Mooloo wrote: »
Well I cashed in a silly pension, saved like the clappers, and raised £8,000 last year. However my son got into dire straits and I have ended up bailing him out and getting myself into credit card debts. £13,040.72
So it's all a big mess.
I am currently on holiday with my mum, but when we return to the UK I will be using the savings to clear some of the credit card debts. Unfortunately I will still have masses of debt.
I shall probably not be able to start to save again the beginning of the year anyway.
I have £670 in an ISA so I will leave that as my emergency fund for now.
But I will dip back in once I sort out the debt.
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