recovery - unpaid parking charge £170.00 from Direct Collection Bailiffs Ltd. The date on the notice is 22/10/2026 . A week after the date. The notice states I have 14 days to pay. Iam the registered keeper…
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How many energy supplier referrals could you earn in a year?
With the high prices incoming how many jumps to new suppliers either referral bonuses could you do in a year to help reduce bills. For this let's assume someone on the price cap I wonder if you could earn £200-400 and with the £100 from the Chancellor come out unaffected by the price rises? Edit So upon checking most…
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Car parking charges. SABA
I have received two PCNs for allegedly failing to pay for parking at Telford Central Station. On both occasions I arrived in the station car park the I used my I phone to pay, using the SABA app and Apple Pay. On each occasion the the result was such that I assumed that it had gone through ok, however, unbeknown to me, it…
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Ebay to collect VAT from high turnover sellers
Some good news from the budget is that Ebay and other large sales platforms will be required to collect VAT from accounts with a turnover above the annual VAT threshold (£90k). Above this figure, sellers should register and collect VAT. Hopefully this will level the playing field to stop people who avoiding paying taxes as…
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Private Pension
Totally don't understand why I have to pay so much tax on a tiny annual pension? Can someone explain how it all works when we get our pension rise in April 2027?? For 2027/28: The figures are confirmed: New full State Pension from April 2027: £13,036.40 per year. Personal private pension: £265.39 per year. Combined annual…
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Setting up Cash ISA interest rate alerts for a single company.
I've noticed that many companies bring out new Cash ISA products every few weeks with better interest rates than their existing products. Is there anywhere I can set up an "Alert" that emails me when new "better" products appear for a specific company? Case in point, Charter bank easy access cash isa "Issue 82!". (I…
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Speeding fine wrong details
Hi, i was caught speeding34 in a 30 zone,all good , should have watched what i was doing rather than chatting.problem is that the company car owners have sent me a notice saying that the police have asked for details and they have sent thm my address. I checked as I didnt get anything through and thay have sent it to the…
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County Court Claim - DCB Legal / Horizon Parking (Iceland Newark 2023) - Defence Review
Hi everyone, I've received a County Court claim from DCB Legal regarding an alleged parking event at the Iceland car park in Newark back in spring 2023. The case is over three years old, with a massive gap of radio silence where the file appears to have been passed between different debt recovery agencies before finally…
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Tax code change due to untaxed savings interest but no way has the threshold been exceeded!
My son has just graduated university in August and started a new job in September. He has not worked during this financial year prior to this. His first payslip was for a partial month and his tax code was as expected the standard 1257L; he has just been paid for October and his tax code is showing 1249L M1. We’ve just…
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Zopa Biscuit Account/Free Caffe Nero
Used the Free Coffee perk' included with the Zopa Biscuit account for the first time this afternoon! I know its one coffee per month, then renews again, but I noticed after activated the offer in the Zopa app, that the QR code in the Caffe Nero app showed a expiry date of 28 February 2027? But, when you select the further…
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Anyone got this from Tomato Energy?
Anyone got this from Tomato Energy? "Important Update regarding Tomato Energy Dear ME, As you may be aware, Tomato Energy Limited went into administration on 10 November 2025. If you were a Tomato Energy customer at that time, your energy supply was automatically transferred to British Gas on 9 November 2025, under Ofgem's…
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Chip Smartcash ISA - Issues transferring in funds
I opened a Chip Smartcash ISA yesterday (via the Chip app), and, limited by the single £5000 transaction limit, made several transfers to try and fulfil my ISA allowance. The first two transfers went ok. However, the bank I was transferring from (Chase) naturally queried the further two transfers and asked for further…
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Changing reporting of interest
Are there any rules (or even red flags) if i chose to change how I report interest from savings on my SA. Using the proceeds from a house sale, i took out 1,2,3 4,&5 years fixed rate savings accounts 3 year's ago, each with £20k, with the intention to open cash isas when each matured. I have been reporting all interest in…
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Forum Highlights 30th Oct: Secondhand fridges, shoe repairs & streaming sticks
Is it worth spending more up front to buy an appliance that's substantially cheaper to run? That's one of the talking points on the MSE Forum this week. Read on to explore that thread and more of the latest conversations in our MoneySaving community.…
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Information on tenants in common please.
