3-6 Month Emergency Fund Challenge!!

wibblewibblewibble

Dobbibill wrote: »

Of course you can join Helen will also add you to the first page.
Fingers crossed for you with work. You'll have a number soon. In the meantime well be cheering you on.

Dobbi

Fabulous! Thank you very much :j

nyc_451

wibblewibblewibble wrote: »

Hello, can I join this challenge too please? I would like to aim for £3000. I don't have any sort of emergency fund, and my employer has been all over the news recently as they are on the verge of liquidation, so I could be out of a job soon. I still have lots of debts to pay, but interest free until 2021. If everything goes well with my job, I'm hoping to get some savings together as well as pay debts off within the next 2 years. Or in the worst case scenario, at least save a few hundred pounds before I'm jobless.

I feel for you, it must be very stressful... Fingers crossed you will either keep your current job or find another one easily!

Loz2018

Please could I join?

My emergency fund goal is £1,500 and I’m currently on £260. I work part time due to health issues so I’m currently receiving esa/housing benefit. With all the Government changes I’m quite worried about being moved over to the new benefits system and not having a safety net in place so have started saving up now just incase my situation suddenly changes.

Dobbibill

Loz2018 wrote: »

Please could I join?

My emergency fund goal is £1,500 and I’m currently on £260. I work part time due to health issues so I’m currently receiving esa/housing benefit. With all the Government changes I’m quite worried about being moved over to the new benefits system and not having a safety net in place so have started saving up now just incase my situation suddenly changes.

Hi Loz, of course you can join.

When Helen pops in she will add your name, number, target and progress to the first page.

You've made a brilliant start so well done. Keep at it, we'll all be cheering you on. If you do find you need to use then you've got it there for that very reason.

Dobbi

lupi

Hi all,

Long time lurker here but need to get back on track and want to ask if I may join this challenge please?

Long story short.. Saved 15k on my own for deposit for flat with ex 2015, ex removed from mortgage this April (:j) so finally in my own name but after working soo hard to save and be in control of my money the stress of it all and solicitor fees have decimated my funds (£16.5k owed to parents and maxing out my OD at £1700!) scary times.

My flat is being listed on the 23rd and when sold will be able to pay everyone back and my OD off soon as I receive the money as I've managed to improve the property by £80k approximately.

That being said I am trying to get a grip back on my spending habits and want a nice nest egg too stop me going back into my OD again (and I wont feel so guilty about treating myself and BF to a weekend away to celebrate)

3 months for me would be £4,800 (may I make it £5k please?)

Dobbibill

lupi wrote: »

Hi all,

Long time lurker here but need to get back on track and want to ask if I may join this challenge please?

Long story short.. Saved 15k on my own for deposit for flat with ex 2015, ex removed from mortgage this April (:j) so finally in my own name but after working soo hard to save and be in control of my money the stress of it all and solicitor fees have decimated my funds (£16.5k owed to parents and maxing out my OD at £1700!) scary times.

My flat is being listed on the 23rd and when sold will be able to pay everyone back and my OD off soon as I receive the money as I've managed to improve the property by £80k approximately.

That being said I am trying to get a grip back on my spending habits and want a nice nest egg too stop me going back into my OD again (and I wont feel so guilty about treating myself and BF to a weekend away to celebrate)

3 months for me would be £4,800 (may I make it £5k please?)

Hi lupi, welcome to the challenge.

When Helen pops in she will add your name, target and progress to the first page and give you a number.

Well done on getting your mortgage sorted, finger's crossed for a speedy, stress free sale.

Keep us updated on how things are going.

Dobbi

nyc_451

Pay day! :T

I've opened my emergency fund with £299, my monthly target is approx £56. This month I've transfered £79.

Total so far: £378/£3000

flutterby29

Dreamer Helen, can I sign up for the 3-6 month challenge?

I’ve calculated my basic outgoings for a month are £650 (rent, x2 direct debits, phone credit, tv & music subscriptions)

For 3 months x650 = £1950
For 6 months x650 = 3900

As I’m working towards my £1000 emergency fund and I’m drawing close to the end of that, I want to set up a new goal.

Excited to get started on 3 month goal :money:

Dobbibill

flutterby29 wrote: »

Dreamer Helen, can I sign up for the 3-6 month challenge?

I’ve calculated my basic outgoings for a month are £650 (rent, x2 direct debits, phone credit, tv & music subscriptions)

For 3 months x650 = £1950
For 6 months x650 = 3900

As I’m working towards my £1000 emergency fund and I’m drawing close to the end of that, I want to set up a new goal.

Excited to get started on 3 month goal :money:

Welcome flutterby29 of course you can join.

Well done on getting towards the end of the £1000 EF challenge. Finger's crossed, you won't need to use it for a while.

When Helen pops in, she will add your name, number and target to the first page.
Keep us updated on how it's going, we're all cheering you on.

Dobbi

[Deleted User]

Just popping in to wish all the lovely posters on here a very Happy Christmas however or wherever you plan to spend it:beer::xmastree::santa2:.