3-6 Month Emergency Fund Challenge!!

[Deleted User]

Enjoy your new cooker and fridge freezer, mooloo:beer:. Much needed and well deserved I'm sure so please don't feel guilty about having to dip into your savings:). I know my life has been transformed since I bought my new washing machine (it doesn't take much to make me ecstatic:rotfl:).


Just a quick explanation of my savings 'system' (if anything so hit-and-miss could be described as a 'system':eek:).

I'm on a DMP and am trying to pay off massive debts in a reasonable timeframe (six and a half years) so have really committed more to it than is comfortable. My choice. I've left so little slack in my budget that I really need to make extra money each month to use on life's essentials:o.


I'm on the brilliant Make £10 a Day challenge:T and it motivates me to pull out all the stops. Surprisingly, as I live in a very rural area with few opportunities, I manage to make target most months through a bit here and there. It doesn't have to be £10 every single day, some days I make zilch but then I maybe do a car boot sale or get cashback or a survey redemption etc and that covers several days. I invite everyone to join us, it's friendly and fun:j

Anyway, although I need to use a lot of this 'extra' for essentials I do have a surplus most months and intend to save it towards this challenge. It's easier for me to tot it up and add it once a month if that's OK but I'll post more often than that with a bit of interim info.


I hope all's well with you, Helen. You haven't posted for a while.

DreamerHelen

Afternoon All....

Well if it doesn't rain it blooming pours....The reason I haven't Posted much is because last Tuesday my Grandad went out with my Grandma for a walk and a bite to eat and he collapsed with a Seizure and a Cardiac Arrest....we all rushed to the Hospital and were told to expect the worst....I have to say that last Tuesday was one of the worst days of my Life....

Luckily he pulled through it but was unconscious for about 24 hours....and then regained consciousness but was very confused...he now seems to be getting better each day but I suspect it will be a long road to recovery....

I had a Trip to Cornwall booked to see my Brother this past Weekend and because Grandad was stable my Family insisted I went...so I did....it was hectic but good to get a break...I am also off out tonight based on him still being stable....I feel guilty for having time to myself but I DO realise that if I am constantly worried and devoting every single hour to being at the Hospital I probably wouldn't be in a very fit state to help look after him when hopefully he comes home....

So that's been my Week....I don't have the time to Update fully today but I will endeavour to Update everyone tomorrow morning and Welcome our Newest Member...

I just wanted to let you all know what was going on with me....

Hopefully I can Update everything tomorrow and be a bit more Upbeat...right now I'm just exhausted!!

Love and Hugs to Everyone... xXx

Savvy_sewing

Hugs Helen x

[Deleted User]

So sorry to read about what a worrying time you're having, Helen. We're all thinking of you:kisses3:

Big hugs to you and Grandad:grouphug:. I hope he'll be home again soon.

milasavesmoney

How frightening for you all! It's very encouraging that he is making daily progress. Sending prayers.

DreamerHelen

Morning Everyone...

Thank You Everyone for your lovely words and thoughts about Grandad....It is just heartbreaking to watch him be so confused and be unsure as to where he is or what is going on....But he DOES recognise us, which is a good thing...and last night he seemed to be a bit better, which is good...I'm hoping he will continue to improve...

I've managed to put another £5 in my Emergency Fund....Slowly but surely....I'm hoping I can continue to add to this....

Dobbibill - I've Updated the First Page...You are doing AWESOME!! Keep going hun....and Thank You for your support regarding my Target, sometimes it does help just to change things a little bit and keep myself motivated...and a BIG Thank You for always being our cheerleader and continuing to Welcome people to our Family... xXx

carbootcrazy - Definitely lots of side roads for me too but that's not a bad thing....We'll get there together...I'm glad that this Thread is so lovely, have a great bunch of people here and I'm grateful for that as we can all encourage each other. Well Done on getting back to where you started...that's GREAT!! And Thank You for your lovely words hun xXx

stoplurking - Thank you for your very kind words and you're welcome... xXx

AnxiousHomemaker - I've Updated the First Page...You're doing BRILLIANTLY!! Keep on going and moving forwards xXx

[Deleted User] - I've Updated the First Page...You're doing AWESOME...Just keep your eyes on that final prize xXx

Munchin - I've Updated the First Page..WOW, how BRILLIANT are you doing? Keep on reaching for the stars....And I hope that the Night Work is okay and not exhausting you too much xXx

skye blue - I've Updated the First Page...You're doing AMAZING!! Keep on going....You'll get there....And I'm glad that you can see it growing and that keeps you motivated... xXx

TopsyMum - I'm so sorry that it took me a little while to Welcome you to the Group...but WELCOME to our little family...It's wonderful to have you here...I've added you to the First Page and put your Target as £1000...I know you can do it...Please do come back and let us know how you're getting on.... xXx

abundant1972 - CONGRATULATIONS on hitting your first Target...You're AMAZING!! I've now Updated the First Page to show your new Target...Go for it!! xXx

Mooloo - I've Updated the First Page...I've put your achievement as £900...is that right? Well Done...You're doing BRILLIANTLY!! And thank you for the hugs...they are much appreciated... xXx

milasavesmoney - Thank you for your lovely words....it is encouraging that he is making progress.... xXx

I think that's everyone...I hope I haven't missed anyone out....I'll do my best to keep everything Updated as often as I can...*Big Hugs* to anyone that needs them...Keep reaching for that Rainbow xXx

Savvy_sewing

Thanks Helen. I now have £910 in the pot.
X

Savvy_sewing

Managed an extra £10 again.
So £920 now

DreamerHelen

Morning Everyone...

How are you all doing? Let's all chase our Dreams this Week, for me I feel it's particularly important to chase my Dreams and remember what I'm working so hard for....

Anyway....Nothing to Update for me this Week...hopefully next Week....

Mooloo - I've Updated the First Page...You're doing BRILLIANTLY!! Keep it going hun xXx

Savvy_sewing

DreamerHelen wrote: »

Morning Everyone...

How are you all doing? Let's all chase our Dreams this Week, for me I feel it's particularly important to chase my Dreams and remember what I'm working so hard for....

Anyway....Nothing to Update for me this Week...hopefully next Week....

Mooloo - I've Updated the First Page...You're doing BRILLIANTLY!! Keep it going hun xXx

I believe in catching my dreams not just chasing them.
I am always thinking how? Visualising the things until I focus on them so much they happen.
From my shop, my car, my cooker and fridge.
I make them happen. Although retiring to a warmer country may take a lot more focus! But I am only 55. So there is time yet.