Hello all. As the title says I'm looking for information on tenants in common. We bought our house, jointly with our daughter and her husband 13 years ago. Now we are both retired, and ageing fast, we would like to move back to civilisation. Son in law does not wish to sell! Does anyone know where we stand legally, please?…
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Best EV tariff - tell me if I am wrong
Most energy providers: EV tariff = 1/3 more for standard tariff + cheap rate over night. Best to choose a provider that gives: standard normal tariff all day + cheap rate over night. Am I missing something? This is why I switched to Octopus 12 months ago. Now they have just short of 40p standard rate + 7.5p overnight. So,…
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Spreadsheet formula for averages across irregular periods?
Hi Spreadsheet question: I have some input data for a series of events that occur at irregular intervals e.g. during hour=2, the real-world measured datum value is 323 then nothing happens until hour=9 when the real-world datum is 452 I want to 'spread' the value 323 over hours 0, 1 and 2 (i.e. calculate the average across…
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Equity release non standard construction
Does anyone know of any brokers who deal in this please? Our bungalow was built in 1950's steel frame. No issues with it confirmed by survey but all usual lenders are refusing based on their "criteria". Although we haven't been told what that is, not has anyone asked to see a survey. So worried as this was our retirement…
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New Loan when on debt repayment plan
Hello, I am in a pretty dire predicament - my 20 year old battered car ( the only one in the household) is on its very last legs and has cost me a lot in repairs, more than it's worth, in fact. I am already on a debt repayment scheme for some old credit cards, and I have been rejected on some soft searches for loans for…
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FlashPark - Appeal Sent and Ignored - Final Notice without POPLA received
Hi there, Apologies if I've missed this scenario in one of the sticky notes, but I can't see what I'm supposed to do with this one. FlashPark only allow communication by letter and I appealed with the help of this forum within just a few days. Despite that, they've seemed to totally ignore my appeal and have sent a…
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Investment or Savings
I wonder if someone could explain the basics here. The general outlook is that investments out perform savings, however, when I take a very quick view it does not seem clear. Taking the FTSE 100 as an example, over 10-years its growth is around 4.5% PA (6775 to 10600). Given that saving rates of 5% are possible (with no…
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Small job no.1
I have some jobs that are a daily annoyance that I haven't been able to solve so would be grateful for some ideas. I have a glass porch with a heavy sliding door. To fill the gap between the paving and door sill and piece of wood has been put in by previous owners.. When it rains it swells making the door hard to slide.…
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Is it worth recording TV, anymore?
Hi there. I currently have a Freesat recorder but I have found that I have genuinely not used it for over six months, now. I just find that everything is online, anyway, so you can just look for it on there. I occasionally used Freesat for watching Live TV (for example World Cup matches) but have found that these are all…
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What to do now?
I have five accounts (3 credit cards and 2 personal loans). One of my loans is now showing as a default on my credit file, and has passed to Link. Should I now take action by contacting Stepchange to set up a payment plan for everything. I am concerned that if I wait for all my debts to default, Link might take further…
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Internal ParkingEye Claim issued 02/10/26
Hi, I have successfully used this forum twice in the past. I’m now back again with another parking issue, however this one is from ParkingEye internally (previous two were DCB Legal). Circumstances are: I parked in a 20 min max stay car park (at 12:05:15) and left 10 mins 41secs late (12:35:56). I didn’t realise it was 20…
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Change in circumstances (medical) (ESA/UC)
Hey all A couple of changes for me personally (recently) In late June I ended up needing to attend the urgent care service (as directed by 101). This was due to quite severe edema that wasn't going away and other symptoms. Anyhow I was given antibiotics by the duty nurse, and told on the night to get an urgent appt with my…
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Not Full Report - MSECreditClub
Hi All, I have an Notice of Correction on my Credit Reports, lodged with all three Credit Reference Agencies. I'm unable to view this on the CreditClub Credit Report page, it seems to be missing? Can anyone confirm if this is a deliberate omission, something that's been overlooked, or have I missed something. Thanks in…