3-6 Month Emergency Fund Challenge!!

[Deleted User]

Must be karma or something (not quite sure exactly what karma is:o) but after Helen and crazy_cat_lady and I were 'chatting' about Madame Tussauds last week I came across a biography of her totally by chance in a charity shop this morning when I was dropping off a load of stuff.:j. Not only is it in tip top condition it is a hardback (my favourite) and only cost £1:T:T:T

I know nothing at all about the lady, in fact until Helen mentioned her upcoming visit to the venue I'd forgotten all about Madame Tussauds:o. I love reading, would do it 24/7 if I had unlimited funds to buy books, had more storage space and no other commitments in my life. I do use the library a lot and buy my books at boot sales and charity shops so I'm not a spendthrift;). Even someone in as much debt as me can enjoy a hobby for an absolute minimum outlay:j.


I've been glued to the telly every night until about 3 a.m. watching the Olympics so have had no time for reading for the past fortnight. Now it's all over I can get back to enjoying a good book after tea again. Really looking forward to starting this new one:j

[Deleted User]

Ooops! I was so busy rabitting about Madame Tussaud in the last post that I totally forgot to update my EF:o


I won £25 on the lottery on Saturday (only buy a ticket once in a blue moon and bought this because all the Olympic medal winners were thanking the National Lottery for their funding).


I also found an unretrieved £1 coin in a supermarket trolley and received £20 from a survey site cashout.


Adding £44 to my EF (after deducting the £2 I paid for the lottery ticket). That means I am now only £49 'in the red':j.

benten69

Hi everyone. Can I join in on this? I already have a partial emergency fund. Aiming for £10,750 and at the current rate it's going to take a long while to save, so might as well join you guys for the journey.

Thanks

DreamerHelen

Morning Everyone...

Wow, how does time go so quickly!!! I can't believe it's been a few days already since I Posted anything...things just seem to move so quickly!!

Madame Tussauds was AWESOME!! I would recommend that you pre-book if you're going to go as when we got there there was a 3 hour queue...so we quickly booked online and got in within about 10 minutes.....It was BRILLIANT!! Really really enjoyed having the day off and spending time with my Friend...

Nothing to Report money-wise from me....I'll get there eventually...

carbootcrazy - Thanks hun, Madame Tussauds was brilliant...I'm not sure if you had an Update or not, I couldn't figure it out hun...Hope you are well hun and hope you enjoy your new Book xXx

crazy_cat_lady - Thanks hun, Madame Tussauds was really great..I had such a good time....Would definitely recommend it...Hope you are okay xXx

Dobbibill - I have Updated the First Page hun....You are really SMASHING it...Keep going, I know you will get there... xXx

Mooloo - I've Updated the First Page....You are doing BRILLIANTLY....Every penny counts hun xXx

abundant1972 - I've Updated the First Page hun....Keep going, you're doing AWESOME!! I think it's totally up to you whatever you want to save...I personally am Saving for what I earn each Month overall but everyone can choose whatever feels good to them .... xXx

benten69 - Welcome to the Gang...It's great to have you here....Do come and let us know how you're getting on...We have a lovely bunch of people on this Thread who won't judge and will always support you... xXx

Let's search and find those Rainbows today everyone xXx

Dobbibill

Hi benten69, :hello:

welcome to the thread, we are all here for the long haul so you'll have plenty of company.

There will be plenty of posts to read as we share our stories, this is our challenges as well as our progress........share yours too, we love to hear about everything

keep on, keeping on everyone

Dobbi

benten69

Thanks for the welcome! Pay day come Friday, so hoping I can add to my current savings. Company also owes me £55 in expenses for a work trip. So when that comes back it's going into the savings pot as well. The way I see it, that money is spent and gone, so when I get it back, I am not allowed to spend it

[Deleted User]

DreamerHelen wrote: »

Morning Everyone...

Wow, how does time go so quickly!!! I can't believe it's been a few days already since I Posted anything...things just seem to move so quickly!!

Madame Tussauds was AWESOME!! I would recommend that you pre-book if you're going to go as when we got there there was a 3 hour queue...so we quickly booked online and got in within about 10 minutes.....It was BRILLIANT!! Really really enjoyed having the day off and spending time with my Friend...

Nothing to Report money-wise from me....I'll get there eventually...

carbootcrazy - Thanks hun, Madame Tussauds was brilliant...I'm not sure if you had an Update or not, I couldn't figure it out hun...Hope you are well hun and hope you enjoy your new Book xXx

Let's search and find those Rainbows today everyone xXx

I'm so glad that you had a wonderful day, Helen:j. You deserve some fun:A

The book is wonderful and Madame T was truly awesome. What a woman!!! I'm only 2 chapters in so far but I'm already gobsmacked by her:j

If you meant I'd confused you by my updated total, Helen, I apologise. All my fault I'm afraid:o.

Quick-ish explanation coming up. Before my finances truly hit the buffers I had £300 in this EF which you'd put on the first page. I had to back out of the challenge for a few months and sadly had to use the £300 which I'd vowed to ring-fence and leave alone:o.

When I came back to join in again you were having lots of problems with your health and work and I didn't want to bother you by asking you to delete the £300 from my total. You hadn't been on the thread for a while.

I decided to make up the £300 bit by bit so that one day soon I hope I'll really have that amount. Instead of you updating I asked you to leave the £300 as it was whilst I make up the deficit. So the amounts I've been posting are going to 'pay back' that £300 and the 1st page doesn't need updating.

At the last count I've managed to claw back all but £49:j. Once that's achieved I really will be back to the £300 you have down for me and you can start updating again. Nothing in the pipeline at the moment but I live in hope.

I hope that's clear now, I'm so sorry for confusing you:kisses3:

stoplurking

Hi all
Another pay day rolls around. August was a loooong month as we had lots of visiting/visitors but it was brilliant. Have read back and everybody is doing great with their EF, Helen you are a star for updating us all. Hope you keep well.

Anyway, have added to my fund, hopefully still on track to be 1/3 of the way there by the one year of challenge mark. Now at £1170/4000

skye_blue

hi all

nearly long weekend time

please add £50 to my total, half way there

hope all's ok helen

thanks x

LittleMissDetermined

Good morning!

It's pay day for me so I'm adding £30 to my 3-6 month fund, been up since the crack of dawn, can't sleep so the budgeting has been done already!

Good news is that this month I've hit my regular EF target which means I can start putting more into this from September pay onwards.

Anyway, today's addition takes my fund to £320 please

Hope everyone is ok

LMD xx